尊敬的投资者：
我公司发行的邮银财富·鸿元一年定开25号(价值优势)人民币理财产品（产品代码：2101AB0025）于2021-09-24成立，截至2025-09-12的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-09-12 | 1.0636 | 1.0636 | - |
| 2025-09-05 | 1.0630 | 1.0630 | - |
| 2025-08-29 | 1.0627 | 1.0627 | - |
| 2025-08-22 | 1.0629 | 1.0629 | - |
| 2025-08-15 | 1.0627 | 1.0627 | - |
| 2025-08-08 | 1.0626 | 1.0626 | - |
| 2025-08-01 | 1.0607 | 1.0607 | - |
| 2025-07-25 | 1.0614 | 1.0614 | - |
| 2025-07-18 | 1.0604 | 1.0604 | - |
| 2025-07-11 | 1.0597 | 1.0597 | - |
| 2025-07-04 | 1.0582 | 1.0582 | - |
| 2025-06-30 | 1.0562 | 1.0562 | - |
| 2025-06-27 | 1.0561 | 1.0561 | - |
| 2025-06-20 | 1.0553 | 1.0553 | - |
| 2025-06-13 | 1.0549 | 1.0549 | - |
| 2025-06-06 | 1.0529 | 1.0529 | - |
| 2025-05-30 | 1.0518 | 1.0518 | - |
| 2025-05-23 | 1.0513 | 1.0513 | - |
| 2025-05-16 | 1.0490 | 1.0490 | - |
| 2025-05-09 | 1.0467 | 1.0467 | - |
| 2025-05-06 | 1.0440 | 1.0440 | - |
| 2025-04-25 | 1.0435 | 1.0435 | - |
| 2025-04-18 | 1.0428 | 1.0428 | - |
| 2025-04-11 | 1.0410 | 1.0410 | - |
| 2025-04-07 | 1.0373 | 1.0373 | - |
| 2025-03-31 | 1.0413 | 1.0413 | - |
| 2025-03-28 | 1.0413 | 1.0413 | - |
| 2025-03-21 | 1.0402 | 1.0402 | - |
| 2025-03-14 | 1.0395 | 1.0395 | - |
| 2025-03-07 | 1.0378 | 1.0378 | - |
| 2025-02-28 | 1.0376 | 1.0376 | - |
| 2025-02-21 | 1.0393 | 1.0393 | - |
| 2025-02-14 | 1.0403 | 1.0403 | - |
| 2025-02-07 | 1.0396 | 1.0396 | - |
| 2025-02-05 | 1.0384 | 1.0384 | - |
| 2025-01-24 | 1.0374 | 1.0374 | - |
| 2025-01-17 | 1.0371 | 1.0371 | - |
| 2025-01-10 | 1.0361 | 1.0361 | - |
| 2025-01-03 | 1.0372 | 1.0372 | - |
| 2024-12-31 | 1.0380 | 1.0380 | - |
| 2024-12-27 | 1.0374 | 1.0374 | - |
| 2024-12-20 | 1.0355 | 1.0355 | - |
| 2024-12-13 | 1.0353 | 1.0353 | - |
| 2024-12-06 | 1.0344 | 1.0344 | - |
| 2024-11-29 | 1.0312 | 1.0312 | - |
| 2024-11-22 | 1.0301 | 1.0301 | - |
| 2024-11-15 | 1.0304 | 1.0304 | - |
| 2024-11-08 | 1.0317 | 1.0317 | - |
| 2024-11-01 | 1.0289 | 1.0289 | - |
| 2024-10-25 | 1.0293 | 1.0293 | - |
| 2024-10-18 | 1.0290 | 1.0290 | - |
| 2024-10-11 | 1.0251 | 1.0251 | - |
| 2024-10-08 | 1.0245 | 1.0245 | - |
| 2024-09-30 | 1.0243 | 1.0243 | - |
| 2024-09-27 | 1.0242 | 1.0242 | - |
