尊敬的投资者：
我公司发行的邮银财富·债券2018年第488期(一年定开净值型)人民币理财产品（产品代码：1801ZQ0488）于2018-09-13成立，截至2025-06-30的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-06-30 | 1.2948 | 1.2948 | - |
| 2025-06-27 | 1.2944 | 1.2944 | - |
| 2025-06-20 | 1.2937 | 1.2937 | - |
| 2025-06-13 | 1.2923 | 1.2923 | - |
| 2025-06-06 | 1.2912 | 1.2912 | - |
| 2025-05-30 | 1.2903 | 1.2903 | - |
| 2025-05-23 | 1.2907 | 1.2907 | - |
| 2025-05-16 | 1.2900 | 1.2900 | - |
| 2025-05-09 | 1.2895 | 1.2895 | - |
| 2025-05-06 | 1.2884 | 1.2884 | - |
| 2025-04-25 | 1.2868 | 1.2868 | - |
| 2025-04-18 | 1.2871 | 1.2871 | - |
| 2025-04-11 | 1.2863 | 1.2863 | - |
| 2025-04-07 | 1.2874 | 1.2874 | - |
| 2025-03-31 | 1.2843 | 1.2843 | - |
| 2025-03-28 | 1.2838 | 1.2838 | - |
| 2025-03-21 | 1.2825 | 1.2825 | - |
| 2025-03-14 | 1.2809 | 1.2809 | - |
| 2025-03-07 | 1.2801 | 1.2801 | - |
| 2025-02-28 | 1.2825 | 1.2825 | - |
| 2025-02-21 | 1.2834 | 1.2834 | - |
| 2025-02-14 | 1.2862 | 1.2862 | - |
| 2025-02-07 | 1.2867 | 1.2867 | - |
| 2025-02-05 | 1.2864 | 1.2864 | - |
| 2025-01-24 | 1.2839 | 1.2839 | - |
| 2025-01-17 | 1.2847 | 1.2847 | - |
| 2025-01-10 | 1.2853 | 1.2853 | - |
| 2025-01-03 | 1.2858 | 1.2858 | - |
| 2024-12-31 | 1.2846 | 1.2846 | - |
| 2024-12-27 | 1.2835 | 1.2835 | - |
| 2024-12-20 | 1.2837 | 1.2837 | - |
| 2024-12-13 | 1.2835 | 1.2835 | - |
| 2024-12-06 | 1.2818 | 1.2818 | - |
| 2024-11-29 | 1.2783 | 1.2783 | - |
| 2024-11-22 | 1.2757 | 1.2757 | - |
| 2024-11-15 | 1.2744 | 1.2744 | - |
| 2024-11-08 | 1.2726 | 1.2726 | - |
| 2024-11-01 | 1.2705 | 1.2705 | - |
| 2024-10-25 | 1.2703 | 1.2703 | - |
| 2024-10-18 | 1.2722 | 1.2722 | - |
| 2024-10-11 | 1.2672 | 1.2672 | - |
| 2024-10-08 | 1.2682 | 1.2682 | - |
| 2024-09-30 | 1.2697 | 1.2697 | - |
| 2024-09-27 | 1.2731 | 1.2731 | - |
| 2024-09-20 | 1.2749 | 1.2749 | - |
| 2024-09-18 | 1.2754 | 1.2754 | 1.2754 |
| 2024-09-13 | 1.2751 | 1.2751 | - |
| 2024-09-06 | 1.2742 | 1.2742 | - |
| 2024-08-30 | 1.2727 | 1.2727 | - |
| 2024-08-23 | 1.2732 | 1.2732 | - |
| 2024-08-16 | 1.2736 | 1.2736 | - |
| 2024-08-09 | 1.2735 | 1.2735 | - |
| 2024-08-02 | 1.2737 | 1.2737 | - |
| 2024-07-26 | 1.2714 | 1.2714 | - |
| 2024-07-19 | 1.2694 | 1.2694 | - |
| 2024-07-12 | 1.2686 | 1.2686 | - |
| 2024-07-05 | 1.2676 | 1.2676 | - |
| 2024-06-30 | 1.2668 | 1.2668 | -- |
| 2024-06-28 | 1.2667 | 1.2667 | - |
| 2024-06-21 | 1.2654 | 1.2654 | - |
| 2024-06-14 | 1.2645 | 1.2645 | - |
| 2024-06-07 | 1.2630 | 1.2630 | - |
| 2024-05-31 | 1.2615 | 1.2615 | - |
| 2024-05-24 | 1.2604 | 1.2604 | - |
| 2024-05-17 | 1.2592 | 1.2592 | - |
| 2024-05-10 | 1.2576 | 1.2576 | - |
| 2024-05-06 | 1.2566 | 1.2566 | - |
| 2024-04-26 | 1.2557 | 1.2557 | - |
| 2024-04-19 | 1.2561 | 1.2561 | - |
| 2024-04-12 | 1.2543 | 1.2543 | - |
| 2024-04-07 | 1.2522 | 1.2522 | - |
| 2024-03-31 | 1.2509 | 1.2509 | -- |
| 2024-03-29 | 1.2507 | 1.2507 | - |
| 2024-03-22 | 1.2499 | 1.2499 | - |
| 2024-03-15 | 1.2484 | 1.2484 | - |
| 2024-03-08 | 1.2489 | 1.2489 | - |
| 2024-03-01 | 1.2472 | 1.2472 | - |
| 2024-02-23 | 1.2458 | 1.2458 | - |
| 2024-02-18 | 1.2432 | 1.2432 | - |
| 2024-02-09 | 1.2423 | 1.2423 | - |
| 2024-02-02 | 1.2410 | 1.2410 | - |
