尊敬的投资者：
我公司发行的邮银财富·鸿锦一年半定开7号人民币理财产品（产品代码：2201JE0007）于2022-01-27成立，截至2025-07-18的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-07-18 | 1.0974 | 1.0974 | - |
| 2025-07-11 | 1.0967 | 1.0967 | - |
| 2025-07-04 | 1.0960 | 1.0960 | - |
| 2025-06-30 | 1.0946 | 1.0946 | - |
| 2025-06-27 | 1.0944 | 1.0944 | - |
| 2025-06-20 | 1.0944 | 1.0944 | - |
| 2025-06-13 | 1.0933 | 1.0933 | - |
| 2025-06-06 | 1.0918 | 1.0918 | - |
| 2025-05-30 | 1.0887 | 1.0887 | - |
| 2025-05-23 | 1.0884 | 1.0884 | - |
| 2025-05-16 | 1.0882 | 1.0882 | - |
| 2025-05-09 | 1.0884 | 1.0884 | - |
| 2025-05-06 | 1.0890 | 1.0890 | - |
| 2025-04-25 | 1.0881 | 1.0881 | - |
| 2025-04-18 | 1.0885 | 1.0885 | - |
| 2025-04-11 | 1.0874 | 1.0874 | - |
| 2025-04-07 | 1.0867 | 1.0867 | - |
| 2025-03-31 | 1.0883 | 1.0883 | - |
| 2025-03-28 | 1.0883 | 1.0883 | - |
| 2025-03-21 | 1.0884 | 1.0884 | - |
| 2025-03-14 | 1.0881 | 1.0881 | - |
| 2025-03-07 | 1.0870 | 1.0870 | - |
| 2025-02-28 | 1.0868 | 1.0868 | - |
| 2025-02-21 | 1.0894 | 1.0894 | - |
| 2025-02-14 | 1.0901 | 1.0901 | - |
| 2025-02-07 | 1.0906 | 1.0906 | - |
| 2025-02-05 | 1.0904 | 1.0904 | - |
| 2025-01-26 | 1.0897 | 1.0897 | 1.0897 |
| 2025-01-24 | 1.0896 | 1.0896 | - |
| 2025-01-17 | 1.0892 | 1.0892 | - |
| 2025-01-10 | 1.0890 | 1.0890 | - |
| 2025-01-03 | 1.0895 | 1.0895 | - |
| 2024-12-31 | 1.0903 | 1.0903 | - |
| 2024-12-27 | 1.0903 | 1.0903 | - |
| 2024-12-20 | 1.0899 | 1.0899 | - |
| 2024-12-13 | 1.0884 | 1.0884 | - |
| 2024-12-06 | 1.0865 | 1.0865 | - |
| 2024-11-29 | 1.0849 | 1.0849 | - |
| 2024-11-22 | 1.0837 | 1.0837 | - |
| 2024-11-15 | 1.0828 | 1.0828 | - |
| 2024-11-08 | 1.0819 | 1.0819 | - |
| 2024-11-01 | 1.0810 | 1.0810 | - |
| 2024-10-25 | 1.0804 | 1.0804 | - |
| 2024-10-18 | 1.0800 | 1.0800 | - |
| 2024-10-11 | 1.0782 | 1.0782 | - |
| 2024-10-08 | 1.0783 | 1.0783 | - |
| 2024-09-30 | 1.0782 | 1.0782 | - |
| 2024-09-27 | 1.0786 | 1.0786 | - |
| 2024-09-20 | 1.0793 | 1.0793 | - |
| 2024-09-13 | 1.0794 | 1.0794 | - |
| 2024-09-06 | 1.0786 | 1.0786 | - |
| 2024-08-30 | 1.0783 | 1.0783 | - |
| 2024-08-23 | 1.0795 | 1.0795 | - |
| 2024-08-16 | 1.0795 | 1.0795 | - |
| 2024-08-09 | 1.0789 | 1.0789 | - |
| 2024-08-02 | 1.0791 | 1.0791 | - |
| 2024-07-26 | 1.0777 | 1.0777 | - |
| 2024-07-19 | 1.0776 | 1.0776 | - |
| 2024-07-12 | 1.0768 | 1.0768 | - |
| 2024-07-05 | 1.0758 | 1.0758 | - |
| 2024-06-30 | 1.0751 | 1.0751 | -- |
| 2024-06-28 | 1.0750 | 1.0750 | - |
| 2024-06-21 | 1.0741 | 1.0741 | - |
| 2024-06-14 | 1.0738 | 1.0738 | - |
| 2024-06-07 | 1.0738 | 1.0738 | - |
| 2024-05-31 | 1.0726 | 1.0726 | - |
| 2024-05-24 | 1.0717 | 1.0717 | - |
| 2024-05-17 | 1.0711 | 1.0711 | - |
| 2024-05-10 | 1.0700 | 1.0700 | - |
| 2024-05-06 | 1.0689 | 1.0689 | - |
| 2024-04-26 | 1.0677 | 1.0677 | - |
| 2024-04-19 | 1.0680 | 1.0680 | - |
| 2024-04-12 | 1.0657 | 1.0657 | - |
| 2024-04-07 | 1.0656 | 1.0656 | - |
| 2024-03-31 | 1.0642 | 1.0642 | -- |
| 2024-03-29 | 1.0641 | 1.0641 | - |
