尊敬的投资者：
我公司发行的悦鑫·鸿运封闭式2024年第74期人民币理财产品（产品代码：2401OW0074）于2025-01-02成立，截至2026-07-08的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 产品资产净值（元） |
| 2026-07-08 | 1.0381 | 1.0381 | 1,131,724,790.65 |
| 2026-07-01 | 1.0376 | 1.0376 | 1,131,205,203.64 |
| 2026-06-30 | 1.0376 | 1.0376 | 1,131,148,633.02 |
| 2026-06-24 | 1.0377 | 1.0377 | 1,131,269,468.80 |
| 2026-06-17 | 1.0372 | 1.0372 | 1,130,993,670.50 |
| 2026-06-10 | 1.0368 | 1.0368 | 1,130,535,219.27 |
| 2026-06-03 | 1.0364 | 1.0364 | 1,130,114,242.87 |
| 2026-05-27 | 1.0358 | 1.0358 | 1,129,411,740.29 |
| 2026-05-20 | 1.0352 | 1.0352 | 1,128,812,895.59 |
| 2026-05-13 | 1.0346 | 1.0346 | 1,128,250,558.23 |
| 2026-05-06 | 1.0341 | 1.0341 | 1,127,714,276.52 |
| 2026-04-29 | 1.0336 | 1.0336 | 1,127,194,469.18 |
| 2026-04-22 | 1.0331 | 1.0331 | 1,126,625,932.21 |
| 2026-04-15 | 1.0325 | 1.0325 | 1,125,946,668.60 |
| 2026-04-08 | 1.0319 | 1.0319 | 1,125,407,263.22 |
| 2026-04-01 | 1.0313 | 1.0313 | 1,124,768,072.43 |
| 2026-03-31 | 1.0312 | 1.0312 | 1,124,856,730.92 |
| 2026-03-25 | 1.0308 | 1.0308 | 1,124,328,687.02 |
| 2026-03-18 | 1.0301 | 1.0301 | 1,123,836,443.21 |
| 2026-03-11 | 1.0294 | 1.0294 | 1,123,143,409.47 |
| 2026-03-04 | 1.0289 | 1.0289 | 1,122,605,228.86 |
| 2026-02-25 | 1.0284 | 1.0284 | 1,121,988,300.92 |
| 2026-02-24 | 1.0283 | 1.0283 | 1,121,967,337.49 |
| 2026-02-11 | 1.0273 | 1.0273 | 1,120,805,770.59 |
| 2026-02-04 | 1.0264 | 1.0264 | 1,119,982,934.74 |
| 2026-01-28 | 1.0258 | 1.0258 | 1,119,303,208.11 |
| 2026-01-21 | 1.0250 | 1.0250 | 1,118,465,112.27 |
| 2026-01-14 | 1.0240 | 1.0240 | 1,117,360,113.88 |
| 2026-01-07 | 1.0233 | 1.0233 | 1,116,870,241.81 |
| 2025-12-31 | 1.0229 | 1.0229 | 1,116,400,334.21 |
| 2025-12-24 | 1.0225 | 1.0225 | 1,116,006,508.09 |
| 2025-12-17 | 1.0220 | 1.0220 | 1,115,380,013.22 |
| 2025-12-10 | 1.0216 | 1.0216 | 1,114,977,080.49 |
| 2025-12-03 | 1.0216 | 1.0216 | 1,114,977,163.60 |
| 2025-11-26 | 1.0214 | 1.0214 | 1,114,940,253.29 |
| 2025-11-19 | 1.0215 | 1.0215 | 1,115,249,896.31 |
| 2025-11-12 | 1.0210 | 1.0210 | 1,114,764,518.66 |
| 2025-11-05 | 1.0204 | 1.0204 | 1,114,166,856.73 |
| 2025-10-29 | 1.0193 | 1.0193 | 1,112,941,565.03 |
| 2025-10-22 | 1.0181 | 1.0181 | 1,111,629,909.85 |
