尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开88号人民币理财产品（产品代码：2301JB0088）于2023-02-10成立，截至2026-04-24的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-04-24 | 1.1179 | 1.1179 | - |
| 2026-04-17 | 1.1176 | 1.1176 | - |
| 2026-04-10 | 1.1170 | 1.1170 | - |
| 2026-04-03 | 1.1157 | 1.1157 | - |
| 2026-03-31 | 1.1155 | 1.1155 | - |
| 2026-03-27 | 1.1157 | 1.1157 | - |
| 2026-03-20 | 1.1156 | 1.1156 | - |
| 2026-03-13 | 1.1164 | 1.1164 | - |
| 2026-03-06 | 1.1153 | 1.1153 | - |
| 2026-02-27 | 1.1150 | 1.1150 | - |
| 2026-02-24 | 1.1144 | 1.1144 | - |
| 2026-02-13 | 1.1131 | 1.1131 | - |
| 2026-02-09 | 1.1124 | 1.1124 | 1.1124 |
| 2026-02-06 | 1.1117 | 1.1117 | - |
| 2026-01-30 | 1.1112 | 1.1112 | - |
| 2026-01-23 | 1.1106 | 1.1106 | - |
| 2026-01-16 | 1.1085 | 1.1085 | - |
| 2026-01-09 | 1.1081 | 1.1081 | - |
| 2026-01-04 | 1.1074 | 1.1074 | - |
| 2025-12-31 | 1.1071 | 1.1071 | - |
| 2025-12-26 | 1.1071 | 1.1071 | - |
| 2025-12-19 | 1.1059 | 1.1059 | - |
| 2025-12-12 | 1.1051 | 1.1051 | - |
| 2025-12-05 | 1.1048 | 1.1048 | - |
| 2025-11-28 | 1.1047 | 1.1047 | - |
| 2025-11-21 | 1.1043 | 1.1043 | - |
| 2025-11-14 | 1.1050 | 1.1050 | - |
| 2025-11-07 | 1.1046 | 1.1046 | - |
| 2025-10-31 | 1.1034 | 1.1034 | - |
| 2025-10-24 | 1.1017 | 1.1017 | - |
| 2025-10-17 | 1.0999 | 1.0999 | - |
| 2025-10-10 | 1.0992 | 1.0992 | - |
| 2025-10-09 | 1.0994 | 1.0994 | - |
| 2025-09-30 | 1.0984 | 1.0984 | - |
| 2025-09-26 | 1.0980 | 1.0980 | - |
| 2025-09-19 | 1.0993 | 1.0993 | - |
| 2025-09-12 | 1.0990 | 1.0990 | - |
| 2025-09-05 | 1.0993 | 1.0993 | - |
| 2025-08-29 | 1.0984 | 1.0984 | - |
| 2025-08-22 | 1.0977 | 1.0977 | - |
| 2025-08-15 | 1.0982 | 1.0982 | - |
| 2025-08-08 | 1.0980 | 1.0980 | - |
| 2025-08-01 | 1.0968 | 1.0968 | - |
| 2025-07-25 | 1.0963 | 1.0963 | - |
| 2025-07-18 | 1.0966 | 1.0966 | - |
| 2025-07-11 | 1.0957 | 1.0957 | - |
| 2025-07-04 | 1.0954 | 1.0954 | - |
| 2025-06-30 | 1.0943 | 1.0943 | - |
| 2025-06-27 | 1.0941 | 1.0941 | - |
| 2025-06-20 | 1.0937 | 1.0937 | - |
| 2025-06-13 | 1.0932 | 1.0932 | - |
| 2025-06-06 | 1.0922 | 1.0922 | - |
| 2025-05-30 | 1.0915 | 1.0915 | - |
| 2025-05-23 | 1.0914 | 1.0914 | - |
| 2025-05-16 | 1.0904 | 1.0904 | - |
| 2025-05-09 | 1.0894 | 1.0894 | - |
| 2025-05-06 | 1.0888 | 1.0888 | - |
| 2025-04-25 | 1.0879 | 1.0879 | - |
| 2025-04-18 | 1.0879 | 1.0879 | - |
