尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开41号(区域专属)人民币理财产品（产品代码：2201JB0041）于2022-05-20成立，截至2026-02-13的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-02-13 | 1.1060 | 1.1060 | - |
| 2026-02-06 | 1.1049 | 1.1049 | - |
| 2026-01-30 | 1.1062 | 1.1062 | - |
| 2026-01-23 | 1.1059 | 1.1059 | - |
| 2026-01-16 | 1.1043 | 1.1043 | - |
| 2026-01-09 | 1.1029 | 1.1029 | - |
| 2026-01-04 | 1.1017 | 1.1017 | - |
| 2025-12-31 | 1.1014 | 1.1014 | - |
| 2025-12-26 | 1.1011 | 1.1011 | - |
| 2025-12-19 | 1.0994 | 1.0994 | - |
| 2025-12-12 | 1.0990 | 1.0990 | - |
| 2025-12-05 | 1.0985 | 1.0985 | - |
| 2025-11-28 | 1.0983 | 1.0983 | - |
| 2025-11-21 | 1.0980 | 1.0980 | - |
| 2025-11-14 | 1.0977 | 1.0977 | - |
| 2025-11-07 | 1.0973 | 1.0973 | - |
| 2025-10-31 | 1.0972 | 1.0972 | - |
| 2025-10-24 | 1.0968 | 1.0968 | - |
| 2025-10-17 | 1.0964 | 1.0964 | - |
| 2025-10-10 | 1.0968 | 1.0968 | - |
| 2025-10-09 | 1.0994 | 1.0994 | - |
| 2025-09-30 | 1.0967 | 1.0967 | - |
| 2025-09-26 | 1.0950 | 1.0950 | - |
| 2025-09-19 | 1.0928 | 1.0928 | - |
| 2025-09-12 | 1.0922 | 1.0922 | - |
| 2025-09-05 | 1.0921 | 1.0921 | - |
| 2025-08-29 | 1.0918 | 1.0918 | - |
| 2025-08-22 | 1.0900 | 1.0900 | - |
| 2025-08-15 | 1.0853 | 1.0853 | - |
| 2025-08-08 | 1.0849 | 1.0849 | - |
| 2025-08-01 | 1.0844 | 1.0844 | - |
| 2025-07-25 | 1.0834 | 1.0834 | - |
| 2025-07-18 | 1.0827 | 1.0827 | - |
| 2025-07-11 | 1.0822 | 1.0822 | - |
| 2025-07-04 | 1.0820 | 1.0820 | - |
| 2025-06-30 | 1.0815 | 1.0815 | - |
| 2025-06-27 | 1.0813 | 1.0813 | - |
| 2025-06-20 | 1.0810 | 1.0810 | - |
| 2025-06-13 | 1.0805 | 1.0805 | - |
| 2025-06-06 | 1.0800 | 1.0800 | - |
| 2025-05-30 | 1.0794 | 1.0794 | - |
| 2025-05-23 | 1.0785 | 1.0785 | - |
| 2025-05-19 | 1.0779 | 1.0779 | 1.0779 |
| 2025-05-16 | 1.0776 | 1.0776 | - |
| 2025-05-09 | 1.0772 | 1.0772 | - |
| 2025-05-06 | 1.0764 | 1.0764 | - |
| 2025-04-25 | 1.0749 | 1.0749 | - |
| 2025-04-18 | 1.0756 | 1.0756 | - |
| 2025-04-11 | 1.0766 | 1.0766 | - |
| 2025-04-07 | 1.0775 | 1.0775 | - |
| 2025-03-31 | 1.0729 | 1.0729 | - |
| 2025-03-28 | 1.0726 | 1.0726 | - |
| 2025-03-21 | 1.0714 | 1.0714 | - |
| 2025-03-14 | 1.0704 | 1.0704 | - |
| 2025-03-07 | 1.0698 | 1.0698 | - |
| 2025-02-28 | 1.0699 | 1.0699 | - |
| 2025-02-21 | 1.0706 | 1.0706 | - |
| 2025-02-14 | 1.0717 | 1.0717 | - |
| 2025-02-07 | 1.0717 | 1.0717 | - |
