尊敬的投资者：
我公司发行的邮银财富·鸿运一年定开4号人民币理财产品（产品代码：2001UY0004）于2020-11-17成立，截至2025-07-11的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-07-11 | 1.2034 | 1.2034 | - |
| 2025-07-04 | 1.2030 | 1.2030 | - |
| 2025-06-30 | 1.2015 | 1.2015 | - |
| 2025-06-27 | 1.2013 | 1.2013 | - |
| 2025-06-20 | 1.2002 | 1.2002 | - |
| 2025-06-13 | 1.1990 | 1.1990 | - |
| 2025-06-06 | 1.1982 | 1.1982 | - |
| 2025-05-30 | 1.1970 | 1.1970 | - |
| 2025-05-23 | 1.1962 | 1.1962 | - |
| 2025-05-16 | 1.1950 | 1.1950 | - |
| 2025-05-09 | 1.1943 | 1.1943 | - |
| 2025-05-06 | 1.1945 | 1.1945 | - |
| 2025-04-25 | 1.1933 | 1.1933 | - |
| 2025-04-18 | 1.1934 | 1.1934 | - |
| 2025-04-11 | 1.1925 | 1.1925 | - |
| 2025-04-07 | 1.1912 | 1.1912 | - |
| 2025-03-31 | 1.1905 | 1.1905 | - |
| 2025-03-28 | 1.1903 | 1.1903 | - |
| 2025-03-21 | 1.1889 | 1.1889 | - |
| 2025-03-14 | 1.1876 | 1.1876 | - |
| 2025-03-07 | 1.1865 | 1.1865 | - |
| 2025-02-28 | 1.1862 | 1.1862 | - |
| 2025-02-21 | 1.1869 | 1.1869 | - |
| 2025-02-14 | 1.1883 | 1.1883 | - |
| 2025-02-07 | 1.1883 | 1.1883 | - |
| 2025-02-05 | 1.1877 | 1.1877 | - |
| 2025-01-24 | 1.1862 | 1.1862 | - |
| 2025-01-17 | 1.1863 | 1.1863 | - |
| 2025-01-10 | 1.1868 | 1.1868 | - |
| 2025-01-03 | 1.1867 | 1.1867 | - |
| 2024-12-31 | 1.1858 | 1.1858 | - |
| 2024-12-27 | 1.1852 | 1.1852 | - |
| 2024-12-20 | 1.1847 | 1.1847 | - |
| 2024-12-13 | 1.1841 | 1.1841 | - |
| 2024-12-06 | 1.1827 | 1.1827 | - |
| 2024-11-29 | 1.1812 | 1.1812 | - |
| 2024-11-22 | 1.1800 | 1.1800 | - |
| 2024-11-18 | 1.1796 | 1.1796 | 1.1796 |
| 2024-11-15 | 1.1794 | 1.1794 | - |
| 2024-11-08 | 1.1788 | 1.1788 | - |
| 2024-11-01 | 1.1780 | 1.1780 | - |
| 2024-10-25 | 1.1775 | 1.1775 | - |
| 2024-10-18 | 1.1776 | 1.1776 | - |
| 2024-10-11 | 1.1757 | 1.1757 | - |
| 2024-10-08 | 1.1748 | 1.1748 | - |
| 2024-09-30 | 1.1749 | 1.1749 | - |
| 2024-09-27 | 1.1769 | 1.1769 | - |
| 2024-09-20 | 1.1772 | 1.1772 | - |
| 2024-09-13 | 1.1768 | 1.1768 | - |
| 2024-09-06 | 1.1765 | 1.1765 | - |
| 2024-08-30 | 1.1752 | 1.1752 | - |
| 2024-08-23 | 1.1754 | 1.1754 | - |
| 2024-08-16 | 1.1753 | 1.1753 | - |
| 2024-08-09 | 1.1752 | 1.1752 | - |
| 2024-08-02 | 1.1750 | 1.1750 | - |
| 2024-07-26 | 1.1736 | 1.1736 | - |
| 2024-07-19 | 1.1720 | 1.1720 | - |
| 2024-07-12 | 1.1711 | 1.1711 | - |
| 2024-07-05 | 1.1704 | 1.1704 | - |
| 2024-06-30 | 1.1702 | 1.1702 | -- |
| 2024-06-28 | 1.1700 | 1.1700 | - |
| 2024-06-21 | 1.1687 | 1.1687 | - |
| 2024-06-14 | 1.1691 | 1.1691 | - |
| 2024-06-07 | 1.1688 | 1.1688 | - |
| 2024-05-31 | 1.1680 | 1.1680 | - |
| 2024-05-24 | 1.1673 | 1.1673 | - |
| 2024-05-17 | 1.1669 | 1.1669 | - |
| 2024-05-10 | 1.1659 | 1.1659 | - |
| 2024-05-06 | 1.1655 | 1.1655 | - |
| 2024-04-26 | 1.1660 | 1.1660 | - |
| 2024-04-19 | 1.1667 | 1.1667 | - |
| 2024-04-12 | 1.1657 | 1.1657 | - |
| 2024-04-07 | 1.1639 | 1.1639 | - |
| 2024-03-31 | 1.1629 | 1.1629 | -- |
| 2024-03-29 | 1.1627 | 1.1627 | - |
| 2024-03-22 | 1.1621 | 1.1621 | - |
| 2024-03-15 | 1.1607 | 1.1607 | - |
| 2024-03-08 | 1.1613 | 1.1613 | - |
| 2024-03-01 | 1.1605 | 1.1605 | - |
| 2024-02-23 | 1.1595 | 1.1595 | - |
| 2024-02-18 | 1.1580 | 1.1580 | - |
| 2024-02-09 | 1.1572 | 1.1572 | - |
| 2024-02-02 | 1.1560 | 1.1560 | - |