| 2024-09-24 | 1.0241 | 1.0241 | 1.0241 |
| 2024-09-20 | 1.0240 | 1.0240 | - |
| 2024-09-13 | 1.0231 | 1.0231 | - |
| 2024-09-11 | 1.0230 | 1.0230 | - |
| 2024-09-06 | 1.0231 | 1.0231 | - |
| 2024-08-30 | 1.0228 | 1.0228 | - |
| 2024-08-23 | 1.0236 | 1.0236 | - |
| 2024-08-16 | 1.0228 | 1.0228 | - |
| 2024-08-09 | 1.0218 | 1.0218 | - |
| 2024-08-02 | 1.0275 | 1.0275 | - |
| 2024-07-26 | 1.0248 | 1.0248 | - |
| 2024-07-19 | 1.0301 | 1.0301 | - |
| 2024-07-12 | 1.0277 | 1.0277 | - |
| 2024-07-05 | 1.0251 | 1.0251 | - |
| 2024-06-30 | 1.0243 | 1.0243 | -- |
| 2024-06-28 | 1.0243 | 1.0243 | - |
| 2024-06-21 | 1.0242 | 1.0242 | - |
| 2024-06-14 | 1.0263 | 1.0263 | - |
| 2024-06-07 | 1.0285 | 1.0285 | - |
| 2024-05-31 | 1.0278 | 1.0278 | - |
| 2024-05-24 | 1.0285 | 1.0285 | - |
| 2024-05-17 | 1.0320 | 1.0320 | - |
| 2024-05-10 | 1.0287 | 1.0287 | - |
| 2024-05-06 | 1.0264 | 1.0264 | - |
| 2024-04-26 | 1.0231 | 1.0231 | - |
| 2024-04-19 | 1.0229 | 1.0229 | - |
| 2024-04-12 | 1.0196 | 1.0196 | - |
| 2024-04-07 | 1.0213 | 1.0213 | - |
| 2024-03-31 | 1.0198 | 1.0198 | -- |
| 2024-03-29 | 1.0199 | 1.0199 | - |
| 2024-03-22 | 1.0202 | 1.0202 | - |
| 2024-03-15 | 1.0208 | 1.0208 | - |
| 2024-03-08 | 1.0210 | 1.0210 | - |
| 2024-03-01 | 1.0200 | 1.0200 | - |
| 2024-02-23 | 1.0185 | 1.0185 | - |
| 2024-02-18 | 1.0123 | 1.0123 | - |
| 2024-02-09 | 1.0124 | 1.0124 | - |
| 2024-02-02 | 1.0042 | 1.0042 | - |
| 2024-01-26 | 1.0110 | 1.0110 | - |
| 2024-01-19 | 1.0070 | 1.0070 | - |
| 2024-01-12 | 1.0121 | 1.0121 | - |
| 2024-01-05 | 1.0133 | 1.0133 | - |
| 2023-12-31 | 1.0154 | 1.0154 | - |
| 2023-12-29 | 1.0153 | 1.0153 | - |
| 2023-12-22 | 1.0103 | 1.0103 | - |
| 2023-12-15 | 1.0136 | 1.0136 | - |
| 2023-12-08 | 1.0134 | 1.0134 | - |
| 2023-12-01 | 1.0194 | 1.0194 | - |
| 2023-11-24 | 1.0211 | 1.0211 | - |
| 2023-11-17 | 1.0230 | 1.0230 | - |
| 2023-11-10 | 1.0225 | 1.0225 | - |
| 2023-11-03 | 1.0219 | 1.0219 | - |
| 2023-10-27 | 1.0215 | 1.0215 | - |
| 2023-10-20 | 1.0183 | 1.0183 | - |
| 2023-10-13 | 1.0246 | 1.0246 | - |
| 2023-10-07 | 1.0257 | 1.0257 | - |
| 2023-09-30 | 1.0258 | 1.0258 | -- |
| 2023-09-28 | 1.0258 | 1.0258 | - |
