尊敬的投资者：
我公司发行的邮银财富·鸿元两年定开4号人民币理财产品（产品代码：2001AL0004）于2020-08-24成立，截至2026-02-06的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-02-06 | 1.1272 | 1.1272 | - |
| 2026-01-30 | 1.1263 | 1.1263 | - |
| 2026-01-23 | 1.1230 | 1.1230 | - |
| 2026-01-16 | 1.1212 | 1.1212 | - |
| 2026-01-09 | 1.1193 | 1.1193 | - |
| 2026-01-04 | 1.1178 | 1.1178 | - |
| 2025-12-31 | 1.1176 | 1.1176 | - |
| 2025-12-26 | 1.1188 | 1.1188 | - |
| 2025-12-19 | 1.1172 | 1.1172 | - |
| 2025-12-12 | 1.1165 | 1.1165 | - |
| 2025-12-05 | 1.1171 | 1.1171 | - |
| 2025-11-28 | 1.1171 | 1.1171 | - |
| 2025-11-21 | 1.1157 | 1.1157 | - |
| 2025-11-14 | 1.1191 | 1.1191 | - |
| 2025-11-07 | 1.1179 | 1.1179 | - |
| 2025-10-31 | 1.1160 | 1.1160 | - |
| 2025-10-24 | 1.1142 | 1.1142 | - |
| 2025-10-17 | 1.1108 | 1.1108 | - |
| 2025-10-10 | 1.1097 | 1.1097 | - |
| 2025-10-09 | 1.1106 | 1.1106 | - |
| 2025-09-30 | 1.1080 | 1.1080 | - |
| 2025-09-26 | 1.1072 | 1.1072 | - |
| 2025-09-19 | 1.1087 | 1.1087 | - |
| 2025-09-12 | 1.1103 | 1.1103 | - |
| 2025-09-05 | 1.1095 | 1.1095 | - |
| 2025-08-29 | 1.1089 | 1.1089 | - |
| 2025-08-22 | 1.1088 | 1.1088 | - |
| 2025-08-15 | 1.1093 | 1.1093 | - |
| 2025-08-08 | 1.1098 | 1.1098 | - |
| 2025-08-01 | 1.1076 | 1.1076 | - |
| 2025-07-25 | 1.1080 | 1.1080 | - |
| 2025-07-18 | 1.1088 | 1.1088 | - |
| 2025-07-11 | 1.1078 | 1.1078 | - |
| 2025-07-04 | 1.1075 | 1.1075 | - |
| 2025-06-30 | 1.1051 | 1.1051 | - |
| 2025-06-27 | 1.1050 | 1.1050 | - |
| 2025-06-20 | 1.1039 | 1.1039 | - |
| 2025-06-13 | 1.1035 | 1.1035 | - |
| 2025-06-06 | 1.1016 | 1.1016 | - |
| 2025-05-30 | 1.1003 | 1.1003 | - |
| 2025-05-23 | 1.0999 | 1.0999 | - |
| 2025-05-16 | 1.0987 | 1.0987 | - |
| 2025-05-09 | 1.0981 | 1.0981 | - |
| 2025-05-06 | 1.0960 | 1.0960 | - |
| 2025-04-25 | 1.0950 | 1.0950 | - |
| 2025-04-18 | 1.0947 | 1.0947 | - |
| 2025-04-11 | 1.0931 | 1.0931 | - |
| 2025-04-07 | 1.0922 | 1.0922 | - |
| 2025-03-31 | 1.0937 | 1.0937 | - |
| 2025-03-28 | 1.0941 | 1.0941 | - |
| 2025-03-21 | 1.0934 | 1.0934 | - |
| 2025-03-14 | 1.0922 | 1.0922 | - |
| 2025-03-07 | 1.0922 | 1.0922 | - |
| 2025-02-28 | 1.0916 | 1.0916 | - |
| 2025-02-21 | 1.0951 | 1.0951 | - |
| 2025-02-14 | 1.0961 | 1.0961 | - |
| 2025-02-07 | 1.0960 | 1.0960 | - |
| 2025-02-05 | 1.0944 | 1.0944 | - |
| 2025-01-24 | 1.0939 | 1.0939 | - |
| 2025-01-17 | 1.0936 | 1.0936 | - |
| 2025-01-10 | 1.0925 | 1.0925 | - |
| 2025-01-03 | 1.0945 | 1.0945 | - |
| 2024-12-31 | 1.0953 | 1.0953 | - |
| 2024-12-27 | 1.0948 | 1.0948 | - |
