尊敬的投资者：
我公司发行的邮银财富·鸿元一年定开17号（价值优势）人民币理财产品（产品代码：2101AB0017）于2021-03-22成立，截至2026-01-16的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-01-16 | 1.1809 | 1.1809 | - |
| 2026-01-09 | 1.1799 | 1.1799 | - |
| 2026-01-04 | 1.1784 | 1.1784 | - |
| 2025-12-31 | 1.1781 | 1.1781 | - |
| 2025-12-26 | 1.1784 | 1.1784 | - |
| 2025-12-19 | 1.1775 | 1.1775 | - |
| 2025-12-12 | 1.1764 | 1.1764 | - |
| 2025-12-05 | 1.1766 | 1.1766 | - |
| 2025-11-28 | 1.1771 | 1.1771 | - |
| 2025-11-21 | 1.1770 | 1.1770 | - |
| 2025-11-14 | 1.1785 | 1.1785 | - |
| 2025-11-07 | 1.1762 | 1.1762 | - |
| 2025-10-31 | 1.1755 | 1.1755 | - |
| 2025-10-24 | 1.1741 | 1.1741 | - |
| 2025-10-17 | 1.1729 | 1.1729 | - |
| 2025-10-10 | 1.1717 | 1.1717 | - |
| 2025-10-09 | 1.1718 | 1.1718 | - |
| 2025-09-30 | 1.1708 | 1.1708 | - |
| 2025-09-26 | 1.1698 | 1.1698 | - |
| 2025-09-19 | 1.1718 | 1.1718 | - |
| 2025-09-12 | 1.1718 | 1.1718 | - |
| 2025-09-05 | 1.1700 | 1.1700 | - |
| 2025-08-29 | 1.1714 | 1.1714 | - |
| 2025-08-22 | 1.1681 | 1.1681 | - |
| 2025-08-15 | 1.1653 | 1.1653 | - |
| 2025-08-08 | 1.1640 | 1.1640 | - |
| 2025-08-01 | 1.1623 | 1.1623 | - |
| 2025-07-25 | 1.1625 | 1.1625 | - |
| 2025-07-18 | 1.1617 | 1.1617 | - |
| 2025-07-11 | 1.1604 | 1.1604 | - |
| 2025-07-04 | 1.1597 | 1.1597 | - |
| 2025-06-30 | 1.1579 | 1.1579 | - |
| 2025-06-27 | 1.1576 | 1.1576 | - |
| 2025-06-20 | 1.1559 | 1.1559 | - |
| 2025-06-13 | 1.1562 | 1.1562 | - |
| 2025-06-06 | 1.1550 | 1.1550 | - |
| 2025-05-30 | 1.1532 | 1.1532 | - |
| 2025-05-23 | 1.1528 | 1.1528 | - |
| 2025-05-16 | 1.1520 | 1.1520 | - |
| 2025-05-09 | 1.1517 | 1.1517 | - |
| 2025-05-06 | 1.1507 | 1.1507 | - |
| 2025-04-25 | 1.1492 | 1.1492 | - |
| 2025-04-18 | 1.1491 | 1.1491 | - |
| 2025-04-11 | 1.1486 | 1.1486 | - |
| 2025-04-07 | 1.1455 | 1.1455 | - |
| 2025-03-31 | 1.1469 | 1.1469 | - |
| 2025-03-28 | 1.1473 | 1.1473 | - |
| 2025-03-24 | 1.1472 | 1.1472 | 1.1472 |
| 2025-03-21 | 1.1467 | 1.1467 | - |
| 2025-03-14 | 1.1467 | 1.1467 | - |
| 2025-03-07 | 1.1462 | 1.1462 | - |
| 2025-02-28 | 1.1456 | 1.1456 | - |
| 2025-02-21 | 1.1467 | 1.1467 | - |
| 2025-02-14 | 1.1482 | 1.1482 | - |
| 2025-02-07 | 1.1476 | 1.1476 | - |
| 2025-02-05 | 1.1451 | 1.1451 | - |
| 2025-01-24 | 1.1432 | 1.1432 | - |
| 2025-01-17 | 1.1431 | 1.1431 | - |
| 2025-01-10 | 1.1418 | 1.1418 | - |
| 2025-01-03 | 1.1423 | 1.1423 | - |
| 2024-12-31 | 1.1439 | 1.1439 | - |
| 2024-12-27 | 1.1441 | 1.1441 | - |
| 2024-12-20 | 1.1429 | 1.1429 | - |
| 2024-12-13 | 1.1420 | 1.1420 | - |
