尊敬的投资者：
我公司发行的邮银财富·鸿锦三个月定开2号人民币理财产品（产品代码：2201JD0002）于2022-04-14成立，截至2026-04-13的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-04-13 | 1.1047 | 1.1047 | 1.1047 |
| 2026-04-10 | 1.1046 | 1.1046 | - |
| 2026-04-03 | 1.1037 | 1.1037 | - |
| 2026-03-31 | 1.1036 | 1.1036 | - |
| 2026-03-27 | 1.1035 | 1.1035 | - |
| 2026-03-20 | 1.1032 | 1.1032 | - |
| 2026-03-13 | 1.1030 | 1.1030 | - |
| 2026-03-06 | 1.1026 | 1.1026 | - |
| 2026-02-27 | 1.1021 | 1.1021 | - |
| 2026-02-24 | 1.1019 | 1.1019 | - |
| 2026-02-13 | 1.1010 | 1.1010 | - |
| 2026-02-06 | 1.1003 | 1.1003 | - |
| 2026-01-30 | 1.1001 | 1.1001 | - |
| 2026-01-23 | 1.0997 | 1.0997 | - |
| 2026-01-16 | 1.0987 | 1.0987 | - |
| 2026-01-13 | 1.0987 | 1.0987 | 1.0987 |
| 2026-01-09 | 1.0983 | 1.0983 | - |
| 2026-01-04 | 1.0976 | 1.0976 | - |
| 2025-12-31 | 1.0974 | 1.0974 | - |
| 2025-12-26 | 1.0972 | 1.0972 | - |
| 2025-12-19 | 1.0961 | 1.0961 | - |
| 2025-12-12 | 1.0958 | 1.0958 | - |
| 2025-12-05 | 1.0954 | 1.0954 | - |
| 2025-11-28 | 1.0951 | 1.0951 | - |
| 2025-11-21 | 1.0946 | 1.0946 | - |
| 2025-11-14 | 1.0952 | 1.0952 | - |
| 2025-11-07 | 1.0948 | 1.0948 | - |
| 2025-10-31 | 1.0941 | 1.0941 | - |
| 2025-10-24 | 1.0931 | 1.0931 | - |
| 2025-10-17 | 1.0914 | 1.0914 | - |
| 2025-10-13 | 1.0917 | 1.0917 | 1.0917 |
| 2025-10-10 | 1.0917 | 1.0917 | - |
| 2025-10-09 | 1.0930 | 1.0930 | - |
| 2025-09-30 | 1.0917 | 1.0917 | - |
| 2025-09-26 | 1.0904 | 1.0904 | - |
| 2025-09-19 | 1.0911 | 1.0911 | - |
| 2025-09-12 | 1.0909 | 1.0909 | - |
| 2025-09-05 | 1.0910 | 1.0910 | - |
| 2025-08-29 | 1.0904 | 1.0904 | - |
| 2025-08-22 | 1.0886 | 1.0886 | - |
| 2025-08-15 | 1.0887 | 1.0887 | - |
| 2025-08-08 | 1.0891 | 1.0891 | - |
| 2025-08-01 | 1.0880 | 1.0880 | - |
| 2025-07-25 | 1.0871 | 1.0871 | - |
| 2025-07-18 | 1.0887 | 1.0887 | - |
| 2025-07-14 | 1.0883 | 1.0883 | 1.0883 |
| 2025-07-11 | 1.0883 | 1.0883 | - |
| 2025-07-04 | 1.0880 | 1.0880 | - |
| 2025-06-30 | 1.0868 | 1.0868 | - |
| 2025-06-27 | 1.0867 | 1.0867 | - |
| 2025-06-20 | 1.0860 | 1.0860 | - |
| 2025-06-13 | 1.0852 | 1.0852 | - |
| 2025-06-06 | 1.0843 | 1.0843 | - |
| 2025-05-30 | 1.0837 | 1.0837 | - |
| 2025-05-23 | 1.0832 | 1.0832 | - |
| 2025-05-16 | 1.0824 | 1.0824 | - |
| 2025-05-09 | 1.0817 | 1.0817 | - |
| 2025-05-06 | 1.0811 | 1.0811 | - |
| 2025-04-25 | 1.0802 | 1.0802 | - |
| 2025-04-18 | 1.0799 | 1.0799 | - |
| 2025-04-14 | 1.0796 | 1.0796 | 1.0796 |
| 2025-04-11 | 1.0792 | 1.0792 | - |
| 2025-04-07 | 1.0787 | 1.0787 | - |
| 2025-03-31 | 1.0775 | 1.0775 | - |
| 2025-03-28 | 1.0773 | 1.0773 | - |
| 2025-03-21 | 1.0762 | 1.0762 | - |
| 2025-03-14 | 1.0755 | 1.0755 | - |
| 2025-03-07 | 1.0750 | 1.0750 | - |
| 2025-02-28 | 1.0750 | 1.0750 | - |