| 2024-12-20 | 1.0924 | 1.0924 | - |
| 2024-12-13 | 1.0930 | 1.0930 | - |
| 2024-12-06 | 1.0911 | 1.0911 | - |
| 2024-11-29 | 1.0864 | 1.0864 | - |
| 2024-11-22 | 1.0838 | 1.0838 | - |
| 2024-11-15 | 1.0850 | 1.0850 | - |
| 2024-11-08 | 1.0883 | 1.0883 | - |
| 2024-11-01 | 1.0853 | 1.0853 | - |
| 2024-10-25 | 1.0857 | 1.0857 | - |
| 2024-10-18 | 1.0865 | 1.0865 | - |
| 2024-10-11 | 1.0836 | 1.0836 | - |
| 2024-10-08 | 1.0862 | 1.0862 | - |
| 2024-09-30 | 1.0855 | 1.0855 | - |
| 2024-09-27 | 1.0842 | 1.0842 | - |
| 2024-09-20 | 1.0767 | 1.0767 | - |
| 2024-09-13 | 1.0745 | 1.0745 | - |
| 2024-09-06 | 1.0753 | 1.0753 | - |
| 2024-08-30 | 1.0773 | 1.0773 | - |
| 2024-08-23 | 1.0776 | 1.0776 | 1.0776 |
| 2024-08-16 | 1.0784 | 1.0784 | - |
| 2024-08-13 | 1.0779 | 1.0779 | - |
| 2024-08-09 | 1.0785 | 1.0785 | - |
| 2024-08-02 | 1.0817 | 1.0817 | - |
| 2024-07-26 | 1.0793 | 1.0793 | - |
| 2024-07-19 | 1.0811 | 1.0811 | - |
| 2024-07-12 | 1.0796 | 1.0796 | - |
| 2024-07-05 | 1.0779 | 1.0779 | - |
| 2024-06-30 | 1.0774 | 1.0774 | -- |
| 2024-06-28 | 1.0775 | 1.0775 | - |
| 2024-06-21 | 1.0768 | 1.0768 | - |
| 2024-06-14 | 1.0776 | 1.0776 | - |
| 2024-06-07 | 1.0787 | 1.0787 | - |
| 2024-05-31 | 1.0776 | 1.0776 | - |
| 2024-05-24 | 1.0777 | 1.0777 | - |
| 2024-05-17 | 1.0792 | 1.0792 | - |
| 2024-05-10 | 1.0771 | 1.0771 | - |
| 2024-05-06 | 1.0753 | 1.0753 | - |
| 2024-04-26 | 1.0736 | 1.0736 | - |
| 2024-04-19 | 1.0737 | 1.0737 | - |
| 2024-04-12 | 1.0715 | 1.0715 | - |
| 2024-04-07 | 1.0712 | 1.0712 | - |
| 2024-03-31 | 1.0700 | 1.0700 | -- |
| 2024-03-29 | 1.0701 | 1.0701 | - |
| 2024-03-22 | 1.0699 | 1.0699 | - |
| 2024-03-15 | 1.0696 | 1.0696 | - |
| 2024-03-08 | 1.0698 | 1.0698 | - |
| 2024-03-01 | 1.0683 | 1.0683 | - |
| 2024-02-23 | 1.0672 | 1.0672 | - |
| 2024-02-18 | 1.0624 | 1.0624 | - |
| 2024-02-09 | 1.0626 | 1.0626 | - |
| 2024-02-02 | 1.0577 | 1.0577 | - |
| 2024-01-26 | 1.0605 | 1.0605 | - |
| 2024-01-19 | 1.0579 | 1.0579 | - |
| 2024-01-12 | 1.0599 | 1.0599 | - |
| 2024-01-05 | 1.0604 | 1.0604 | - |
| 2023-12-31 | 1.0613 | 1.0613 | - |
| 2023-12-29 | 1.0613 | 1.0613 | - |
| 2023-12-22 | 1.0575 | 1.0575 | - |
| 2023-12-15 | 1.0587 | 1.0587 | - |
| 2023-12-08 | 1.0579 | 1.0579 | - |
| 2023-12-01 | 1.0612 | 1.0612 | - |
| 2023-11-24 | 1.0619 | 1.0619 | - |
| 2023-11-17 | 1.0630 | 1.0630 | - |
| 2023-11-10 | 1.0620 | 1.0620 | - |
| 2023-11-03 | 1.0613 | 1.0613 | - |
| 2023-10-27 | 1.0608 | 1.0608 | - |
| 2023-10-20 | 1.0580 | 1.0580 | - |
