尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开16号(社保客户优享)人民币理财产品（产品代码：2101JB0016）于2021-10-26成立，截至2025-06-30的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-06-30 | 1.1322 | 1.1322 | - |
| 2025-06-27 | 1.1318 | 1.1318 | - |
| 2025-06-20 | 1.1309 | 1.1309 | - |
| 2025-06-13 | 1.1296 | 1.1296 | - |
| 2025-06-06 | 1.1285 | 1.1285 | - |
| 2025-05-30 | 1.1274 | 1.1274 | - |
| 2025-05-23 | 1.1270 | 1.1270 | - |
| 2025-05-16 | 1.1271 | 1.1271 | - |
| 2025-05-09 | 1.1272 | 1.1272 | - |
| 2025-05-06 | 1.1264 | 1.1264 | - |
| 2025-04-25 | 1.1244 | 1.1244 | - |
| 2025-04-18 | 1.1242 | 1.1242 | - |
| 2025-04-11 | 1.1238 | 1.1238 | - |
| 2025-04-07 | 1.1245 | 1.1245 | - |
| 2025-03-31 | 1.1203 | 1.1203 | - |
| 2025-03-28 | 1.1200 | 1.1200 | - |
| 2025-03-21 | 1.1189 | 1.1189 | - |
| 2025-03-14 | 1.1179 | 1.1179 | - |
| 2025-03-07 | 1.1181 | 1.1181 | - |
| 2025-02-28 | 1.1186 | 1.1186 | - |
| 2025-02-21 | 1.1200 | 1.1200 | - |
| 2025-02-14 | 1.1218 | 1.1218 | - |
| 2025-02-07 | 1.1222 | 1.1222 | - |
| 2025-02-05 | 1.1216 | 1.1216 | - |
| 2025-01-24 | 1.1197 | 1.1197 | - |
| 2025-01-17 | 1.1196 | 1.1196 | - |
| 2025-01-10 | 1.1197 | 1.1197 | - |
| 2025-01-03 | 1.1200 | 1.1200 | - |
| 2024-12-31 | 1.1179 | 1.1179 | - |
| 2024-12-27 | 1.1165 | 1.1165 | - |
| 2024-12-20 | 1.1158 | 1.1158 | - |
| 2024-12-13 | 1.1153 | 1.1153 | - |
| 2024-12-06 | 1.1126 | 1.1126 | - |
| 2024-11-29 | 1.1101 | 1.1101 | - |
| 2024-11-22 | 1.1077 | 1.1077 | - |
| 2024-11-15 | 1.1071 | 1.1071 | - |
| 2024-11-08 | 1.1062 | 1.1062 | - |
| 2024-11-01 | 1.1050 | 1.1050 | - |
| 2024-10-25 | 1.1046 | 1.1046 | 1.1046 |
| 2024-10-18 | 1.1051 | 1.1051 | - |
| 2024-10-11 | 1.1032 | 1.1032 | - |
| 2024-10-08 | 1.1021 | 1.1021 | - |
| 2024-09-30 | 1.1022 | 1.1022 | - |
| 2024-09-27 | 1.1039 | 1.1039 | - |
| 2024-09-20 | 1.1055 | 1.1055 | - |
| 2024-09-13 | 1.1046 | 1.1046 | - |
| 2024-09-06 | 1.1034 | 1.1034 | - |
| 2024-08-30 | 1.1017 | 1.1017 | - |
| 2024-08-23 | 1.1015 | 1.1015 | - |
| 2024-08-16 | 1.1013 | 1.1013 | - |
| 2024-08-09 | 1.1009 | 1.1009 | - |
| 2024-08-02 | 1.1007 | 1.1007 | - |
| 2024-07-26 | 1.0998 | 1.0998 | - |
| 2024-07-19 | 1.0987 | 1.0987 | - |
| 2024-07-12 | 1.0979 | 1.0979 | - |
| 2024-07-05 | 1.0969 | 1.0969 | - |
| 2024-06-30 | 1.0963 | 1.0963 | -- |
| 2024-06-28 | 1.0961 | 1.0961 | - |
| 2024-06-21 | 1.0952 | 1.0952 | - |
| 2024-06-14 | 1.0947 | 1.0947 | - |
| 2024-06-07 | 1.0940 | 1.0940 | - |
| 2024-05-31 | 1.0929 | 1.0929 | - |
| 2024-05-24 | 1.0921 | 1.0921 | - |
| 2024-05-17 | 1.0912 | 1.0912 | - |
| 2024-05-10 | 1.0901 | 1.0901 | - |
| 2024-05-06 | 1.0895 | 1.0895 | - |
| 2024-04-26 | 1.0890 | 1.0890 | - |
| 2024-04-19 | 1.0888 | 1.0888 | - |
| 2024-04-12 | 1.0875 | 1.0875 | - |
| 2024-04-07 | 1.0860 | 1.0860 | - |
| 2024-03-31 | 1.0851 | 1.0851 | -- |
| 2024-03-29 | 1.0849 | 1.0849 | - |
| 2024-03-22 | 1.0843 | 1.0843 | - |
| 2024-03-15 | 1.0831 | 1.0831 | - |
| 2024-03-08 | 1.0828 | 1.0828 | - |
| 2024-03-01 | 1.0817 | 1.0817 | - |
