尊敬的投资者：
我公司发行的邮银财富·鸿元两年定开31号(资本市场改革)人民币理财产品（产品代码：2101AL0031）于2021-09-22成立，截至2025-06-30的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-06-30 | 1.0811 | 1.0811 | - |
| 2025-06-27 | 1.0799 | 1.0799 | - |
| 2025-06-20 | 1.0743 | 1.0743 | - |
| 2025-06-13 | 1.0747 | 1.0747 | - |
| 2025-06-06 | 1.0750 | 1.0750 | - |
| 2025-05-30 | 1.0718 | 1.0718 | - |
| 2025-05-23 | 1.0734 | 1.0734 | - |
| 2025-05-16 | 1.0736 | 1.0736 | - |
| 2025-05-09 | 1.0723 | 1.0723 | - |
| 2025-05-06 | 1.0700 | 1.0700 | - |
| 2025-04-25 | 1.0659 | 1.0659 | - |
| 2025-04-18 | 1.0644 | 1.0644 | - |
| 2025-04-11 | 1.0632 | 1.0632 | - |
| 2025-04-07 | 1.0577 | 1.0577 | - |
| 2025-03-31 | 1.0681 | 1.0681 | - |
| 2025-03-28 | 1.0689 | 1.0689 | - |
| 2025-03-21 | 1.0697 | 1.0697 | - |
| 2025-03-14 | 1.0734 | 1.0734 | - |
| 2025-03-07 | 1.0739 | 1.0739 | - |
| 2025-02-28 | 1.0685 | 1.0685 | - |
| 2025-02-21 | 1.0760 | 1.0760 | - |
| 2025-02-14 | 1.0693 | 1.0693 | - |
| 2025-02-07 | 1.0673 | 1.0673 | - |
| 2025-02-05 | 1.0630 | 1.0630 | - |
| 2025-01-24 | 1.0613 | 1.0613 | - |
| 2025-01-17 | 1.0616 | 1.0616 | - |
| 2025-01-10 | 1.0588 | 1.0588 | - |
| 2025-01-03 | 1.0595 | 1.0595 | - |
| 2024-12-31 | 1.0614 | 1.0614 | - |
| 2024-12-27 | 1.0620 | 1.0620 | - |
| 2024-12-20 | 1.0610 | 1.0610 | - |
| 2024-12-13 | 1.0618 | 1.0618 | - |
| 2024-12-06 | 1.0597 | 1.0597 | - |
| 2024-11-29 | 1.0559 | 1.0559 | - |
| 2024-11-22 | 1.0537 | 1.0537 | - |
| 2024-11-15 | 1.0544 | 1.0544 | - |
| 2024-11-08 | 1.0585 | 1.0585 | - |
| 2024-11-01 | 1.0542 | 1.0542 | - |
| 2024-10-25 | 1.0551 | 1.0551 | - |
| 2024-10-18 | 1.0530 | 1.0530 | - |
| 2024-10-11 | 1.0471 | 1.0471 | - |
| 2024-10-08 | 1.0564 | 1.0564 | - |
| 2024-09-30 | 1.0512 | 1.0512 | - |
| 2024-09-27 | 1.0474 | 1.0474 | - |
| 2024-09-20 | 1.0389 | 1.0389 | - |
| 2024-09-13 | 1.0385 | 1.0385 | - |
| 2024-09-06 | 1.0404 | 1.0404 | - |
| 2024-08-30 | 1.0420 | 1.0420 | - |
| 2024-08-23 | 1.0398 | 1.0398 | - |
| 2024-08-16 | 1.0417 | 1.0417 | - |
| 2024-08-09 | 1.0432 | 1.0432 | - |
| 2024-08-02 | 1.0472 | 1.0472 | - |
| 2024-07-26 | 1.0443 | 1.0443 | - |
| 2024-07-19 | 1.0493 | 1.0493 | - |
| 2024-07-12 | 1.0545 | 1.0545 | - |
| 2024-07-05 | 1.0529 | 1.0529 | - |
| 2024-06-30 | 1.0533 | 1.0533 | -- |
| 2024-06-28 | 1.0533 | 1.0533 | - |
| 2024-06-21 | 1.0541 | 1.0541 | - |
| 2024-06-14 | 1.0575 | 1.0575 | - |
| 2024-06-07 | 1.0581 | 1.0581 | - |
| 2024-05-31 | 1.0587 | 1.0587 | - |
| 2024-05-24 | 1.0582 | 1.0582 | - |
| 2024-05-17 | 1.0614 | 1.0614 | - |
| 2024-05-10 | 1.0591 | 1.0591 | - |
| 2024-05-06 | 1.0549 | 1.0549 | - |
| 2024-04-26 | 1.0481 | 1.0481 | - |
| 2024-04-19 | 1.0484 | 1.0484 | - |
| 2024-04-12 | 1.0464 | 1.0464 | - |
| 2024-04-07 | 1.0438 | 1.0438 | - |
| 2024-03-31 | 1.0381 | 1.0381 | -- |
| 2024-03-29 | 1.0381 | 1.0381 | - |
| 2024-03-22 | 1.0377 | 1.0377 | - |
| 2024-03-15 | 1.0354 | 1.0354 | - |
| 2024-03-08 | 1.0368 | 1.0368 | - |
| 2024-03-01 | 1.0386 | 1.0386 | - |
