尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开3号人民币理财产品（产品代码：2001JB0003）于2020-08-24成立，截至2026-03-06的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-03-06 | 1.1537 | 1.1837 | - |
| 2026-02-27 | 1.1551 | 1.1851 | - |
| 2026-02-24 | 1.1538 | 1.1838 | - |
| 2026-02-13 | 1.1516 | 1.1816 | - |
| 2026-02-06 | 1.1476 | 1.1776 | - |
| 2026-01-30 | 1.1521 | 1.1821 | - |
| 2026-01-23 | 1.1513 | 1.1813 | - |
| 2026-01-16 | 1.1481 | 1.1781 | - |
| 2026-01-09 | 1.1465 | 1.1765 | - |
| 2026-01-04 | 1.1430 | 1.1730 | - |
| 2025-12-31 | 1.1431 | 1.1731 | - |
| 2025-12-26 | 1.1425 | 1.1725 | - |
| 2025-12-19 | 1.1408 | 1.1708 | - |
| 2025-12-12 | 1.1402 | 1.1702 | - |
| 2025-12-05 | 1.1404 | 1.1704 | - |
| 2025-11-28 | 1.1410 | 1.1710 | - |
| 2025-11-21 | 1.1413 | 1.1713 | - |
| 2025-11-14 | 1.1449 | 1.1749 | - |
| 2025-11-07 | 1.1454 | 1.1754 | - |
| 2025-10-31 | 1.1456 | 1.1756 | - |
| 2025-10-24 | 1.1429 | 1.1729 | - |
| 2025-10-17 | 1.1373 | 1.1673 | - |
| 2025-10-10 | 1.1439 | 1.1739 | - |
| 2025-10-09 | 1.1479 | 1.1779 | - |
| 2025-09-30 | 1.1459 | 1.1759 | - |
| 2025-09-26 | 1.1421 | 1.1721 | - |
| 2025-09-19 | 1.1399 | 1.1699 | - |
| 2025-09-12 | 1.1426 | 1.1726 | - |
| 2025-09-05 | 1.1424 | 1.1724 | - |
| 2025-08-29 | 1.1410 | 1.1710 | - |
| 2025-08-25 | 1.1451 | 1.1751 | 1.1451 |
| 2025-08-22 | 1.1420 | 1.1720 | - |
| 2025-08-15 | 1.1436 | 1.1736 | - |
| 2025-08-08 | 1.1408 | 1.1708 | - |
| 2025-08-01 | 1.1406 | 1.1706 | - |
| 2025-07-25 | 1.1396 | 1.1696 | - |
| 2025-07-18 | 1.1417 | 1.1717 | - |
| 2025-07-11 | 1.1409 | 1.1709 | - |
| 2025-07-04 | 1.1406 | 1.1706 | - |
| 2025-06-30 | 1.1395 | 1.1695 | - |
| 2025-06-27 | 1.1395 | 1.1695 | - |
| 2025-06-20 | 1.1383 | 1.1683 | - |
| 2025-06-13 | 1.1366 | 1.1666 | - |
| 2025-06-06 | 1.1350 | 1.1650 | - |
| 2025-05-30 | 1.1340 | 1.1640 | - |
| 2025-05-23 | 1.1333 | 1.1633 | - |
| 2025-05-16 | 1.1322 | 1.1622 | - |
| 2025-05-09 | 1.1314 | 1.1614 | - |
| 2025-05-06 | 1.1306 | 1.1606 | - |
| 2025-04-25 | 1.1288 | 1.1588 | - |
| 2025-04-18 | 1.1280 | 1.1580 | - |
| 2025-04-11 | 1.1275 | 1.1575 | - |
| 2025-04-07 | 1.1273 | 1.1573 | - |
| 2025-03-31 | 1.1246 | 1.1546 | - |
| 2025-03-28 | 1.1243 | 1.1543 | - |
| 2025-03-21 | 1.1228 | 1.1528 | - |
| 2025-03-14 | 1.1216 | 1.1516 | - |
| 2025-03-07 | 1.1213 | 1.1513 | - |
| 2025-02-28 | 1.1219 | 1.1519 | - |
| 2025-02-21 | 1.1226 | 1.1526 | - |
| 2025-02-14 | 1.1238 | 1.1538 | - |
| 2025-02-07 | 1.1235 | 1.1535 | - |
| 2025-02-05 | 1.1228 | 1.1528 | - |
| 2025-01-24 | 1.1212 | 1.1512 | - |
| 2025-01-17 | 1.1212 | 1.1512 | - |
| 2025-01-10 | 1.1218 | 1.1518 | - |
| 2025-01-03 | 1.1215 | 1.1515 | - |
