尊敬的投资者：
我公司发行的邮银财富·鸿锦一年半定开12号人民币理财产品（产品代码：2201JE0012）于2022-07-14成立，截至2026-03-06的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-03-06 | 1.0901 | 1.0901 | - |
| 2026-02-27 | 1.0893 | 1.0893 | - |
| 2026-02-24 | 1.0892 | 1.0892 | - |
| 2026-02-13 | 1.0884 | 1.0884 | - |
| 2026-02-06 | 1.0871 | 1.0871 | - |
| 2026-01-30 | 1.0863 | 1.0863 | - |
| 2026-01-23 | 1.0856 | 1.0856 | - |
| 2026-01-16 | 1.0836 | 1.0836 | - |
| 2026-01-09 | 1.0828 | 1.0828 | - |
| 2026-01-04 | 1.0828 | 1.0828 | - |
| 2025-12-31 | 1.0828 | 1.0828 | - |
| 2025-12-26 | 1.0826 | 1.0826 | - |
| 2025-12-19 | 1.0820 | 1.0820 | - |
| 2025-12-12 | 1.0818 | 1.0818 | - |
| 2025-12-05 | 1.0812 | 1.0812 | - |
| 2025-11-28 | 1.0821 | 1.0821 | - |
| 2025-11-21 | 1.0826 | 1.0826 | - |
| 2025-11-14 | 1.0819 | 1.0819 | - |
| 2025-11-07 | 1.0812 | 1.0812 | - |
| 2025-10-31 | 1.0799 | 1.0799 | - |
| 2025-10-24 | 1.0776 | 1.0776 | - |
| 2025-10-17 | 1.0763 | 1.0763 | - |
| 2025-10-10 | 1.0751 | 1.0751 | - |
| 2025-10-09 | 1.0750 | 1.0750 | - |
| 2025-09-30 | 1.0743 | 1.0743 | - |
| 2025-09-26 | 1.0740 | 1.0740 | - |
| 2025-09-19 | 1.0753 | 1.0753 | - |
| 2025-09-12 | 1.0747 | 1.0747 | - |
| 2025-09-05 | 1.0755 | 1.0755 | - |
| 2025-08-29 | 1.0745 | 1.0745 | - |
| 2025-08-22 | 1.0743 | 1.0743 | - |
| 2025-08-15 | 1.0760 | 1.0760 | - |
| 2025-08-08 | 1.0763 | 1.0763 | - |
| 2025-08-01 | 1.0753 | 1.0753 | - |
| 2025-07-25 | 1.0746 | 1.0746 | - |
| 2025-07-18 | 1.0765 | 1.0765 | - |
| 2025-07-14 | 1.0760 | 1.0760 | 1.0760 |
| 2025-07-11 | 1.0760 | 1.0760 | - |
| 2025-07-04 | 1.0760 | 1.0760 | - |
| 2025-06-30 | 1.0752 | 1.0752 | - |
| 2025-06-27 | 1.0751 | 1.0751 | - |
| 2025-06-20 | 1.0748 | 1.0748 | - |
| 2025-06-13 | 1.0742 | 1.0742 | - |
| 2025-06-06 | 1.0738 | 1.0738 | - |
| 2025-05-30 | 1.0733 | 1.0733 | - |
| 2025-05-23 | 1.0731 | 1.0731 | - |
| 2025-05-16 | 1.0773 | 1.0773 | - |
| 2025-05-09 | 1.0775 | 1.0775 | - |
| 2025-05-06 | 1.0771 | 1.0771 | - |
| 2025-04-25 | 1.0759 | 1.0759 | - |
| 2025-04-18 | 1.0755 | 1.0755 | - |
| 2025-04-11 | 1.0751 | 1.0751 | - |
| 2025-04-07 | 1.0751 | 1.0751 | - |
| 2025-03-31 | 1.0733 | 1.0733 | - |
| 2025-03-28 | 1.0731 | 1.0731 | - |
| 2025-03-21 | 1.0725 | 1.0725 | - |
| 2025-03-14 | 1.0720 | 1.0720 | - |
| 2025-03-07 | 1.0717 | 1.0717 | - |
| 2025-02-28 | 1.0717 | 1.0717 | - |