| 2024-01-26 | 1.2390 | 1.2390 | - |
| 2024-01-19 | 1.2369 | 1.2369 | - |
| 2024-01-12 | 1.2355 | 1.2355 | - |
| 2024-01-05 | 1.2335 | 1.2335 | - |
| 2023-12-31 | 1.2322 | 1.2322 | - |
| 2023-12-29 | 1.2321 | 1.2321 | - |
| 2023-12-22 | 1.2293 | 1.2293 | - |
| 2023-12-15 | 1.2278 | 1.2278 | - |
| 2023-12-08 | 1.2248 | 1.2248 | - |
| 2023-12-01 | 1.2241 | 1.2241 | - |
| 2023-11-24 | 1.2233 | 1.2233 | - |
| 2023-11-17 | 1.2223 | 1.2223 | - |
| 2023-11-10 | 1.2196 | 1.2196 | - |
| 2023-11-03 | 1.2190 | 1.2190 | - |
| 2023-10-27 | 1.2171 | 1.2171 | - |
| 2023-10-20 | 1.2158 | 1.2158 | - |
| 2023-10-13 | 1.2163 | 1.2163 | - |
| 2023-10-07 | 1.2164 | 1.2164 | - |
| 2023-09-30 | 1.2153 | 1.2153 | -- |
| 2023-09-28 | 1.2150 | 1.2150 | - |
| 2023-09-22 | 1.2145 | 1.2145 | - |
| 2023-09-15 | 1.2138 | 1.2138 | 1.2138 |
| 2023-09-08 | 1.2134 | 1.2134 | - |
| 2023-09-01 | 1.2136 | 1.2136 | - |
| 2023-08-25 | 1.2118 | 1.2118 | - |
| 2023-08-18 | 1.2133 | 1.2133 | - |
| 2023-08-11 | 1.2136 | 1.2136 | - |
| 2023-08-04 | 1.2141 | 1.2141 | - |
| 2023-07-28 | 1.2128 | 1.2128 | - |
| 2023-07-21 | 1.2107 | 1.2107 | - |
| 2023-07-14 | 1.2098 | 1.2098 | - |
| 2023-07-07 | 1.2069 | 1.2069 | - |
| 2023-06-30 | 1.2043 | 1.2043 | - |
| 2023-06-25 | 1.2046 | 1.2046 | - |
| 2023-06-16 | 1.2046 | 1.2046 | - |
| 2023-06-09 | 1.2031 | 1.2031 | - |
| 2023-06-02 | 1.2019 | 1.2019 | - |
| 2023-05-26 | 1.2024 | 1.2024 | - |
| 2023-05-19 | 1.2025 | 1.2025 | - |
| 2023-05-12 | 1.2027 | 1.2027 | - |
| 2023-05-05 | 1.2025 | 1.2025 | - |
| 2023-04-28 | 1.2006 | 1.2006 | - |
| 2023-04-21 | 1.2006 | 1.2006 | - |
| 2023-04-14 | 1.1994 | 1.1994 | - |
| 2023-04-07 | 1.1975 | 1.1975 | - |
| 2023-03-31 | 1.1936 | 1.1936 | - |
| 2023-03-24 | 1.1923 | 1.1923 | - |
| 2023-03-17 | 1.1907 | 1.1907 | - |
| 2023-03-10 | 1.1887 | 1.1887 | - |
| 2023-03-03 | 1.1881 | 1.1881 | - |
| 2023-02-24 | 1.1865 | 1.1865 | - |
| 2023-02-17 | 1.1841 | 1.1841 | - |
| 2023-01-31 | 1.1805 | 1.1805 | - |
| 2022-12-31 | 1.1745 | 1.1745 | -- |
| 2022-12-30 | 1.1744 | 1.1744 | - |
| 2022-11-30 | 1.1851 | 1.1851 | - |
| 2022-10-31 | 1.2008 | 1.2008 | - |
| 2022-09-30 | 1.1973 | 1.1973 | - |
| 2022-09-15 | 1.1976 | 1.1976 | 1.1976 |
| 2022-09-07 | 1.1988 | 1.1988 | - |
| 2022-09-02 | 1.1955 | 1.1955 | - |
| 2022-08-25 | 1.1972 | 1.1972 | - |
| 2022-07-25 | 1.1922 | 1.1922 | - |
| 2022-06-30 | 1.1916 | 1.1916 | - |
| 2022-05-25 | 1.1814 | 1.1814 | - |
| 2022-04-25 | 1.1720 | 1.1720 | - |
| 2022-03-31 | 1.1718 | 1.1718 | - |
| 2022-02-25 | 1.1785 | 1.1785 | - |
| 2022-01-25 | 1.1808 | 1.1808 | - |
| 2021-12-31 | 1.1716 | 1.1716 | - |
| 2021-11-25 | 1.1638 | 1.1638 | - |
| 2021-10-25 | 1.1553 | 1.1553 | - |
| 2021-09-30 | 1.1534 | 1.1534 | - |
| 2021-09-15 | 1.1553 | 1.1553 | 1.1553 |
| 2021-09-08 | 1.1628 | 1.1628 | - |
| 2021-08-25 | 1.1537 | 1.1537 | - |
| 2021-07-26 | 1.1313 | 1.1313 | - |
| 2021-06-30 | 1.1289 | 1.1289 | - |
| 2021-05-25 | 1.1231 | 1.1231 | - |
| 2021-04-25 | 1.1204 | 1.1204 | - |
| 2021-03-31 | 1.1187 | 1.1187 | - |
| 2018-09-12 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年07月04日
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