| 2024-12-31 | 1.1204 | 1.1504 | - |
| 2024-12-27 | 1.1189 | 1.1489 | - |
| 2024-12-20 | 1.1185 | 1.1485 | - |
| 2024-12-13 | 1.1180 | 1.1480 | - |
| 2024-12-06 | 1.1159 | 1.1459 | - |
| 2024-11-29 | 1.1138 | 1.1438 | - |
| 2024-11-22 | 1.1122 | 1.1422 | - |
| 2024-11-15 | 1.1113 | 1.1413 | - |
| 2024-11-08 | 1.1103 | 1.1403 | - |
| 2024-11-01 | 1.1096 | 1.1396 | - |
| 2024-10-25 | 1.1095 | 1.1395 | - |
| 2024-10-18 | 1.1101 | 1.1401 | - |
| 2024-10-11 | 1.1071 | 1.1371 | - |
| 2024-10-08 | 1.1065 | 1.1365 | - |
| 2024-09-30 | 1.1075 | 1.1375 | - |
| 2024-09-27 | 1.1090 | 1.1390 | - |
| 2024-09-20 | 1.1112 | 1.1412 | - |
| 2024-09-13 | 1.1112 | 1.1412 | - |
| 2024-09-06 | 1.1106 | 1.1406 | - |
| 2024-08-30 | 1.1096 | 1.1396 | - |
| 2024-08-23 | 1.1110 | 1.1410 | 1.1110 |
| 2024-08-16 | 1.1108 | 1.1408 | - |
| 2024-08-13 | 1.1103 | 1.1403 | - |
| 2024-08-12 | 1.1099 | 1.1399 | - |
| 2024-08-09 | 1.1401 | 1.1401 | - |
| 2024-08-02 | 1.1401 | 1.1401 | - |
| 2024-07-26 | 1.1387 | 1.1387 | - |
| 2024-07-19 | 1.1386 | 1.1386 | - |
| 2024-07-12 | 1.1377 | 1.1377 | - |
| 2024-07-05 | 1.1366 | 1.1366 | - |
| 2024-06-30 | 1.1358 | 1.1358 | -- |
| 2024-06-28 | 1.1357 | 1.1357 | - |
| 2024-06-21 | 1.1348 | 1.1348 | - |
| 2024-06-14 | 1.1342 | 1.1342 | - |
| 2024-06-07 | 1.1341 | 1.1341 | - |
| 2024-05-31 | 1.1328 | 1.1328 | - |
| 2024-05-24 | 1.1320 | 1.1320 | - |
| 2024-05-17 | 1.1314 | 1.1314 | - |
| 2024-05-10 | 1.1302 | 1.1302 | - |
| 2024-05-06 | 1.1291 | 1.1291 | - |
| 2024-04-26 | 1.1279 | 1.1279 | - |
| 2024-04-19 | 1.1282 | 1.1282 | - |
| 2024-04-12 | 1.1257 | 1.1257 | - |
| 2024-04-07 | 1.1247 | 1.1247 | - |
| 2024-03-31 | 1.1235 | 1.1235 | -- |
| 2024-03-29 | 1.1234 | 1.1234 | - |
| 2024-03-22 | 1.1223 | 1.1223 | - |
| 2024-03-15 | 1.1218 | 1.1218 | - |
| 2024-03-08 | 1.1218 | 1.1218 | - |
| 2024-03-01 | 1.1204 | 1.1204 | - |
| 2024-02-23 | 1.1192 | 1.1192 | - |
| 2024-02-18 | 1.1153 | 1.1153 | - |
| 2024-02-09 | 1.1154 | 1.1154 | - |
| 2024-02-02 | 1.1103 | 1.1103 | - |
| 2024-01-26 | 1.1120 | 1.1120 | - |
| 2024-01-19 | 1.1099 | 1.1099 | - |
| 2024-01-12 | 1.1104 | 1.1104 | - |
| 2024-01-05 | 1.1104 | 1.1104 | - |
| 2023-12-31 | 1.1105 | 1.1105 | - |
| 2023-12-29 | 1.1103 | 1.1103 | - |
| 2023-12-22 | 1.1068 | 1.1068 | - |
| 2023-12-15 | 1.1072 | 1.1072 | - |
| 2023-12-08 | 1.1057 | 1.1057 | - |
| 2023-12-01 | 1.1071 | 1.1071 | - |
| 2023-11-24 | 1.1073 | 1.1073 | - |
| 2023-11-17 | 1.1056 | 1.1056 | - |
| 2023-11-10 | 1.1042 | 1.1042 | - |
| 2023-11-03 | 1.1025 | 1.1025 | - |
| 2023-10-27 | 1.1008 | 1.1008 | - |
| 2023-10-20 | 1.0989 | 1.0989 | - |