| 2025-10-15 | 1.0171 | 1.0171 | 1,110,500,926.80 |
| 2025-10-09 | 1.0164 | 1.0164 | 1,110,007,535.35 |
| 2025-09-30 | 1.0157 | 1.0157 | 1,109,303,460.79 |
| 2025-09-24 | 1.0159 | 1.0159 | 1,109,562,434.08 |
| 2025-09-17 | 1.0159 | 1.0159 | 1,109,605,201.51 |
| 2025-09-10 | 1.0155 | 1.0155 | 1,109,496,279.30 |
| 2025-09-03 | 1.0154 | 1.0154 | 1,109,380,974.05 |
| 2025-08-27 | 1.0150 | 1.0150 | 1,108,901,802.51 |
| 2025-08-20 | 1.0145 | 1.0145 | 1,108,353,197.90 |
| 2025-08-13 | 1.0147 | 1.0147 | 1,108,561,434.32 |
| 2025-08-06 | 1.0144 | 1.0144 | 1,108,237,214.60 |
| 2025-07-30 | 1.0135 | 1.0135 | 1,107,269,090.19 |
| 2025-07-23 | 1.0134 | 1.0134 | 1,107,205,240.15 |
| 2025-07-16 | 1.0132 | 1.0132 | 1,107,095,613.68 |
| 2025-07-09 | 1.0127 | 1.0127 | 1,106,613,429.44 |
| 2025-07-02 | 1.0120 | 1.0120 | 1,105,811,496.01 |
| 2025-06-30 | 1.0116 | 1.0116 | 1,105,401,589.78 |
| 2025-06-25 | 1.0113 | 1.0113 | 1,105,017,604.41 |
| 2025-06-18 | 1.0108 | 1.0108 | 1,104,501,690.77 |
| 2025-06-11 | 1.0099 | 1.0099 | 1,103,911,651.13 |
| 2025-06-04 | 1.0091 | 1.0091 | 1,103,819,731.84 |
| 2025-05-28 | 1.0087 | 1.0087 | 1,103,378,448.73 |
| 2025-05-21 | 1.0081 | 1.0081 | 1,102,711,750.22 |
| 2025-05-14 | 1.0074 | 1.0074 | 1,101,919,402.48 |
| 2025-05-07 | 1.0066 | 1.0066 | 1,101,260,895.16 |
| 2025-04-30 | 1.0061 | 1.0061 | 1,100,797,273.93 |
| 2025-04-23 | 1.0057 | 1.0057 | 1,100,333,195.31 |
| 2025-04-16 | 1.0057 | 1.0057 | 1,100,431,737.02 |
| 2025-04-09 | 1.0054 | 1.0054 | 1,100,577,717.32 |
| 2025-04-02 | 1.0044 | 1.0044 | 1,099,416,185.59 |
| 2025-03-26 | 1.0038 | 1.0038 | 1,098,844,728.49 |
| 2025-03-19 | 1.0029 | 1.0029 | 1,098,069,993.70 |
| 2025-03-12 | 1.0024 | 1.0024 | 1,097,526,103.27 |
| 2025-03-05 | 1.0026 | 1.0026 | 1,098,144,602.01 |
| 2025-02-26 | 1.0024 | 1.0024 | 1,098,133,576.55 |
| 2025-02-19 | 1.0025 | 1.0025 | 1,098,424,914.57 |
| 2025-02-12 | 1.0023 | 1.0023 | 1,098,159,808.68 |
| 2025-02-05 | 1.0020 | 1.0020 | 1,097,797,927.49 |
| 2025-01-22 | 1.0009 | 1.0009 | 1,096,737,797.64 |
| 2025-01-15 | 1.0005 | 1.0005 | 1,096,369,331.13 |
| 2025-01-08 | 1.0002 | 1.0002 | 1,096,095,893.76 |
| 2025-01-01 | 1 | 1 | - |
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年07月09日
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