尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开47号人民币理财产品（产品代码：2201JB0047）于2022-06-27成立，截至2025-07-04的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-07-04 | 1.0807 | 1.0807 | - |
| 2025-06-30 | 1.0801 | 1.0801 | - |
| 2025-06-27 | 1.0799 | 1.0799 | - |
| 2025-06-26 | 1.0798 | 1.0798 | 1.0798 |
| 2025-06-20 | 1.0795 | 1.0795 | - |
| 2025-06-13 | 1.0790 | 1.0790 | - |
| 2025-06-06 | 1.0784 | 1.0784 | - |
| 2025-05-30 | 1.0780 | 1.0780 | - |
| 2025-05-23 | 1.0773 | 1.0773 | - |
| 2025-05-16 | 1.0761 | 1.0761 | - |
| 2025-05-09 | 1.0754 | 1.0754 | - |
| 2025-05-06 | 1.0745 | 1.0745 | - |
| 2025-04-25 | 1.0737 | 1.0737 | - |
| 2025-04-18 | 1.0734 | 1.0734 | - |
| 2025-04-11 | 1.0729 | 1.0729 | - |
| 2025-04-07 | 1.0726 | 1.0726 | - |
| 2025-03-31 | 1.0717 | 1.0717 | - |
| 2025-03-28 | 1.0715 | 1.0715 | - |
| 2025-03-21 | 1.0708 | 1.0708 | - |
| 2025-03-14 | 1.0698 | 1.0698 | - |
| 2025-03-07 | 1.0690 | 1.0690 | - |
| 2025-02-28 | 1.0684 | 1.0684 | - |
| 2025-02-21 | 1.0685 | 1.0685 | - |
| 2025-02-14 | 1.0686 | 1.0686 | - |
| 2025-02-07 | 1.0683 | 1.0683 | - |
| 2025-02-05 | 1.0680 | 1.0680 | - |
| 2025-01-24 | 1.0671 | 1.0671 | - |
| 2025-01-17 | 1.0674 | 1.0674 | - |
| 2025-01-10 | 1.0674 | 1.0674 | - |
| 2025-01-03 | 1.0672 | 1.0672 | - |
| 2024-12-31 | 1.0667 | 1.0667 | - |
| 2024-12-27 | 1.0663 | 1.0663 | - |
| 2024-12-20 | 1.0659 | 1.0659 | - |
| 2024-12-13 | 1.0654 | 1.0654 | - |
| 2024-12-06 | 1.0645 | 1.0645 | - |
| 2024-11-29 | 1.0634 | 1.0634 | - |
| 2024-11-22 | 1.0626 | 1.0626 | - |
| 2024-11-15 | 1.0619 | 1.0619 | - |
| 2024-11-08 | 1.0612 | 1.0612 | - |
| 2024-11-01 | 1.0604 | 1.0604 | - |
| 2024-10-25 | 1.0599 | 1.0599 | - |
| 2024-10-18 | 1.0599 | 1.0599 | - |
| 2024-10-11 | 1.0582 | 1.0582 | - |
| 2024-10-08 | 1.0583 | 1.0583 | - |
| 2024-09-30 | 1.0583 | 1.0583 | - |
| 2024-09-27 | 1.0592 | 1.0592 | - |
| 2024-09-20 | 1.0591 | 1.0591 | - |
| 2024-09-13 | 1.0587 | 1.0587 | - |
| 2024-09-06 | 1.0583 | 1.0583 | - |
| 2024-08-30 | 1.0576 | 1.0576 | - |
| 2024-08-23 | 1.0574 | 1.0574 | - |
| 2024-08-16 | 1.0574 | 1.0574 | - |
| 2024-08-09 | 1.0570 | 1.0570 | - |
| 2024-08-02 | 1.0566 | 1.0566 | - |
| 2024-07-26 | 1.0559 | 1.0559 | - |
| 2024-07-19 | 1.0555 | 1.0555 | - |
| 2024-07-12 | 1.0550 | 1.0550 | - |
| 2024-07-05 | 1.0546 | 1.0546 | - |
| 2024-06-30 | 1.0541 | 1.0541 | -- |
| 2024-06-28 | 1.0541 | 1.0541 | - |
| 2024-06-26 | 1.0541 | 1.0541 | 1.0541 |
| 2024-06-21 | 1.0538 | 1.0538 | - |
| 2024-06-14 | 1.0533 | 1.0533 | - |
| 2024-06-07 | 1.0528 | 1.0528 | - |
| 2024-05-31 | 1.0522 | 1.0522 | - |
| 2024-05-24 | 1.0517 | 1.0517 | - |
| 2024-05-17 | 1.0511 | 1.0511 | - |
| 2024-05-10 | 1.0506 | 1.0506 | - |
| 2024-05-06 | 1.0503 | 1.0503 | - |
| 2024-04-26 | 1.0498 | 1.0498 | - |
| 2024-04-19 | 1.0495 | 1.0495 | - |
| 2024-04-12 | 1.0490 | 1.0490 | - |
| 2024-04-07 | 1.0485 | 1.0485 | - |