| 2023-10-13 | 1.0632 | 1.0632 | - |
| 2023-10-07 | 1.0649 | 1.0649 | - |
| 2023-09-30 | 1.0649 | 1.0649 | -- |
| 2023-09-28 | 1.0649 | 1.0649 | - |
| 2023-09-22 | 1.0656 | 1.0656 | - |
| 2023-09-15 | 1.0654 | 1.0654 | - |
| 2023-09-08 | 1.0647 | 1.0647 | - |
| 2023-09-01 | 1.0684 | 1.0684 | - |
| 2023-08-25 | 1.0666 | 1.0666 | - |
| 2023-08-18 | 1.0694 | 1.0694 | - |
| 2023-08-11 | 1.0700 | 1.0700 | - |
| 2023-08-04 | 1.0724 | 1.0724 | - |
| 2023-07-28 | 1.0710 | 1.0710 | - |
| 2023-07-21 | 1.0667 | 1.0667 | - |
| 2023-07-14 | 1.0674 | 1.0674 | - |
| 2023-07-07 | 1.0658 | 1.0658 | - |
| 2023-06-30 | 1.0651 | 1.0651 | - |
| 2023-06-25 | 1.0640 | 1.0640 | - |
| 2023-06-16 | 1.0669 | 1.0669 | - |
| 2023-06-09 | 1.0647 | 1.0647 | - |
| 2023-06-02 | 1.0641 | 1.0641 | - |
| 2023-05-26 | 1.0631 | 1.0631 | - |
| 2023-05-19 | 1.0652 | 1.0652 | - |
| 2023-05-12 | 1.0664 | 1.0664 | - |
| 2023-05-05 | 1.0683 | 1.0683 | - |
| 2023-04-28 | 1.0665 | 1.0665 | - |
| 2023-04-21 | 1.0667 | 1.0667 | - |
| 2023-04-14 | 1.0670 | 1.0670 | - |
| 2023-04-07 | 1.0650 | 1.0650 | - |
| 2023-03-31 | 1.0620 | 1.0620 | - |
| 2023-03-24 | 1.0623 | 1.0623 | - |
| 2023-03-17 | 1.0606 | 1.0606 | - |
| 2023-03-10 | 1.0596 | 1.0596 | - |
| 2023-03-03 | 1.0617 | 1.0617 | - |
| 2023-02-24 | 1.0595 | 1.0595 | - |
| 2023-02-17 | 1.0576 | 1.0576 | - |
| 2023-01-31 | 1.0579 | 1.0579 | - |
| 2022-12-31 | 1.0463 | 1.0463 | -- |
| 2022-12-30 | 1.0464 | 1.0464 | - |
| 2022-11-30 | 1.0552 | 1.0552 | - |
| 2022-10-31 | 1.0515 | 1.0515 | - |
| 2022-09-30 | 1.0531 | 1.0531 | - |
| 2022-08-31 | 1.0589 | 1.0589 | - |
| 2022-08-23 | 1.0602 | 1.0602 | 1.0602 |
| 2022-08-04 | 1.0531 | 1.0531 | - |
| 2022-07-31 | 1.0571 | 1.0571 | -- |
| 2022-06-30 | 1.0565 | 1.0565 | - |
| 2022-05-31 | 1.0501 | 1.0501 | - |
| 2022-04-30 | 1.0439 | 1.0439 | -- |
| 2022-03-31 | 1.0493 | 1.0493 | - |
| 2022-02-28 | 1.0586 | 1.0586 | - |
| 2022-01-31 | 1.0581 | 1.0581 | -- |
| 2021-12-31 | 1.0638 | 1.0638 | - |
| 2021-11-30 | 1.0544 | 1.0544 | - |
| 2021-10-31 | 1.0471 | 1.0471 | -- |
| 2021-09-30 | 1.0421 | 1.0421 | - |
| 2021-08-31 | 1.0423 | 1.0423 | - |
| 2021-07-31 | 1.0358 | 1.0358 | -- |
| 2021-06-30 | 1.0360 | 1.0360 | - |
| 2021-05-31 | 1.0342 | 1.0342 | - |
| 2021-04-30 | 1.0289 | 1.0289 | - |
| 2021-03-31 | 1.0233 | 1.0233 | - |
| 2021-02-26 | 1.0252 | 1.0252 | - |
| 2020-08-23 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年02月11日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