| 2024-02-23 | 1.0806 | 1.0806 | - |
| 2024-02-18 | 1.0787 | 1.0787 | - |
| 2024-02-09 | 1.0779 | 1.0779 | - |
| 2024-02-02 | 1.0768 | 1.0768 | - |
| 2024-01-26 | 1.0743 | 1.0743 | - |
| 2024-01-19 | 1.0728 | 1.0728 | - |
| 2024-01-12 | 1.0711 | 1.0711 | - |
| 2024-01-05 | 1.0695 | 1.0695 | - |
| 2023-12-31 | 1.0684 | 1.0684 | - |
| 2023-12-29 | 1.0682 | 1.0682 | - |
| 2023-12-22 | 1.0662 | 1.0662 | - |
| 2023-12-15 | 1.0652 | 1.0652 | - |
| 2023-12-08 | 1.0635 | 1.0635 | - |
| 2023-12-01 | 1.0649 | 1.0649 | - |
| 2023-11-24 | 1.0647 | 1.0647 | - |
| 2023-11-17 | 1.0637 | 1.0637 | - |
| 2023-11-10 | 1.0620 | 1.0620 | - |
| 2023-11-03 | 1.0608 | 1.0608 | - |
| 2023-10-27 | 1.0593 | 1.0593 | - |
| 2023-10-25 | 1.0573 | 1.0573 | 1.0573 |
| 2023-10-20 | 1.0572 | 1.0572 | - |
| 2023-10-13 | 1.0589 | 1.0589 | - |
| 2023-10-07 | 1.0587 | 1.0587 | - |
| 2023-09-30 | 1.0577 | 1.0577 | -- |
| 2023-09-28 | 1.0576 | 1.0576 | - |
| 2023-09-22 | 1.0576 | 1.0576 | - |
| 2023-09-15 | 1.0572 | 1.0572 | - |
| 2023-09-08 | 1.0551 | 1.0551 | - |
| 2023-09-01 | 1.0596 | 1.0596 | - |
| 2023-08-25 | 1.0572 | 1.0572 | - |
| 2023-08-18 | 1.0586 | 1.0586 | - |
| 2023-08-11 | 1.0605 | 1.0605 | - |
| 2023-08-04 | 1.0629 | 1.0629 | - |
| 2023-07-28 | 1.0612 | 1.0612 | - |
| 2023-07-21 | 1.0606 | 1.0606 | - |
| 2023-07-14 | 1.0613 | 1.0613 | - |
| 2023-07-07 | 1.0617 | 1.0617 | - |
| 2023-06-30 | 1.0597 | 1.0597 | - |
| 2023-06-25 | 1.0586 | 1.0586 | - |
| 2023-06-16 | 1.0582 | 1.0582 | - |
| 2023-06-09 | 1.0546 | 1.0546 | - |
| 2023-06-02 | 1.0545 | 1.0545 | - |
| 2023-05-26 | 1.0541 | 1.0541 | - |
| 2023-05-19 | 1.0542 | 1.0542 | - |
| 2023-05-12 | 1.0523 | 1.0523 | - |
| 2023-05-05 | 1.0521 | 1.0521 | - |
| 2023-04-28 | 1.0520 | 1.0520 | - |
| 2023-04-21 | 1.0520 | 1.0520 | - |
| 2023-04-14 | 1.0557 | 1.0557 | - |
| 2023-04-07 | 1.0547 | 1.0547 | - |
| 2023-03-31 | 1.0510 | 1.0510 | - |
| 2023-03-24 | 1.0488 | 1.0488 | - |
| 2023-03-17 | 1.0436 | 1.0436 | - |
| 2023-03-10 | 1.0418 | 1.0418 | - |
| 2023-03-03 | 1.0447 | 1.0447 | - |
| 2023-02-24 | 1.0435 | 1.0435 | - |
| 2023-02-17 | 1.0421 | 1.0421 | - |
| 2023-01-31 | 1.0406 | 1.0406 | - |
| 2022-12-31 | 1.0243 | 1.0243 | -- |
| 2022-12-30 | 1.0242 | 1.0242 | - |
| 2022-11-30 | 1.0338 | 1.0338 | - |
| 2022-10-31 | 1.0386 | 1.0386 | - |
| 2022-10-25 | 1.0399 | 1.0399 | 1.0399 |
| 2022-10-09 | 1.0365 | 1.0365 | - |
| 2022-10-08 | 1.0363 | 1.0363 | - |
| 2022-09-30 | 1.0357 | 1.0357 | - |
| 2022-08-31 | 1.0434 | 1.0434 | - |
| 2022-07-31 | 1.0457 | 1.0457 | -- |
| 2022-06-30 | 1.0360 | 1.0360 | - |
| 2022-05-31 | 1.0218 | 1.0218 | - |
| 2022-04-30 | 1.0088 | 1.0088 | -- |
| 2022-03-31 | 1.0163 | 1.0163 | - |
| 2022-02-28 | 1.0181 | 1.0181 | - |
| 2022-01-31 | 1.0154 | 1.0154 | -- |
| 2021-12-31 | 1.0117 | 1.0117 | - |
| 2021-11-30 | 1.0041 | 1.0041 | - |
| 2021-10-31 | 1.0004 | 1.0004 | -- |
| 2021-10-25 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月07日
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