| 2024-12-06 | 1.1413 | 1.1413 | - |
| 2024-11-29 | 1.1386 | 1.1386 | - |
| 2024-11-22 | 1.1366 | 1.1366 | - |
| 2024-11-15 | 1.1368 | 1.1368 | - |
| 2024-11-08 | 1.1390 | 1.1390 | - |
| 2024-11-01 | 1.1347 | 1.1347 | - |
| 2024-10-25 | 1.1357 | 1.1357 | - |
| 2024-10-18 | 1.1357 | 1.1357 | - |
| 2024-10-11 | 1.1315 | 1.1315 | - |
| 2024-10-08 | 1.1370 | 1.1370 | - |
| 2024-09-30 | 1.1306 | 1.1306 | - |
| 2024-09-27 | 1.1268 | 1.1268 | - |
| 2024-09-20 | 1.1229 | 1.1229 | - |
| 2024-09-13 | 1.1227 | 1.1227 | - |
| 2024-09-06 | 1.1219 | 1.1219 | - |
| 2024-08-30 | 1.1214 | 1.1214 | - |
| 2024-08-23 | 1.1219 | 1.1219 | - |
| 2024-08-16 | 1.1231 | 1.1231 | - |
| 2024-08-09 | 1.1238 | 1.1238 | - |
| 2024-08-02 | 1.1252 | 1.1252 | - |
| 2024-07-26 | 1.1232 | 1.1232 | - |
| 2024-07-19 | 1.1220 | 1.1220 | - |
| 2024-07-12 | 1.1203 | 1.1203 | - |
| 2024-07-05 | 1.1191 | 1.1191 | - |
| 2024-06-30 | 1.1195 | 1.1195 | -- |
| 2024-06-28 | 1.1195 | 1.1195 | - |
| 2024-06-21 | 1.1197 | 1.1197 | - |
| 2024-06-14 | 1.1190 | 1.1190 | - |
| 2024-06-07 | 1.1179 | 1.1179 | - |
| 2024-05-31 | 1.1165 | 1.1165 | - |
| 2024-05-24 | 1.1154 | 1.1154 | - |
| 2024-05-17 | 1.1153 | 1.1153 | - |
| 2024-05-10 | 1.1150 | 1.1150 | - |
| 2024-05-06 | 1.1144 | 1.1144 | - |
| 2024-04-26 | 1.1151 | 1.1151 | - |
| 2024-04-19 | 1.1153 | 1.1153 | - |
| 2024-04-12 | 1.1137 | 1.1137 | - |
| 2024-04-07 | 1.1114 | 1.1114 | - |
| 2024-03-31 | 1.1109 | 1.1109 | -- |
| 2024-03-29 | 1.1109 | 1.1109 | - |
| 2024-03-22 | 1.1103 | 1.1103 | 1.1103 |
| 2024-03-15 | 1.1095 | 1.1095 | - |
| 2024-03-12 | 1.1100 | 1.1100 | - |
| 2024-03-08 | 1.1103 | 1.1103 | - |
| 2024-03-01 | 1.1096 | 1.1096 | - |
| 2024-02-23 | 1.1087 | 1.1087 | - |
| 2024-02-18 | 1.1068 | 1.1068 | - |
| 2024-02-09 | 1.1068 | 1.1068 | - |
| 2024-02-02 | 1.1064 | 1.1064 | - |
| 2024-01-26 | 1.1076 | 1.1076 | - |
| 2024-01-19 | 1.1057 | 1.1057 | - |
| 2024-01-12 | 1.1055 | 1.1055 | - |
| 2024-01-05 | 1.1056 | 1.1056 | - |
| 2023-12-31 | 1.1061 | 1.1061 | - |
| 2023-12-29 | 1.1060 | 1.1060 | - |
| 2023-12-22 | 1.1031 | 1.1031 | - |
| 2023-12-15 | 1.1027 | 1.1027 | - |
| 2023-12-08 | 1.1027 | 1.1027 | - |
| 2023-12-01 | 1.1038 | 1.1038 | - |
| 2023-11-24 | 1.1040 | 1.1040 | - |
| 2023-11-17 | 1.1047 | 1.1047 | - |
| 2023-11-10 | 1.1042 | 1.1042 | - |
| 2023-11-03 | 1.1039 | 1.1039 | - |
| 2023-10-27 | 1.1024 | 1.1024 | - |
| 2023-10-20 | 1.1003 | 1.1003 | - |
| 2023-10-13 | 1.1036 | 1.1036 | - |
| 2023-10-07 | 1.1046 | 1.1046 | - |