| 2025-04-11 | 1.0876 | 1.0876 | - |
| 2025-04-07 | 1.0866 | 1.0866 | - |
| 2025-03-31 | 1.0854 | 1.0854 | - |
| 2025-03-28 | 1.0853 | 1.0853 | - |
| 2025-03-21 | 1.0839 | 1.0839 | - |
| 2025-03-14 | 1.0822 | 1.0822 | - |
| 2025-03-07 | 1.0810 | 1.0810 | - |
| 2025-02-28 | 1.0808 | 1.0808 | - |
| 2025-02-21 | 1.0822 | 1.0822 | - |
| 2025-02-14 | 1.0831 | 1.0831 | - |
| 2025-02-10 | 1.0832 | 1.0832 | 1.0832 |
| 2025-02-07 | 1.0829 | 1.0829 | - |
| 2025-02-05 | 1.0823 | 1.0823 | - |
| 2025-01-24 | 1.0813 | 1.0813 | - |
| 2025-01-17 | 1.0814 | 1.0814 | - |
| 2025-01-10 | 1.0814 | 1.0814 | - |
| 2025-01-03 | 1.0817 | 1.0817 | - |
| 2024-12-31 | 1.0813 | 1.0813 | - |
| 2024-12-27 | 1.0806 | 1.0806 | - |
| 2024-12-20 | 1.0800 | 1.0800 | - |
| 2024-12-13 | 1.0798 | 1.0798 | - |
| 2024-12-06 | 1.0783 | 1.0783 | - |
| 2024-11-29 | 1.0761 | 1.0761 | - |
| 2024-11-22 | 1.0747 | 1.0747 | - |
| 2024-11-15 | 1.0740 | 1.0740 | - |
| 2024-11-08 | 1.0736 | 1.0736 | - |
| 2024-11-01 | 1.0724 | 1.0724 | - |
| 2024-10-25 | 1.0721 | 1.0721 | - |
| 2024-10-18 | 1.0725 | 1.0725 | - |
| 2024-10-11 | 1.0702 | 1.0702 | - |
| 2024-10-08 | 1.0706 | 1.0706 | - |
| 2024-09-30 | 1.0708 | 1.0708 | - |
| 2024-09-27 | 1.0721 | 1.0721 | - |
| 2024-09-20 | 1.0714 | 1.0714 | - |
| 2024-09-13 | 1.0707 | 1.0707 | - |
| 2024-09-06 | 1.0703 | 1.0703 | - |
| 2024-08-30 | 1.0697 | 1.0697 | - |
| 2024-08-23 | 1.0697 | 1.0697 | - |
| 2024-08-16 | 1.0699 | 1.0699 | - |
| 2024-08-09 | 1.0698 | 1.0698 | - |
| 2024-08-02 | 1.0695 | 1.0695 | - |
| 2024-07-26 | 1.0684 | 1.0684 | - |
| 2024-07-19 | 1.0672 | 1.0672 | - |
| 2024-07-12 | 1.0665 | 1.0665 | - |
| 2024-07-05 | 1.0660 | 1.0660 | - |
| 2024-06-30 | 1.0654 | 1.0654 | -- |
| 2024-06-28 | 1.0653 | 1.0653 | - |
| 2024-06-21 | 1.0642 | 1.0642 | - |
| 2024-06-14 | 1.0630 | 1.0630 | - |
| 2024-06-07 | 1.0624 | 1.0624 | - |
| 2024-05-31 | 1.0611 | 1.0611 | - |
| 2024-05-24 | 1.0600 | 1.0600 | - |
| 2024-05-17 | 1.0594 | 1.0594 | - |
| 2024-05-10 | 1.0583 | 1.0583 | - |
| 2024-05-06 | 1.0571 | 1.0571 | - |
| 2024-04-26 | 1.0565 | 1.0565 | - |
| 2024-04-19 | 1.0559 | 1.0559 | - |
| 2024-04-12 | 1.0545 | 1.0545 | - |
| 2024-04-07 | 1.0529 | 1.0529 | - |
| 2024-03-31 | 1.0518 | 1.0518 | -- |
| 2024-03-29 | 1.0516 | 1.0516 | - |
| 2024-03-22 | 1.0511 | 1.0511 | - |
| 2024-03-15 | 1.0503 | 1.0503 | - |