| 2024-03-22 | 1.0635 | 1.0635 | - |
| 2024-03-15 | 1.0639 | 1.0639 | - |
| 2024-03-08 | 1.0638 | 1.0638 | - |
| 2024-03-01 | 1.0621 | 1.0621 | - |
| 2024-02-23 | 1.0615 | 1.0615 | - |
| 2024-02-18 | 1.0580 | 1.0580 | - |
| 2024-02-09 | 1.0577 | 1.0577 | - |
| 2024-02-02 | 1.0537 | 1.0537 | - |
| 2024-01-26 | 1.0563 | 1.0563 | - |
| 2024-01-19 | 1.0540 | 1.0540 | - |
| 2024-01-12 | 1.0553 | 1.0553 | - |
| 2024-01-05 | 1.0554 | 1.0554 | - |
| 2023-12-31 | 1.0557 | 1.0557 | - |
| 2023-12-29 | 1.0555 | 1.0555 | - |
| 2023-12-22 | 1.0528 | 1.0528 | - |
| 2023-12-15 | 1.0522 | 1.0522 | - |
| 2023-12-08 | 1.0512 | 1.0512 | - |
| 2023-12-01 | 1.0527 | 1.0527 | - |
| 2023-11-24 | 1.0526 | 1.0526 | - |
| 2023-11-17 | 1.0524 | 1.0524 | - |
| 2023-11-10 | 1.0508 | 1.0508 | - |
| 2023-11-03 | 1.0494 | 1.0494 | - |
| 2023-10-27 | 1.0481 | 1.0481 | - |
| 2023-10-20 | 1.0461 | 1.0461 | - |
| 2023-10-13 | 1.0481 | 1.0481 | - |
| 2023-10-07 | 1.0471 | 1.0471 | - |
| 2023-09-30 | 1.0471 | 1.0471 | -- |
| 2023-09-28 | 1.0471 | 1.0471 | - |
| 2023-09-22 | 1.0472 | 1.0472 | - |
| 2023-09-15 | 1.0467 | 1.0467 | - |
| 2023-09-08 | 1.0456 | 1.0456 | - |
| 2023-09-01 | 1.0483 | 1.0483 | - |
| 2023-08-25 | 1.0479 | 1.0479 | - |
| 2023-08-18 | 1.0490 | 1.0490 | - |
| 2023-08-11 | 1.0478 | 1.0478 | - |
| 2023-08-04 | 1.0487 | 1.0487 | - |
| 2023-07-28 | 1.0480 | 1.0480 | - |
| 2023-07-26 | 1.0476 | 1.0476 | 1.0476 |
| 2023-07-21 | 1.0470 | 1.0470 | - |
| 2023-07-14 | 1.0464 | 1.0464 | - |
| 2023-07-07 | 1.0445 | 1.0445 | - |
| 2023-06-30 | 1.0437 | 1.0437 | - |
| 2023-06-25 | 1.0421 | 1.0421 | - |
| 2023-06-16 | 1.0431 | 1.0431 | - |
| 2023-06-09 | 1.0414 | 1.0414 | - |
| 2023-06-02 | 1.0403 | 1.0403 | - |
| 2023-05-26 | 1.0394 | 1.0394 | - |
| 2023-05-19 | 1.0397 | 1.0397 | - |
| 2023-05-12 | 1.0389 | 1.0389 | - |
| 2023-05-05 | 1.0374 | 1.0374 | - |
| 2023-04-28 | 1.0361 | 1.0361 | - |
| 2023-04-21 | 1.0354 | 1.0354 | - |
| 2023-04-14 | 1.0379 | 1.0379 | - |
| 2023-04-07 | 1.0365 | 1.0365 | - |
| 2023-03-31 | 1.0329 | 1.0329 | - |
| 2023-03-24 | 1.0327 | 1.0327 | - |
| 2023-03-17 | 1.0298 | 1.0298 | - |
| 2023-03-10 | 1.0287 | 1.0287 | - |
| 2023-03-03 | 1.0293 | 1.0293 | - |
| 2023-02-24 | 1.0273 | 1.0273 | - |
| 2023-02-17 | 1.0262 | 1.0262 | - |
| 2023-01-31 | 1.0215 | 1.0215 | - |
| 2022-12-31 | 1.0152 | 1.0152 | -- |
| 2022-12-30 | 1.0151 | 1.0151 | - |
| 2022-11-30 | 1.0223 | 1.0223 | - |
| 2022-10-31 | 1.0278 | 1.0278 | - |
| 2022-09-30 | 1.0271 | 1.0271 | - |
| 2022-08-31 | 1.0331 | 1.0331 | - |
| 2022-07-31 | 1.0342 | 1.0342 | -- |
| 2022-06-30 | 1.0233 | 1.0233 | - |
| 2022-05-31 | 1.0145 | 1.0145 | - |
| 2022-04-30 | 1.0056 | 1.0056 | -- |
| 2022-03-31 | 0.9994 | 0.9994 | - |
| 2022-02-28 | 0.9973 | 0.9973 | - |
| 2022-01-31 | 1.0006 | 1.0006 | -- |
| 2022-01-26 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月24日
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