| 2024-01-26 | 1.1546 | 1.1546 | - |
| 2024-01-19 | 1.1533 | 1.1533 | - |
| 2024-01-12 | 1.1521 | 1.1521 | - |
| 2024-01-05 | 1.1510 | 1.1510 | - |
| 2023-12-31 | 1.1497 | 1.1497 | - |
| 2023-12-29 | 1.1495 | 1.1495 | - |
| 2023-12-22 | 1.1473 | 1.1473 | - |
| 2023-12-15 | 1.1458 | 1.1458 | - |
| 2023-12-08 | 1.1439 | 1.1439 | - |
| 2023-12-01 | 1.1436 | 1.1436 | - |
| 2023-11-24 | 1.1430 | 1.1430 | - |
| 2023-11-17 | 1.1421 | 1.1421 | - |
| 2023-11-16 | 1.1418 | 1.1418 | 1.1418 |
| 2023-11-10 | 1.1408 | 1.1408 | - |
| 2023-11-06 | 1.1403 | 1.1403 | - |
| 2023-11-03 | 1.1400 | 1.1400 | - |
| 2023-10-27 | 1.1382 | 1.1382 | - |
| 2023-10-20 | 1.1370 | 1.1370 | - |
| 2023-10-13 | 1.1379 | 1.1379 | - |
| 2023-10-07 | 1.1377 | 1.1377 | - |
| 2023-09-30 | 1.1369 | 1.1369 | -- |
| 2023-09-28 | 1.1367 | 1.1367 | - |
| 2023-09-22 | 1.1364 | 1.1364 | - |
| 2023-09-15 | 1.1357 | 1.1357 | - |
| 2023-09-08 | 1.1346 | 1.1346 | - |
| 2023-09-01 | 1.1370 | 1.1370 | - |
| 2023-08-25 | 1.1378 | 1.1378 | - |
| 2023-08-18 | 1.1370 | 1.1370 | - |
| 2023-08-11 | 1.1343 | 1.1343 | - |
| 2023-08-04 | 1.1323 | 1.1323 | - |
| 2023-07-28 | 1.1312 | 1.1312 | - |
| 2023-07-21 | 1.1325 | 1.1325 | - |
| 2023-07-14 | 1.1302 | 1.1302 | - |
| 2023-07-07 | 1.1290 | 1.1290 | - |
| 2023-06-30 | 1.1270 | 1.1270 | - |
| 2023-06-25 | 1.1255 | 1.1255 | - |
| 2023-06-16 | 1.1249 | 1.1249 | - |
| 2023-06-09 | 1.1251 | 1.1251 | - |
| 2023-06-02 | 1.1217 | 1.1217 | - |
| 2023-05-26 | 1.1206 | 1.1206 | - |
| 2023-05-19 | 1.1196 | 1.1196 | - |
| 2023-05-12 | 1.1193 | 1.1193 | - |
| 2023-05-05 | 1.1179 | 1.1179 | - |
| 2023-04-28 | 1.1153 | 1.1153 | - |
| 2023-04-21 | 1.1125 | 1.1125 | - |
| 2023-04-14 | 1.1104 | 1.1104 | - |
| 2023-04-07 | 1.1070 | 1.1070 | - |
| 2023-03-31 | 1.1054 | 1.1054 | - |
| 2023-03-24 | 1.1027 | 1.1027 | - |
| 2023-03-17 | 1.1020 | 1.1020 | - |
| 2023-03-10 | 1.0995 | 1.0995 | - |
| 2023-03-03 | 1.0939 | 1.0939 | - |
| 2023-02-24 | 1.0935 | 1.0935 | - |
| 2023-02-17 | 1.0940 | 1.0940 | - |
| 2023-01-31 | 1.0842 | 1.0842 | - |
| 2022-12-31 | 1.0853 | 1.0853 | -- |
| 2022-12-30 | 1.0851 | 1.0851 | - |
| 2022-11-30 | 1.0920 | 1.0920 | - |
| 2022-11-16 | 1.0966 | 1.0966 | 1.0966 |
| 2022-11-04 | 1.1075 | 1.1075 | - |
| 2022-10-31 | 1.1075 | 1.1075 | - |
| 2022-09-30 | 1.1039 | 1.1039 | - |
| 2022-08-31 | 1.1028 | 1.1028 | - |
| 2022-07-31 | 1.0969 | 1.0969 | -- |
| 2022-06-30 | 1.0883 | 1.0883 | - |
| 2022-05-31 | 1.0858 | 1.0858 | - |
| 2022-04-30 | 1.0793 | 1.0793 | -- |
| 2022-03-31 | 1.0739 | 1.0739 | - |
| 2022-02-28 | 1.0721 | 1.0721 | - |
| 2022-01-31 | 1.0746 | 1.0746 | -- |
| 2021-12-31 | 1.0681 | 1.0681 | - |
| 2021-11-30 | 1.0623 | 1.0623 | - |
| 2021-11-16 | 1.0607 | 1.0607 | 1.0607 |
| 2021-10-31 | 1.0544 | 1.0544 | -- |
| 2021-10-28 | 1.0538 | 1.0538 | - |
| 2021-09-30 | 1.0481 | 1.0481 | - |
| 2021-08-31 | 1.0477 | 1.0477 | - |
| 2021-07-31 | 1.0446 | 1.0446 | -- |
| 2021-06-30 | 1.0371 | 1.0371 | - |
| 2021-05-31 | 1.0341 | 1.0341 | - |
| 2021-04-30 | 1.0277 | 1.0277 | - |
| 2021-03-31 | 1.0203 | 1.0203 | - |
| 2021-02-26 | 1.0117 | 1.0117 | - |
| 2020-11-16 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月15日
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