| 2024-03-08 | 1.0504 | 1.0504 | - |
| 2024-03-01 | 1.0494 | 1.0494 | - |
| 2024-02-23 | 1.0486 | 1.0486 | - |
| 2024-02-18 | 1.0472 | 1.0472 | - |
| 2024-02-09 | 1.0463 | 1.0463 | 1.0463 |
| 2024-02-02 | 1.0457 | 1.0457 | - |
| 2024-01-31 | 1.0456 | 1.0456 | - |
| 2024-01-26 | 1.0448 | 1.0448 | - |
| 2024-01-19 | 1.0441 | 1.0441 | - |
| 2024-01-12 | 1.0432 | 1.0432 | - |
| 2024-01-05 | 1.0421 | 1.0421 | - |
| 2023-12-31 | 1.0414 | 1.0414 | - |
| 2023-12-29 | 1.0412 | 1.0412 | - |
| 2023-12-22 | 1.0396 | 1.0396 | - |
| 2023-12-15 | 1.0386 | 1.0386 | - |
| 2023-12-08 | 1.0375 | 1.0375 | - |
| 2023-12-01 | 1.0372 | 1.0372 | - |
| 2023-11-24 | 1.0368 | 1.0368 | - |
| 2023-11-17 | 1.0363 | 1.0363 | - |
| 2023-11-10 | 1.0350 | 1.0350 | - |
| 2023-11-03 | 1.0339 | 1.0339 | - |
| 2023-10-27 | 1.0328 | 1.0328 | - |
| 2023-10-20 | 1.0319 | 1.0319 | - |
| 2023-10-13 | 1.0316 | 1.0316 | - |
| 2023-10-07 | 1.0310 | 1.0310 | - |
| 2023-09-30 | 1.0302 | 1.0302 | -- |
| 2023-09-28 | 1.0300 | 1.0300 | - |
| 2023-09-22 | 1.0294 | 1.0294 | - |
| 2023-09-15 | 1.0284 | 1.0284 | - |
| 2023-09-08 | 1.0276 | 1.0276 | - |
| 2023-09-01 | 1.0289 | 1.0289 | - |
| 2023-08-25 | 1.0284 | 1.0284 | - |
| 2023-08-18 | 1.0270 | 1.0270 | - |
| 2023-08-11 | 1.0247 | 1.0247 | - |
| 2023-08-04 | 1.0235 | 1.0235 | - |
| 2023-07-28 | 1.0227 | 1.0227 | - |
| 2023-07-21 | 1.0224 | 1.0224 | - |
| 2023-07-14 | 1.0211 | 1.0211 | - |
| 2023-07-07 | 1.0198 | 1.0198 | - |
| 2023-06-30 | 1.0186 | 1.0186 | - |
| 2023-06-25 | 1.0182 | 1.0182 | - |
| 2023-06-16 | 1.0179 | 1.0179 | - |
| 2023-06-09 | 1.0172 | 1.0172 | - |
| 2023-06-02 | 1.0177 | 1.0177 | - |
| 2023-05-26 | 1.0169 | 1.0169 | - |
| 2023-05-19 | 1.0161 | 1.0161 | - |
| 2023-05-12 | 1.0152 | 1.0152 | - |
| 2023-05-05 | 1.0138 | 1.0138 | - |
| 2023-04-28 | 1.0124 | 1.0124 | - |
| 2023-04-21 | 1.0111 | 1.0111 | - |
| 2023-04-14 | 1.0101 | 1.0101 | - |
| 2023-04-07 | 1.0089 | 1.0089 | - |
| 2023-03-31 | 1.0081 | 1.0081 | - |
| 2023-03-24 | 1.0074 | 1.0074 | - |
| 2023-03-17 | 1.0065 | 1.0065 | - |
| 2023-03-10 | 1.0051 | 1.0051 | - |
| 2023-03-03 | 1.0035 | 1.0035 | - |
| 2023-02-24 | 1.0027 | 1.0027 | - |
| 2023-02-17 | 1.0019 | 1.0019 | - |
| 2023-02-09 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年04月29日
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