| 2025-02-05 | 1.0713 | 1.0713 | - |
| 2025-01-24 | 1.0700 | 1.0700 | - |
| 2025-01-17 | 1.0697 | 1.0697 | - |
| 2025-01-10 | 1.0695 | 1.0695 | - |
| 2025-01-03 | 1.0695 | 1.0695 | - |
| 2024-12-31 | 1.0683 | 1.0683 | - |
| 2024-12-27 | 1.0676 | 1.0676 | - |
| 2024-12-20 | 1.0668 | 1.0668 | - |
| 2024-12-13 | 1.0662 | 1.0662 | - |
| 2024-12-06 | 1.0645 | 1.0645 | - |
| 2024-11-29 | 1.0627 | 1.0627 | - |
| 2024-11-22 | 1.0609 | 1.0609 | - |
| 2024-11-15 | 1.0599 | 1.0599 | - |
| 2024-11-08 | 1.0587 | 1.0587 | - |
| 2024-11-01 | 1.0578 | 1.0578 | - |
| 2024-10-25 | 1.0573 | 1.0573 | - |
| 2024-10-18 | 1.0583 | 1.0583 | - |
| 2024-10-11 | 1.0560 | 1.0560 | - |
| 2024-10-08 | 1.0564 | 1.0564 | - |
| 2024-09-30 | 1.0573 | 1.0573 | - |
| 2024-09-27 | 1.0588 | 1.0588 | - |
| 2024-09-20 | 1.0595 | 1.0595 | - |
| 2024-09-13 | 1.0593 | 1.0593 | - |
| 2024-09-06 | 1.0583 | 1.0583 | - |
| 2024-08-30 | 1.0577 | 1.0577 | - |
| 2024-08-23 | 1.0578 | 1.0578 | - |
| 2024-08-16 | 1.0576 | 1.0576 | - |
| 2024-08-09 | 1.0572 | 1.0572 | - |
| 2024-08-02 | 1.0570 | 1.0570 | - |
| 2024-07-26 | 1.0553 | 1.0553 | - |
| 2024-07-19 | 1.0540 | 1.0540 | - |
| 2024-07-12 | 1.0532 | 1.0532 | - |
| 2024-07-05 | 1.0523 | 1.0523 | - |
| 2024-06-30 | 1.0515 | 1.0515 | -- |
| 2024-06-28 | 1.0514 | 1.0514 | - |
| 2024-06-21 | 1.0499 | 1.0499 | - |
| 2024-06-14 | 1.0489 | 1.0489 | - |
| 2024-06-07 | 1.0482 | 1.0482 | - |
| 2024-05-31 | 1.0469 | 1.0469 | - |
| 2024-05-24 | 1.0455 | 1.0455 | - |
| 2024-05-20 | 1.0455 | 1.0455 | 1.0455 |
| 2024-05-17 | 1.0441 | 1.0441 | - |
| 2024-05-10 | 1.0428 | 1.0428 | - |
| 2024-05-09 | 1.0423 | 1.0423 | - |
| 2024-05-06 | 1.0416 | 1.0416 | - |
| 2024-04-26 | 1.0420 | 1.0420 | - |
| 2024-04-19 | 1.0431 | 1.0431 | - |
| 2024-04-12 | 1.0411 | 1.0411 | - |
| 2024-04-07 | 1.0428 | 1.0428 | - |
| 2024-03-31 | 1.0435 | 1.0435 | -- |
| 2024-03-29 | 1.0434 | 1.0434 | - |
| 2024-03-22 | 1.0435 | 1.0435 | - |
| 2024-03-15 | 1.0444 | 1.0444 | - |
| 2024-03-08 | 1.0473 | 1.0473 | - |
| 2024-03-01 | 1.0485 | 1.0485 | - |
| 2024-02-23 | 1.0495 | 1.0495 | - |
| 2024-02-18 | 1.0473 | 1.0473 | - |
| 2024-02-09 | 1.0464 | 1.0464 | - |
| 2024-02-02 | 1.0447 | 1.0447 | - |
| 2024-01-26 | 1.0424 | 1.0424 | - |
| 2024-01-19 | 1.0409 | 1.0409 | - |
| 2024-01-12 | 1.0393 | 1.0393 | - |
| 2024-01-05 | 1.0379 | 1.0379 | - |