| 2023-09-30 | 1.1043 | 1.1043 | -- |
| 2023-09-28 | 1.1043 | 1.1043 | - |
| 2023-09-22 | 1.1050 | 1.1050 | - |
| 2023-09-15 | 1.1039 | 1.1039 | - |
| 2023-09-08 | 1.1023 | 1.1023 | - |
| 2023-09-01 | 1.1046 | 1.1046 | - |
| 2023-08-25 | 1.1021 | 1.1021 | - |
| 2023-08-18 | 1.1047 | 1.1047 | - |
| 2023-08-11 | 1.1057 | 1.1057 | - |
| 2023-08-04 | 1.1089 | 1.1089 | - |
| 2023-07-28 | 1.1076 | 1.1076 | - |
| 2023-07-21 | 1.1033 | 1.1033 | - |
| 2023-07-14 | 1.1048 | 1.1048 | - |
| 2023-07-07 | 1.1040 | 1.1040 | - |
| 2023-06-30 | 1.1036 | 1.1036 | - |
| 2023-06-25 | 1.1026 | 1.1026 | - |
| 2023-06-16 | 1.1075 | 1.1075 | - |
| 2023-06-09 | 1.0983 | 1.0983 | - |
| 2023-06-02 | 1.1013 | 1.1013 | - |
| 2023-05-26 | 1.0984 | 1.0984 | - |
| 2023-05-19 | 1.0984 | 1.0984 | - |
| 2023-05-12 | 1.0924 | 1.0924 | - |
| 2023-05-05 | 1.0929 | 1.0929 | - |
| 2023-04-28 | 1.0968 | 1.0968 | - |
| 2023-04-21 | 1.1011 | 1.1011 | - |
| 2023-04-14 | 1.1031 | 1.1031 | - |
| 2023-04-07 | 1.1039 | 1.1039 | - |
| 2023-03-31 | 1.0974 | 1.0974 | - |
| 2023-03-24 | 1.0959 | 1.0959 | - |
| 2023-03-22 | 1.0890 | 1.0890 | 1.0890 |
| 2023-03-17 | 1.0865 | 1.0865 | - |
| 2023-03-10 | 1.0862 | 1.0862 | - |
| 2023-03-03 | 1.0873 | 1.0873 | - |
| 2023-02-24 | 1.0877 | 1.0877 | - |
| 2023-02-17 | 1.0855 | 1.0855 | - |
| 2023-01-31 | 1.0862 | 1.0862 | - |
| 2022-12-31 | 1.0721 | 1.0721 | -- |
| 2022-12-30 | 1.0720 | 1.0720 | - |
| 2022-11-30 | 1.0783 | 1.0783 | - |
| 2022-10-31 | 1.0790 | 1.0790 | - |
| 2022-09-30 | 1.0782 | 1.0782 | - |
| 2022-08-31 | 1.0865 | 1.0865 | - |
| 2022-07-31 | 1.0889 | 1.0889 | -- |
| 2022-06-30 | 1.0796 | 1.0796 | - |
| 2022-05-31 | 1.0671 | 1.0671 | - |
| 2022-04-30 | 1.0560 | 1.0560 | -- |
| 2022-03-31 | 1.0592 | 1.0592 | - |
| 2022-03-22 | 1.0571 | 1.0571 | 1.0571 |
| 2022-03-22 | 1.0571 | 1.0571 | 1.0571 |
| 2022-03-22 | 1.0571 | 1.0571 | 1.0571 |
| 2022-03-03 | 1.0585 | 1.0585 | - |
| 2022-02-28 | 1.0591 | 1.0591 | - |
| 2022-01-31 | 1.0590 | 1.0590 | -- |
| 2021-12-31 | 1.0525 | 1.0525 | - |
| 2021-11-30 | 1.0359 | 1.0359 | - |
| 2021-10-31 | 1.0310 | 1.0310 | -- |
| 2021-09-30 | 1.0200 | 1.0200 | - |
| 2021-08-31 | 1.0197 | 1.0197 | - |
| 2021-07-31 | 1.0142 | 1.0142 | -- |
| 2021-06-30 | 1.0110 | 1.0110 | - |
| 2021-05-31 | 1.0084 | 1.0084 | - |
| 2021-04-30 | 1.0047 | 1.0047 | - |
| 2021-03-31 | 1.0009 | 1.0009 | - |
| 2021-03-21 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年01月20日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
