尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开50号人民币理财产品（产品代码：2201JB0050）于2022-07-11成立，截至2026-07-03的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-07-03 | 1.1075 | 1.1375 | - |
| 2026-06-30 | 1.1075 | 1.1375 | - |
| 2026-06-26 | 1.1072 | 1.1372 | - |
| 2026-06-22 | 1.1070 | 1.1370 | - |
| 2026-06-12 | 1.1063 | 1.1363 | - |
| 2026-06-05 | 1.1065 | 1.1365 | - |
| 2026-05-29 | 1.1059 | 1.1359 | - |
| 2026-05-22 | 1.1051 | 1.1351 | - |
| 2026-05-15 | 1.1045 | 1.1345 | - |
| 2026-05-08 | 1.1038 | 1.1338 | - |
| 2026-05-06 | 1.1036 | 1.1336 | - |
| 2026-04-24 | 1.1024 | 1.1324 | - |
| 2026-04-17 | 1.1016 | 1.1316 | - |
| 2026-04-10 | 1.1008 | 1.1308 | - |
| 2026-04-03 | 1.0998 | 1.1298 | - |
| 2026-03-31 | 1.0993 | 1.1293 | - |
| 2026-03-27 | 1.0990 | 1.1290 | - |
| 2026-03-20 | 1.0983 | 1.1283 | - |
| 2026-03-13 | 1.0974 | 1.1274 | - |
| 2026-03-08 | 1.0967 | 1.1267 | -- |
| 2026-03-06 | 1.0966 | 1.1266 | - |
| 2026-02-27 | 1.0955 | 1.1255 | - |
| 2026-02-24 | 1.0953 | 1.1253 | - |
| 2026-02-13 | 1.0943 | 1.1243 | - |
| 2026-02-06 | 1.0935 | 1.1235 | - |
| 2026-01-30 | 1.0927 | 1.1227 | - |
| 2026-01-23 | 1.0915 | 1.1215 | - |
| 2026-01-16 | 1.0903 | 1.1203 | - |
| 2026-01-09 | 1.0894 | 1.1194 | - |
| 2026-01-04 | 1.0891 | 1.1191 | - |
| 2025-12-31 | 1.0887 | 1.1187 | - |
| 2025-12-26 | 1.0885 | 1.1185 | - |
| 2025-12-19 | 1.0878 | 1.1178 | - |
| 2025-12-12 | 1.0874 | 1.1174 | - |
| 2025-12-05 | 1.0877 | 1.1177 | - |
| 2025-11-28 | 1.0882 | 1.1182 | - |
| 2025-11-21 | 1.0885 | 1.1185 | - |
| 2025-11-14 | 1.0878 | 1.1178 | - |
| 2025-11-07 | 1.0871 | 1.1171 | - |
| 2025-10-31 | 1.0863 | 1.1163 | - |
| 2025-10-24 | 1.0844 | 1.1144 | - |
| 2025-10-17 | 1.0834 | 1.1134 | - |
| 2025-10-10 | 1.0824 | 1.1124 | - |
| 2025-10-09 | 1.0823 | 1.1123 | - |
| 2025-09-30 | 1.0815 | 1.1115 | - |
| 2025-09-26 | 1.0812 | 1.1112 | - |
| 2025-09-19 | 1.0821 | 1.1121 | - |
| 2025-09-12 | 1.0818 | 1.1118 | - |
| 2025-09-05 | 1.0826 | 1.1126 | - |
| 2025-08-29 | 1.0817 | 1.1117 | - |
| 2025-08-22 | 1.0816 | 1.1116 | - |
| 2025-08-15 | 1.0825 | 1.1125 | - |
| 2025-08-08 | 1.0827 | 1.1127 | - |
| 2025-08-01 | 1.0814 | 1.1114 | - |
| 2025-07-25 | 1.0803 | 1.1103 | - |
| 2025-07-18 | 1.0819 | 1.1119 | - |
| 2025-07-11 | 1.0811 | 1.1111 | - |
| 2025-07-10 | 1.0812 | 1.1112 | 1.0812 |
| 2025-07-04 | 1.0808 | 1.1108 | - |
| 2025-06-30 | 1.0799 | 1.1099 | - |
| 2025-06-27 | 1.0797 | 1.1097 | - |
| 2025-06-20 | 1.0792 | 1.1092 | - |
| 2025-06-13 | 1.0784 | 1.1084 | - |
| 2025-06-06 | 1.0777 | 1.1077 | - |
| 2025-05-30 | 1.0771 | 1.1071 | - |
| 2025-05-23 | 1.0766 | 1.1066 | - |