| 2024-02-23 | 1.0381 | 1.0381 | - |
| 2024-02-18 | 1.0313 | 1.0313 | - |
| 2024-02-09 | 1.0313 | 1.0313 | - |
| 2024-02-02 | 1.0255 | 1.0255 | - |
| 2024-01-26 | 1.0329 | 1.0329 | - |
| 2024-01-19 | 1.0307 | 1.0307 | - |
| 2024-01-12 | 1.0336 | 1.0336 | - |
| 2024-01-05 | 1.0339 | 1.0339 | - |
| 2023-12-31 | 1.0362 | 1.0362 | - |
| 2023-12-29 | 1.0361 | 1.0361 | - |
| 2023-12-22 | 1.0309 | 1.0309 | - |
| 2023-12-15 | 1.0318 | 1.0318 | - |
| 2023-12-08 | 1.0328 | 1.0328 | - |
| 2023-12-01 | 1.0354 | 1.0354 | - |
| 2023-11-24 | 1.0357 | 1.0357 | - |
| 2023-11-17 | 1.0360 | 1.0360 | - |
| 2023-11-10 | 1.0363 | 1.0363 | - |
| 2023-11-03 | 1.0361 | 1.0361 | - |
| 2023-10-27 | 1.0351 | 1.0351 | - |
| 2023-10-20 | 1.0324 | 1.0324 | - |
| 2023-10-13 | 1.0363 | 1.0363 | - |
| 2023-10-07 | 1.0373 | 1.0373 | - |
| 2023-09-30 | 1.0368 | 1.0368 | -- |
| 2023-09-28 | 1.0367 | 1.0367 | - |
| 2023-09-22 | 1.0371 | 1.0371 | - |
| 2023-09-21 | 1.0358 | 1.0358 | 1.0358 |
| 2023-09-15 | 1.0362 | 1.0362 | - |
| 2023-09-08 | 1.0363 | 1.0363 | - |
| 2023-09-04 | 1.0399 | 1.0399 | - |
| 2023-09-01 | 1.0393 | 1.0393 | - |
| 2023-08-25 | 1.0371 | 1.0371 | - |
| 2023-08-18 | 1.0385 | 1.0385 | - |
| 2023-08-11 | 1.0393 | 1.0393 | - |
| 2023-08-04 | 1.0410 | 1.0410 | - |
| 2023-07-28 | 1.0389 | 1.0389 | - |
| 2023-07-21 | 1.0358 | 1.0358 | - |
| 2023-07-14 | 1.0367 | 1.0367 | - |
| 2023-07-07 | 1.0350 | 1.0350 | - |
| 2023-06-30 | 1.0346 | 1.0346 | - |
| 2023-06-25 | 1.0345 | 1.0345 | - |
| 2023-06-16 | 1.0363 | 1.0363 | - |
| 2023-06-09 | 1.0314 | 1.0314 | - |
| 2023-06-02 | 1.0317 | 1.0317 | - |
| 2023-05-26 | 1.0299 | 1.0299 | - |
| 2023-05-19 | 1.0302 | 1.0302 | - |
| 2023-05-12 | 1.0287 | 1.0287 | - |
| 2023-05-05 | 1.0285 | 1.0285 | - |
| 2023-04-28 | 1.0288 | 1.0288 | - |
| 2023-04-21 | 1.0276 | 1.0276 | - |
| 2023-04-14 | 1.0277 | 1.0277 | - |
| 2023-04-07 | 1.0282 | 1.0282 | - |
| 2023-03-31 | 1.0249 | 1.0249 | - |
| 2023-03-24 | 1.0232 | 1.0232 | - |
| 2023-03-17 | 1.0203 | 1.0203 | - |
| 2023-03-10 | 1.0192 | 1.0192 | - |
| 2023-03-03 | 1.0205 | 1.0205 | - |
| 2023-02-24 | 1.0194 | 1.0194 | - |
| 2023-02-17 | 1.0190 | 1.0190 | - |
| 2023-01-31 | 1.0176 | 1.0176 | - |
| 2022-12-31 | 1.0125 | 1.0125 | -- |
| 2022-12-30 | 1.0124 | 1.0124 | - |
| 2022-11-30 | 1.0152 | 1.0152 | - |
| 2022-10-31 | 1.0197 | 1.0197 | - |
| 2022-09-30 | 1.0173 | 1.0173 | - |
| 2022-08-31 | 1.0215 | 1.0215 | - |
| 2022-07-31 | 1.0204 | 1.0204 | -- |
| 2022-06-30 | 1.0156 | 1.0156 | - |
| 2022-05-31 | 1.0141 | 1.0141 | - |
| 2022-04-30 | 1.0088 | 1.0088 | -- |
| 2022-03-31 | 1.0089 | 1.0089 | - |
| 2022-02-28 | 1.0127 | 1.0127 | - |
| 2022-01-31 | 1.0114 | 1.0114 | -- |
| 2021-12-31 | 1.0121 | 1.0121 | - |
| 2021-11-30 | 1.0084 | 1.0084 | - |
| 2021-10-31 | 1.0021 | 1.0021 | -- |
| 2021-09-30 | 1.0003 | 1.0003 | - |
| 2021-09-21 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月07日
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