| 2024-03-31 | 1.0478 | 1.0478 | -- |
| 2024-03-29 | 1.0477 | 1.0477 | - |
| 2024-03-22 | 1.0472 | 1.0472 | - |
| 2024-03-15 | 1.0466 | 1.0466 | - |
| 2024-03-08 | 1.0462 | 1.0462 | - |
| 2024-03-01 | 1.0456 | 1.0456 | - |
| 2024-02-23 | 1.0449 | 1.0449 | - |
| 2024-02-18 | 1.0443 | 1.0443 | - |
| 2024-02-09 | 1.0435 | 1.0435 | - |
| 2024-02-02 | 1.0429 | 1.0429 | - |
| 2024-01-26 | 1.0430 | 1.0430 | - |
| 2024-01-19 | 1.0416 | 1.0416 | - |
| 2024-01-12 | 1.0407 | 1.0407 | - |
| 2024-01-05 | 1.0401 | 1.0401 | - |
| 2023-12-31 | 1.0405 | 1.0405 | - |
| 2023-12-29 | 1.0404 | 1.0404 | - |
| 2023-12-22 | 1.0383 | 1.0383 | - |
| 2023-12-15 | 1.0374 | 1.0374 | - |
| 2023-12-08 | 1.0366 | 1.0366 | - |
| 2023-12-01 | 1.0371 | 1.0371 | - |
| 2023-11-24 | 1.0373 | 1.0373 | - |
| 2023-11-17 | 1.0368 | 1.0368 | - |
| 2023-11-10 | 1.0359 | 1.0359 | - |
| 2023-11-03 | 1.0351 | 1.0351 | - |
| 2023-10-27 | 1.0338 | 1.0338 | - |
| 2023-10-20 | 1.0332 | 1.0332 | - |
| 2023-10-13 | 1.0332 | 1.0332 | - |
| 2023-10-07 | 1.0326 | 1.0326 | - |
| 2023-09-30 | 1.0318 | 1.0318 | -- |
| 2023-09-28 | 1.0316 | 1.0316 | - |
| 2023-09-22 | 1.0311 | 1.0311 | - |
| 2023-09-15 | 1.0306 | 1.0306 | - |
| 2023-09-08 | 1.0299 | 1.0299 | - |
| 2023-09-01 | 1.0310 | 1.0310 | - |
| 2023-08-25 | 1.0308 | 1.0308 | - |
| 2023-08-18 | 1.0300 | 1.0300 | - |
| 2023-08-11 | 1.0286 | 1.0286 | - |
| 2023-08-04 | 1.0273 | 1.0273 | - |
| 2023-07-28 | 1.0264 | 1.0264 | - |
| 2023-07-21 | 1.0257 | 1.0257 | - |
| 2023-07-14 | 1.0244 | 1.0244 | - |
| 2023-07-07 | 1.0235 | 1.0235 | - |
| 2023-06-30 | 1.0226 | 1.0226 | - |
| 2023-06-26 | 1.0221 | 1.0221 | 1.0221 |
| 2023-06-25 | 1.0223 | 1.0223 | - |
| 2023-06-16 | 1.0225 | 1.0225 | - |
| 2023-06-13 | 1.0220 | 1.0220 | - |
| 2023-06-09 | 1.0211 | 1.0211 | - |
| 2023-06-02 | 1.0200 | 1.0200 | - |
| 2023-05-26 | 1.0188 | 1.0188 | - |
| 2023-05-19 | 1.0189 | 1.0189 | - |
| 2023-05-12 | 1.0182 | 1.0182 | - |
| 2023-05-05 | 1.0179 | 1.0179 | - |
| 2023-04-28 | 1.0169 | 1.0169 | - |
| 2023-04-21 | 1.0159 | 1.0159 | - |
| 2023-04-14 | 1.0164 | 1.0164 | - |
| 2023-04-07 | 1.0150 | 1.0150 | - |
| 2023-03-31 | 1.0137 | 1.0137 | - |
| 2023-03-24 | 1.0119 | 1.0119 | - |
| 2023-03-17 | 1.0111 | 1.0111 | - |
| 2023-03-10 | 1.0107 | 1.0107 | - |
| 2023-03-03 | 1.0100 | 1.0100 | - |
| 2023-02-24 | 1.0094 | 1.0094 | - |
| 2023-02-17 | 1.0093 | 1.0093 | - |
| 2023-01-31 | 0.9996 | 0.9996 | - |
| 2022-12-31 | 0.9930 | 0.9930 | -- |
| 2022-12-30 | 0.9928 | 0.9928 | - |
| 2022-11-30 | 1.0011 | 1.0011 | - |
| 2022-10-31 | 1.0167 | 1.0167 | - |
| 2022-09-30 | 1.0143 | 1.0143 | - |
| 2022-08-31 | 1.0134 | 1.0134 | - |
| 2022-07-31 | 1.0105 | 1.0105 | -- |
| 2022-06-30 | 1.0003 | 1.0003 | - |
| 2022-06-26 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月09日
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