| 2025-02-21 | 1.0721 | 1.0721 | - |
| 2025-02-14 | 1.0706 | 1.0706 | - |
| 2025-02-07 | 1.0708 | 1.0708 | - |
| 2025-02-05 | 1.0705 | 1.0705 | - |
| 2025-01-24 | 1.0694 | 1.0694 | - |
| 2025-01-17 | 1.0693 | 1.0693 | - |
| 2025-01-10 | 1.0694 | 1.0694 | - |
| 2025-01-03 | 1.0691 | 1.0691 | - |
| 2024-12-31 | 1.0687 | 1.0687 | - |
| 2024-12-27 | 1.0677 | 1.0677 | - |
| 2024-12-20 | 1.0672 | 1.0672 | - |
| 2024-12-13 | 1.0667 | 1.0667 | - |
| 2024-12-06 | 1.0656 | 1.0656 | - |
| 2024-11-29 | 1.0643 | 1.0643 | - |
| 2024-11-22 | 1.0631 | 1.0631 | - |
| 2024-11-15 | 1.0621 | 1.0621 | - |
| 2024-11-08 | 1.0614 | 1.0614 | - |
| 2024-11-01 | 1.0606 | 1.0606 | - |
| 2024-10-25 | 1.0602 | 1.0602 | - |
| 2024-10-18 | 1.0598 | 1.0598 | - |
| 2024-10-11 | 1.0588 | 1.0588 | - |
| 2024-10-08 | 1.0591 | 1.0591 | - |
| 2024-09-30 | 1.0590 | 1.0590 | - |
| 2024-09-27 | 1.0591 | 1.0591 | - |
| 2024-09-20 | 1.0587 | 1.0587 | - |
| 2024-09-13 | 1.0583 | 1.0583 | - |
| 2024-09-06 | 1.0572 | 1.0572 | - |
| 2024-08-30 | 1.0563 | 1.0563 | - |
| 2024-08-23 | 1.0561 | 1.0561 | - |
| 2024-08-16 | 1.0556 | 1.0556 | - |
| 2024-08-09 | 1.0556 | 1.0556 | - |
| 2024-08-02 | 1.0551 | 1.0551 | - |
| 2024-07-26 | 1.0535 | 1.0535 | - |
| 2024-07-19 | 1.0524 | 1.0524 | - |
| 2024-07-12 | 1.0518 | 1.0518 | - |
| 2024-07-05 | 1.0515 | 1.0515 | - |
| 2024-06-30 | 1.0510 | 1.0510 | -- |
| 2024-06-28 | 1.0509 | 1.0509 | - |
| 2024-06-21 | 1.0499 | 1.0499 | - |
| 2024-06-14 | 1.0490 | 1.0490 | - |
| 2024-06-07 | 1.0483 | 1.0483 | - |
| 2024-05-31 | 1.0475 | 1.0475 | - |
| 2024-05-24 | 1.0469 | 1.0469 | - |
| 2024-05-17 | 1.0462 | 1.0462 | - |
| 2024-05-10 | 1.0457 | 1.0457 | - |
| 2024-05-06 | 1.0453 | 1.0453 | - |
| 2024-04-26 | 1.0445 | 1.0445 | - |
| 2024-04-19 | 1.0439 | 1.0439 | - |
| 2024-04-12 | 1.0432 | 1.0432 | - |
| 2024-04-07 | 1.0427 | 1.0427 | - |
| 2024-03-31 | 1.0420 | 1.0420 | -- |
| 2024-03-29 | 1.0418 | 1.0418 | - |
| 2024-03-22 | 1.0412 | 1.0412 | - |
| 2024-03-15 | 1.0405 | 1.0405 | - |
| 2024-03-08 | 1.0398 | 1.0398 | - |
| 2024-03-01 | 1.0391 | 1.0391 | - |
| 2024-02-23 | 1.0384 | 1.0384 | - |
| 2024-02-18 | 1.0380 | 1.0380 | - |
| 2024-02-09 | 1.0372 | 1.0372 | - |
| 2024-02-02 | 1.0366 | 1.0366 | - |
| 2024-01-26 | 1.0358 | 1.0358 | - |
| 2024-01-19 | 1.0344 | 1.0344 | - |
| 2024-01-15 | 1.0338 | 1.0338 | 1.0338 |