| 2025-05-16 | 1.0757 | 1.1057 | - |
| 2025-05-09 | 1.0746 | 1.1046 | - |
| 2025-05-06 | 1.0735 | 1.1035 | - |
| 2025-04-25 | 1.0723 | 1.1023 | - |
| 2025-04-18 | 1.0725 | 1.1025 | - |
| 2025-04-11 | 1.0717 | 1.1017 | - |
| 2025-04-07 | 1.0711 | 1.1011 | - |
| 2025-03-31 | 1.0690 | 1.0990 | - |
| 2025-03-28 | 1.0687 | 1.0987 | - |
| 2025-03-21 | 1.0667 | 1.0967 | - |
| 2025-03-14 | 1.0648 | 1.0948 | - |
| 2025-03-07 | 1.0642 | 1.0942 | - |
| 2025-02-28 | 1.0640 | 1.0940 | - |
| 2025-02-21 | 1.0650 | 1.0950 | - |
| 2025-02-14 | 1.0663 | 1.0963 | - |
| 2025-02-07 | 1.0659 | 1.0959 | - |
| 2025-02-05 | 1.0649 | 1.0949 | - |
| 2025-01-24 | 1.0637 | 1.0937 | - |
| 2025-01-17 | 1.0640 | 1.0940 | - |
| 2025-01-10 | 1.0643 | 1.0943 | - |
| 2025-01-03 | 1.0641 | 1.0941 | - |
| 2024-12-31 | 1.0635 | 1.0935 | - |
| 2024-12-27 | 1.0628 | 1.0928 | - |
| 2024-12-20 | 1.0621 | 1.0921 | - |
| 2024-12-13 | 1.0614 | 1.0914 | - |
| 2024-12-06 | 1.0594 | 1.0894 | - |
| 2024-11-29 | 1.0564 | 1.0864 | - |
| 2024-11-22 | 1.0539 | 1.0839 | - |
| 2024-11-15 | 1.0526 | 1.0826 | - |
| 2024-11-08 | 1.0514 | 1.0814 | - |
| 2024-11-01 | 1.0493 | 1.0793 | - |
| 2024-10-25 | 1.0494 | 1.0794 | - |
| 2024-10-18 | 1.0503 | 1.0803 | - |
| 2024-10-11 | 1.0459 | 1.0759 | - |
| 2024-10-08 | 1.0478 | 1.0778 | - |
| 2024-09-30 | 1.0484 | 1.0784 | - |
| 2024-09-27 | 1.0503 | 1.0803 | - |
| 2024-09-20 | 1.0516 | 1.0816 | - |
| 2024-09-13 | 1.0514 | 1.0814 | - |
| 2024-09-06 | 1.0511 | 1.0811 | - |
| 2024-08-30 | 1.0496 | 1.0796 | - |
| 2024-08-23 | 1.0504 | 1.0804 | - |
| 2024-08-16 | 1.0508 | 1.0808 | - |
| 2024-08-09 | 1.0510 | 1.0810 | - |
| 2024-08-02 | 1.0509 | 1.0809 | - |
| 2024-07-26 | 1.0494 | 1.0794 | - |
| 2024-07-19 | 1.0481 | 1.0781 | - |
| 2024-07-12 | 1.0472 | 1.0772 | - |
| 2024-07-10 | 1.0470 | 1.0770 | 1.0470 |
| 2024-07-05 | 1.0466 | 1.0766 | - |
| 2024-06-30 | 1.0757 | 1.0757 | -- |
| 2024-06-28 | 1.0755 | 1.0755 | - |
| 2024-06-21 | 1.0743 | 1.0743 | - |
| 2024-06-14 | 1.0736 | 1.0736 | - |
| 2024-06-07 | 1.0728 | 1.0728 | - |
| 2024-05-31 | 1.0717 | 1.0717 | - |
| 2024-05-24 | 1.0708 | 1.0708 | - |
| 2024-05-17 | 1.0694 | 1.0694 | - |
| 2024-05-10 | 1.0684 | 1.0684 | - |
| 2024-05-06 | 1.0672 | 1.0672 | - |
| 2024-04-26 | 1.0671 | 1.0671 | - |
| 2024-04-19 | 1.0666 | 1.0666 | - |
| 2024-04-12 | 1.0649 | 1.0649 | - |
| 2024-04-07 | 1.0633 | 1.0633 | - |
| 2024-03-31 | 1.0623 | 1.0623 | -- |
| 2024-03-29 | 1.0621 | 1.0621 | - |
| 2024-03-22 | 1.0613 | 1.0613 | - |
| 2024-03-15 | 1.0602 | 1.0602 | - |
| 2024-03-08 | 1.0603 | 1.0603 | - |
| 2024-03-01 | 1.0594 | 1.0594 | - |