| 2023-09-25 | 1.0259 | 1.0259 | 1.0259 |
| 2023-09-22 | 1.0258 | 1.0258 | - |
| 2023-09-15 | 1.0256 | 1.0256 | - |
| 2023-09-13 | 1.0250 | 1.0250 | - |
| 2023-09-08 | 1.0248 | 1.0248 | - |
| 2023-09-01 | 1.0276 | 1.0276 | - |
| 2023-08-25 | 1.0258 | 1.0258 | - |
| 2023-08-18 | 1.0279 | 1.0279 | - |
| 2023-08-11 | 1.0284 | 1.0284 | - |
| 2023-08-04 | 1.0303 | 1.0303 | - |
| 2023-07-28 | 1.0294 | 1.0294 | - |
| 2023-07-21 | 1.0273 | 1.0273 | - |
| 2023-07-14 | 1.0275 | 1.0275 | - |
| 2023-07-07 | 1.0270 | 1.0270 | - |
| 2023-06-30 | 1.0262 | 1.0262 | - |
| 2023-06-25 | 1.0252 | 1.0252 | - |
| 2023-06-16 | 1.0257 | 1.0257 | - |
| 2023-06-09 | 1.0252 | 1.0252 | - |
| 2023-06-02 | 1.0242 | 1.0242 | - |
| 2023-05-26 | 1.0231 | 1.0231 | - |
| 2023-05-19 | 1.0220 | 1.0220 | - |
| 2023-05-12 | 1.0221 | 1.0221 | - |
| 2023-05-05 | 1.0197 | 1.0197 | - |
| 2023-04-28 | 1.0187 | 1.0187 | - |
| 2023-04-21 | 1.0165 | 1.0165 | - |
| 2023-04-14 | 1.0148 | 1.0148 | - |
| 2023-04-07 | 1.0135 | 1.0135 | - |
| 2023-03-31 | 1.0128 | 1.0128 | - |
| 2023-03-24 | 1.0123 | 1.0123 | - |
| 2023-03-17 | 1.0105 | 1.0105 | - |
| 2023-03-10 | 1.0095 | 1.0095 | - |
| 2023-03-03 | 1.0071 | 1.0071 | - |
| 2023-02-24 | 1.0071 | 1.0071 | - |
| 2023-02-17 | 1.0072 | 1.0072 | - |
| 2023-01-31 | 1.0030 | 1.0030 | - |
| 2022-12-31 | 0.9993 | 0.9993 | -- |
| 2022-12-30 | 0.9993 | 0.9993 | - |
| 2022-11-30 | 1.0066 | 1.0066 | - |
| 2022-10-31 | 1.0135 | 1.0135 | - |
| 2022-09-30 | 1.0104 | 1.0104 | - |
| 2022-09-26 | 1.0112 | 1.0112 | 1.0112 |
| 2022-09-06 | 1.0103 | 1.0103 | - |
| 2022-08-31 | 1.0094 | 1.0094 | - |
| 2022-07-31 | 1.0073 | 1.0073 | -- |
| 2022-06-30 | 1.0040 | 1.0040 | - |
| 2022-05-31 | 0.9904 | 0.9904 | - |
| 2022-04-30 | 0.9697 | 0.9697 | -- |
| 2022-03-31 | 0.9897 | 0.9897 | - |
| 2022-02-28 | 1.0041 | 1.0041 | - |
| 2022-01-31 | 1.0069 | 1.0069 | -- |
| 2021-12-31 | 1.0163 | 1.0163 | - |
| 2021-11-30 | 1.0122 | 1.0122 | - |
| 2021-10-31 | 1.0037 | 1.0037 | -- |
| 2021-09-30 | 1.0004 | 1.0004 | - |
| 2021-09-23 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年09月16日
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