| 2025-02-21 | 1.0759 | 1.0759 | - |
| 2025-02-14 | 1.0768 | 1.0768 | - |
| 2025-02-07 | 1.0764 | 1.0764 | - |
| 2025-02-05 | 1.0758 | 1.0758 | - |
| 2025-01-24 | 1.0747 | 1.0747 | - |
| 2025-01-17 | 1.0745 | 1.0745 | - |
| 2025-01-13 | 1.0747 | 1.0747 | 1.0747 |
| 2025-01-10 | 1.0746 | 1.0746 | - |
| 2025-01-03 | 1.0744 | 1.0744 | - |
| 2024-12-31 | 1.0739 | 1.0739 | - |
| 2024-12-27 | 1.0735 | 1.0735 | - |
| 2024-12-20 | 1.0729 | 1.0729 | - |
| 2024-12-13 | 1.0724 | 1.0724 | - |
| 2024-12-06 | 1.0713 | 1.0713 | - |
| 2024-11-29 | 1.0701 | 1.0701 | - |
| 2024-11-22 | 1.0690 | 1.0690 | - |
| 2024-11-15 | 1.0682 | 1.0682 | - |
| 2024-11-08 | 1.0673 | 1.0673 | - |
| 2024-11-01 | 1.0667 | 1.0667 | - |
| 2024-10-25 | 1.0666 | 1.0666 | - |
| 2024-10-18 | 1.0668 | 1.0668 | - |
| 2024-10-14 | 1.0660 | 1.0660 | 1.0660 |
| 2024-10-11 | 1.0650 | 1.0650 | - |
| 2024-10-08 | 1.0648 | 1.0648 | - |
| 2024-09-30 | 1.0652 | 1.0652 | - |
| 2024-09-27 | 1.0673 | 1.0673 | - |
| 2024-09-20 | 1.0681 | 1.0681 | - |
| 2024-09-13 | 1.0676 | 1.0676 | - |
| 2024-09-06 | 1.0667 | 1.0667 | - |
| 2024-08-30 | 1.0655 | 1.0655 | - |
| 2024-08-23 | 1.0657 | 1.0657 | - |
| 2024-08-16 | 1.0656 | 1.0656 | - |
| 2024-08-09 | 1.0657 | 1.0657 | - |
| 2024-08-02 | 1.0655 | 1.0655 | - |
| 2024-07-26 | 1.0644 | 1.0644 | - |
| 2024-07-19 | 1.0629 | 1.0629 | - |
| 2024-07-15 | 1.0624 | 1.0624 | 1.0624 |
| 2024-07-12 | 1.0620 | 1.0620 | - |
| 2024-07-05 | 1.0615 | 1.0615 | - |
| 2024-07-03 | 1.0616 | 1.0616 | - |
| 2024-06-30 | 1.0611 | 1.0611 | -- |
| 2024-06-28 | 1.0610 | 1.0610 | - |
| 2024-06-21 | 1.0593 | 1.0593 | - |
| 2024-06-14 | 1.0584 | 1.0584 | - |
| 2024-06-07 | 1.0577 | 1.0577 | - |
| 2024-05-31 | 1.0567 | 1.0567 | - |
| 2024-05-24 | 1.0560 | 1.0560 | - |
| 2024-05-17 | 1.0553 | 1.0553 | - |
| 2024-05-10 | 1.0547 | 1.0547 | - |
| 2024-05-06 | 1.0540 | 1.0540 | - |
| 2024-04-26 | 1.0532 | 1.0532 | - |
| 2024-04-19 | 1.0529 | 1.0529 | - |
| 2024-04-15 | 1.0526 | 1.0526 | 1.0526 |
| 2024-04-12 | 1.0522 | 1.0522 | - |
| 2024-04-07 | 1.0515 | 1.0515 | - |
| 2024-03-31 | 1.0508 | 1.0508 | -- |
| 2024-03-29 | 1.0507 | 1.0507 | - |
| 2024-03-22 | 1.0502 | 1.0502 | - |
| 2024-03-15 | 1.0495 | 1.0495 | - |
| 2024-03-08 | 1.0490 | 1.0490 | - |
| 2024-03-01 | 1.0484 | 1.0484 | - |
| 2024-02-23 | 1.0475 | 1.0475 | - |
| 2024-02-18 | 1.0467 | 1.0467 | - |
| 2024-02-09 | 1.0460 | 1.0460 | - |
| 2024-02-02 | 1.0454 | 1.0454 | - |
| 2024-01-26 | 1.0446 | 1.0446 | - |
| 2024-01-19 | 1.0440 | 1.0440 | - |
| 2024-01-15 | 1.0435 | 1.0435 | 1.0435 |
| 2024-01-12 | 1.0433 | 1.0433 | - |
| 2024-01-05 | 1.0427 | 1.0427 | - |
| 2024-01-03 | 1.0425 | 1.0425 | - |
| 2023-12-31 | 1.0423 | 1.0423 | - |