| 2024-02-23 | 1.0585 | 1.0585 | - |
| 2024-02-18 | 1.0572 | 1.0572 | - |
| 2024-02-09 | 1.0564 | 1.0564 | - |
| 2024-02-02 | 1.0553 | 1.0553 | - |
| 2024-01-26 | 1.0531 | 1.0531 | - |
| 2024-01-19 | 1.0520 | 1.0520 | - |
| 2024-01-12 | 1.0506 | 1.0506 | - |
| 2024-01-05 | 1.0495 | 1.0495 | - |
| 2023-12-31 | 1.0482 | 1.0482 | - |
| 2023-12-29 | 1.0480 | 1.0480 | - |
| 2023-12-22 | 1.0458 | 1.0458 | - |
| 2023-12-15 | 1.0444 | 1.0444 | - |
| 2023-12-08 | 1.0432 | 1.0432 | - |
| 2023-12-01 | 1.0428 | 1.0428 | - |
| 2023-11-24 | 1.0427 | 1.0427 | - |
| 2023-11-17 | 1.0423 | 1.0423 | - |
| 2023-11-10 | 1.0413 | 1.0413 | - |
| 2023-11-03 | 1.0415 | 1.0415 | - |
| 2023-10-27 | 1.0402 | 1.0402 | - |
| 2023-10-20 | 1.0390 | 1.0390 | - |
| 2023-10-13 | 1.0394 | 1.0394 | - |
| 2023-10-07 | 1.0395 | 1.0395 | - |
| 2023-09-30 | 1.0386 | 1.0386 | -- |
| 2023-09-28 | 1.0384 | 1.0384 | - |
| 2023-09-22 | 1.0376 | 1.0376 | - |
| 2023-09-15 | 1.0365 | 1.0365 | - |
| 2023-09-08 | 1.0355 | 1.0355 | - |
| 2023-09-01 | 1.0385 | 1.0385 | - |
| 2023-08-25 | 1.0386 | 1.0386 | - |
| 2023-08-18 | 1.0375 | 1.0375 | - |
| 2023-08-11 | 1.0356 | 1.0356 | - |
| 2023-08-04 | 1.0338 | 1.0338 | - |
| 2023-07-28 | 1.0327 | 1.0327 | - |
| 2023-07-21 | 1.0332 | 1.0332 | - |
| 2023-07-14 | 1.0323 | 1.0323 | - |
| 2023-07-10 | 1.0316 | 1.0316 | 1.0316 |
| 2023-07-07 | 1.0314 | 1.0314 | - |
| 2023-06-30 | 1.0304 | 1.0304 | - |
| 2023-06-28 | 1.0292 | 1.0292 | - |
| 2023-06-25 | 1.0296 | 1.0296 | - |
| 2023-06-16 | 1.0298 | 1.0298 | - |
| 2023-06-09 | 1.0288 | 1.0288 | - |
| 2023-06-02 | 1.0272 | 1.0272 | - |
| 2023-05-26 | 1.0259 | 1.0259 | - |
| 2023-05-19 | 1.0260 | 1.0260 | - |
| 2023-05-12 | 1.0256 | 1.0256 | - |
| 2023-05-05 | 1.0256 | 1.0256 | - |
| 2023-04-28 | 1.0238 | 1.0238 | - |
| 2023-04-21 | 1.0230 | 1.0230 | - |
| 2023-04-14 | 1.0231 | 1.0231 | - |
| 2023-04-07 | 1.0221 | 1.0221 | - |
| 2023-03-31 | 1.0168 | 1.0168 | - |
| 2023-03-24 | 1.0134 | 1.0134 | - |
| 2023-03-17 | 1.0098 | 1.0098 | - |
| 2023-03-10 | 1.0078 | 1.0078 | - |
| 2023-03-03 | 1.0065 | 1.0065 | - |
| 2023-02-24 | 1.0049 | 1.0049 | - |
| 2023-02-17 | 1.0049 | 1.0049 | - |
| 2023-01-31 | 0.9984 | 0.9984 | - |
| 2022-12-31 | 0.9936 | 0.9936 | -- |
| 2022-12-30 | 0.9936 | 0.9936 | - |
| 2022-11-30 | 1.0007 | 1.0007 | - |
| 2022-10-31 | 1.0174 | 1.0174 | - |
| 2022-09-30 | 1.0144 | 1.0144 | - |
| 2022-08-31 | 1.0136 | 1.0136 | - |
| 2022-07-31 | 1.0081 | 1.0081 | -- |
| 2022-07-10 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年07月08日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