| 2023-12-31 | 1.0374 | 1.0374 | - |
| 2023-12-29 | 1.0372 | 1.0372 | - |
| 2023-12-22 | 1.0352 | 1.0352 | - |
| 2023-12-15 | 1.0342 | 1.0342 | - |
| 2023-12-08 | 1.0327 | 1.0327 | - |
| 2023-12-01 | 1.0332 | 1.0332 | - |
| 2023-11-24 | 1.0333 | 1.0333 | - |
| 2023-11-17 | 1.0336 | 1.0336 | - |
| 2023-11-10 | 1.0324 | 1.0324 | - |
| 2023-11-03 | 1.0315 | 1.0315 | - |
| 2023-10-27 | 1.0294 | 1.0294 | - |
| 2023-10-20 | 1.0279 | 1.0279 | - |
| 2023-10-13 | 1.0295 | 1.0295 | - |
| 2023-10-07 | 1.0300 | 1.0300 | - |
| 2023-09-30 | 1.0291 | 1.0291 | -- |
| 2023-09-28 | 1.0290 | 1.0290 | - |
| 2023-09-22 | 1.0286 | 1.0286 | - |
| 2023-09-15 | 1.0281 | 1.0281 | - |
| 2023-09-08 | 1.0266 | 1.0266 | - |
| 2023-09-01 | 1.0303 | 1.0303 | - |
| 2023-08-25 | 1.0312 | 1.0312 | - |
| 2023-08-18 | 1.0313 | 1.0313 | - |
| 2023-08-11 | 1.0298 | 1.0298 | - |
| 2023-08-04 | 1.0294 | 1.0294 | - |
| 2023-07-28 | 1.0282 | 1.0282 | - |
| 2023-07-21 | 1.0281 | 1.0281 | - |
| 2023-07-14 | 1.0273 | 1.0273 | - |
| 2023-07-07 | 1.0257 | 1.0257 | - |
| 2023-06-30 | 1.0246 | 1.0246 | - |
| 2023-06-25 | 1.0241 | 1.0241 | - |
| 2023-06-16 | 1.0260 | 1.0260 | - |
| 2023-06-09 | 1.0244 | 1.0244 | - |
| 2023-06-02 | 1.0241 | 1.0241 | - |
| 2023-05-26 | 1.0229 | 1.0229 | - |
| 2023-05-19 | 1.0221 | 1.0221 | 1.0221 |
| 2023-05-12 | 1.0217 | 1.0217 | - |
| 2023-05-09 | 1.0215 | 1.0215 | - |
| 2023-05-05 | 1.0209 | 1.0209 | - |
| 2023-04-28 | 1.0195 | 1.0195 | - |
| 2023-04-21 | 1.0178 | 1.0178 | - |
| 2023-04-14 | 1.0176 | 1.0176 | - |
| 2023-04-07 | 1.0159 | 1.0159 | - |
| 2023-03-31 | 1.0137 | 1.0137 | - |
| 2023-03-24 | 1.0112 | 1.0112 | - |
| 2023-03-17 | 1.0094 | 1.0094 | - |
| 2023-03-10 | 1.0082 | 1.0082 | - |
| 2023-03-03 | 1.0060 | 1.0060 | - |
| 2023-02-24 | 1.0054 | 1.0054 | - |
| 2023-02-17 | 1.0051 | 1.0051 | - |
| 2023-01-31 | 0.9975 | 0.9975 | - |
| 2022-12-31 | 0.9944 | 0.9944 | -- |
| 2022-12-30 | 0.9943 | 0.9943 | - |
| 2022-11-30 | 1.0012 | 1.0012 | - |
| 2022-10-31 | 1.0166 | 1.0166 | - |
| 2022-09-30 | 1.0130 | 1.0130 | - |
| 2022-08-31 | 1.0130 | 1.0130 | - |
| 2022-07-31 | 1.0095 | 1.0095 | -- |
| 2022-06-30 | 1.0013 | 1.0013 | - |
| 2022-05-31 | 1.0003 | 1.0003 | - |
| 2022-05-19 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年02月24日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