| 2023-12-29 | 1.0421 | 1.0421 | - |
| 2023-12-22 | 1.0408 | 1.0408 | - |
| 2023-12-15 | 1.0402 | 1.0402 | - |
| 2023-12-08 | 1.0395 | 1.0395 | - |
| 2023-12-01 | 1.0393 | 1.0393 | - |
| 2023-11-24 | 1.0390 | 1.0390 | - |
| 2023-11-17 | 1.0385 | 1.0385 | - |
| 2023-11-10 | 1.0376 | 1.0376 | - |
| 2023-11-03 | 1.0368 | 1.0368 | - |
| 2023-10-27 | 1.0356 | 1.0356 | - |
| 2023-10-20 | 1.0346 | 1.0346 | - |
| 2023-10-13 | 1.0344 | 1.0344 | 1.0344 |
| 2023-10-07 | 1.0340 | 1.0340 | - |
| 2023-09-30 | 1.0334 | 1.0334 | -- |
| 2023-09-28 | 1.0333 | 1.0333 | - |
| 2023-09-27 | 1.0329 | 1.0329 | - |
| 2023-09-22 | 1.0328 | 1.0328 | - |
| 2023-09-15 | 1.0322 | 1.0322 | - |
| 2023-09-08 | 1.0315 | 1.0315 | - |
| 2023-09-01 | 1.0328 | 1.0328 | - |
| 2023-08-25 | 1.0327 | 1.0327 | - |
| 2023-08-18 | 1.0323 | 1.0323 | - |
| 2023-08-11 | 1.0314 | 1.0314 | - |
| 2023-08-04 | 1.0305 | 1.0305 | - |
| 2023-07-28 | 1.0296 | 1.0296 | - |
| 2023-07-21 | 1.0293 | 1.0293 | - |
| 2023-07-14 | 1.0286 | 1.0286 | - |
| 2023-07-13 | 1.0286 | 1.0286 | 1.0286 |
| 2023-07-07 | 1.0280 | 1.0280 | - |
| 2023-07-03 | 1.0276 | 1.0276 | - |
| 2023-06-30 | 1.0269 | 1.0269 | - |
| 2023-06-25 | 1.0261 | 1.0261 | - |
| 2023-06-16 | 1.0261 | 1.0261 | - |
| 2023-06-09 | 1.0259 | 1.0259 | - |
| 2023-06-02 | 1.0255 | 1.0255 | - |
| 2023-05-26 | 1.0244 | 1.0244 | - |
| 2023-05-19 | 1.0239 | 1.0239 | - |
| 2023-05-12 | 1.0232 | 1.0232 | - |
| 2023-05-05 | 1.0226 | 1.0226 | - |
| 2023-04-28 | 1.0216 | 1.0216 | - |
| 2023-04-21 | 1.0195 | 1.0195 | - |
| 2023-04-14 | 1.0183 | 1.0183 | - |
| 2023-04-13 | 1.0181 | 1.0181 | 1.0181 |
| 2023-04-07 | 1.0175 | 1.0175 | - |
| 2023-03-31 | 1.0164 | 1.0164 | - |
| 2023-03-24 | 1.0154 | 1.0154 | - |
| 2023-03-17 | 1.0147 | 1.0147 | - |
| 2023-03-10 | 1.0137 | 1.0137 | - |
| 2023-03-03 | 1.0129 | 1.0129 | - |
| 2023-02-24 | 1.0114 | 1.0114 | - |
| 2023-02-17 | 1.0116 | 1.0116 | - |
| 2023-01-31 | 1.0094 | 1.0094 | - |
| 2023-01-13 | 1.0077 | 1.0077 | 1.0077 |
| 2023-01-03 | 1.0063 | 1.0063 | - |
| 2022-12-31 | 1.0053 | 1.0053 | -- |
| 2022-12-30 | 1.0052 | 1.0052 | - |
| 2022-11-30 | 1.0111 | 1.0111 | - |
| 2022-10-31 | 1.0213 | 1.0213 | - |
| 2022-10-13 | 1.0218 | 1.0218 | 1.0218 |
| 2022-09-30 | 1.0210 | 1.0210 | - |
| 2022-09-28 | 1.0214 | 1.0214 | - |
| 2022-08-31 | 1.0196 | 1.0196 | - |
| 2022-07-31 | 1.0158 | 1.0158 | -- |
| 2022-07-13 | 1.0101 | 1.0101 | 1.0101 |
| 2022-07-01 | 1.0082 | 1.0082 | - |
| 2022-06-30 | 1.0080 | 1.0080 | - |
| 2022-05-31 | 1.0070 | 1.0070 | - |
| 2022-04-30 | 1.0019 | 1.0019 | -- |
| 2022-04-13 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年04月14日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