| 2024-01-12 | 1.0336 | 1.0336 | - |
| 2024-01-05 | 1.0329 | 1.0329 | - |
| 2024-01-03 | 1.0327 | 1.0327 | - |
| 2023-12-31 | 1.0324 | 1.0324 | - |
| 2023-12-29 | 1.0322 | 1.0322 | - |
| 2023-12-22 | 1.0294 | 1.0294 | - |
| 2023-12-15 | 1.0291 | 1.0291 | - |
| 2023-12-08 | 1.0292 | 1.0292 | - |
| 2023-12-01 | 1.0305 | 1.0305 | - |
| 2023-11-24 | 1.0314 | 1.0314 | - |
| 2023-11-17 | 1.0315 | 1.0315 | - |
| 2023-11-10 | 1.0314 | 1.0314 | - |
| 2023-11-03 | 1.0308 | 1.0308 | - |
| 2023-10-27 | 1.0294 | 1.0294 | - |
| 2023-10-20 | 1.0279 | 1.0279 | - |
| 2023-10-13 | 1.0305 | 1.0305 | - |
| 2023-10-07 | 1.0304 | 1.0304 | - |
| 2023-09-30 | 1.0298 | 1.0298 | -- |
| 2023-09-28 | 1.0296 | 1.0296 | - |
| 2023-09-22 | 1.0301 | 1.0301 | - |
| 2023-09-15 | 1.0291 | 1.0291 | - |
| 2023-09-08 | 1.0288 | 1.0288 | - |
| 2023-09-01 | 1.0306 | 1.0306 | - |
| 2023-08-25 | 1.0292 | 1.0292 | - |
| 2023-08-18 | 1.0299 | 1.0299 | - |
| 2023-08-11 | 1.0300 | 1.0300 | - |
| 2023-08-04 | 1.0311 | 1.0311 | - |
| 2023-07-28 | 1.0308 | 1.0308 | - |
| 2023-07-21 | 1.0280 | 1.0280 | - |
| 2023-07-14 | 1.0275 | 1.0275 | - |
| 2023-07-07 | 1.0242 | 1.0242 | - |
| 2023-06-30 | 1.0229 | 1.0229 | - |
| 2023-06-25 | 1.0219 | 1.0219 | - |
| 2023-06-16 | 1.0237 | 1.0237 | - |
| 2023-06-09 | 1.0202 | 1.0202 | - |
| 2023-06-02 | 1.0196 | 1.0196 | - |
| 2023-05-26 | 1.0186 | 1.0186 | - |
| 2023-05-19 | 1.0188 | 1.0188 | - |
| 2023-05-12 | 1.0180 | 1.0180 | - |
| 2023-05-05 | 1.0179 | 1.0179 | - |
| 2023-04-28 | 1.0164 | 1.0164 | - |
| 2023-04-21 | 1.0146 | 1.0146 | - |
| 2023-04-14 | 1.0139 | 1.0139 | - |
| 2023-04-07 | 1.0127 | 1.0127 | - |
| 2023-03-31 | 1.0107 | 1.0107 | - |
| 2023-03-24 | 1.0083 | 1.0083 | - |
| 2023-03-17 | 1.0075 | 1.0075 | - |
| 2023-03-10 | 1.0066 | 1.0066 | - |
| 2023-03-03 | 1.0060 | 1.0060 | - |
| 2023-02-24 | 1.0048 | 1.0048 | - |
| 2023-02-17 | 1.0049 | 1.0049 | - |
| 2023-01-31 | 0.9970 | 0.9970 | - |
| 2022-12-31 | 0.9899 | 0.9899 | -- |
| 2022-12-30 | 0.9898 | 0.9898 | - |
| 2022-11-30 | 0.9977 | 0.9977 | - |
| 2022-10-31 | 1.0110 | 1.0110 | - |
| 2022-09-30 | 1.0086 | 1.0086 | - |
| 2022-08-31 | 1.0072 | 1.0072 | - |
| 2022-07-31 | 1.0043 | 1.0043 | -- |
| 2022-07-13 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年03月11日
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