| 2023-10-13 | 1.1006 | 1.1006 | - |
| 2023-10-07 | 1.0989 | 1.0989 | - |
| 2023-09-30 | 1.0990 | 1.0990 | -- |
| 2023-09-28 | 1.0990 | 1.0990 | - |
| 2023-09-22 | 1.0990 | 1.0990 | - |
| 2023-09-15 | 1.0982 | 1.0982 | - |
| 2023-09-08 | 1.0976 | 1.0976 | - |
| 2023-09-01 | 1.0992 | 1.0992 | - |
| 2023-08-25 | 1.0972 | 1.0972 | - |
| 2023-08-23 | 1.0979 | 1.0979 | 1.0979 |
| 2023-08-18 | 1.0998 | 1.0998 | - |
| 2023-08-11 | 1.1003 | 1.1003 | - |
| 2023-08-04 | 1.1014 | 1.1014 | - |
| 2023-07-28 | 1.1011 | 1.1011 | - |
| 2023-07-21 | 1.0985 | 1.0985 | - |
| 2023-07-14 | 1.0981 | 1.0981 | - |
| 2023-07-07 | 1.0947 | 1.0947 | - |
| 2023-06-30 | 1.0940 | 1.0940 | - |
| 2023-06-25 | 1.0917 | 1.0917 | - |
| 2023-06-16 | 1.0940 | 1.0940 | - |
| 2023-06-09 | 1.0888 | 1.0888 | - |
| 2023-06-02 | 1.0909 | 1.0909 | - |
| 2023-05-26 | 1.0926 | 1.0926 | - |
| 2023-05-19 | 1.0926 | 1.0926 | - |
| 2023-05-12 | 1.0909 | 1.0909 | - |
| 2023-05-05 | 1.0921 | 1.0921 | - |
| 2023-04-28 | 1.0931 | 1.0931 | - |
| 2023-04-21 | 1.0926 | 1.0926 | - |
| 2023-04-14 | 1.0951 | 1.0951 | - |
| 2023-04-07 | 1.0944 | 1.0944 | - |
| 2023-03-31 | 1.0932 | 1.0932 | - |
| 2023-03-24 | 1.0902 | 1.0902 | - |
| 2023-03-17 | 1.0883 | 1.0883 | - |
| 2023-03-10 | 1.0906 | 1.0906 | - |
| 2023-03-03 | 1.0921 | 1.0921 | - |
| 2023-02-24 | 1.0918 | 1.0918 | - |
| 2023-02-17 | 1.0893 | 1.0893 | - |
| 2023-01-31 | 1.0855 | 1.0855 | - |
| 2022-12-31 | 1.0733 | 1.0733 | -- |
| 2022-12-30 | 1.0732 | 1.0732 | - |
| 2022-11-30 | 1.0792 | 1.0792 | - |
| 2022-10-31 | 1.0851 | 1.0851 | - |
| 2022-09-30 | 1.0823 | 1.0823 | - |
| 2022-08-23 | 1.0878 | 1.0878 | 1.0878 |
| 2022-08-04 | 1.0855 | 1.0855 | - |
| 2022-07-31 | 1.0841 | 1.0841 | -- |
| 2022-06-30 | 1.0813 | 1.0813 | - |
| 2022-05-31 | 1.0735 | 1.0735 | - |
| 2022-04-30 | 1.0656 | 1.0656 | -- |
| 2022-03-31 | 1.0619 | 1.0619 | - |
| 2022-02-28 | 1.0648 | 1.0648 | - |
| 2022-01-31 | 1.0644 | 1.0644 | -- |
| 2021-12-31 | 1.0581 | 1.0581 | - |
| 2021-11-30 | 1.0499 | 1.0499 | - |
| 2021-10-31 | 1.0433 | 1.0433 | -- |
| 2021-09-30 | 1.0418 | 1.0418 | - |
| 2021-08-31 | 1.0432 | 1.0432 | - |
| 2021-08-23 | 1.0434 | 1.0434 | 1.0434 |
| 2021-08-23 | 1.0434 | 1.0434 | 1.0434 |
| 2021-08-23 | 1.0434 | 1.0434 | 1.0434 |
| 2021-08-04 | 1.0406 | 1.0406 | - |
| 2021-07-31 | 1.0398 | 1.0398 | -- |
| 2021-06-30 | 1.0352 | 1.0352 | - |
| 2021-05-31 | 1.0345 | 1.0345 | - |
| 2021-04-30 | 1.0289 | 1.0289 | - |
| 2021-03-31 | 1.0243 | 1.0243 | - |
| 2021-02-26 | 1.0185 | 1.0185 | - |
| 2020-08-23 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年03月11日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
