尊敬的投资者：
我公司发行的邮银财富·鸿元一年定开13号（岁岁盈）人民币理财产品（产品代码：2001AB0013）于2020-12-21成立，截至2024-11-08的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2024-11-08 | 1.0626 | 1.0626 | - |
| 2024-11-01 | 1.0605 | 1.0605 | - |
| 2024-10-25 | 1.0599 | 1.0599 | - |
| 2024-10-18 | 1.0622 | 1.0622 | - |
| 2024-10-11 | 1.0589 | 1.0589 | - |
| 2024-10-08 | 1.0603 | 1.0603 | - |
| 2024-09-30 | 1.0612 | 1.0612 | - |
| 2024-09-27 | 1.0609 | 1.0609 | - |
| 2024-09-20 | 1.0579 | 1.0579 | - |
| 2024-09-13 | 1.0565 | 1.0565 | - |
| 2024-09-06 | 1.0556 | 1.0556 | - |
| 2024-08-30 | 1.0554 | 1.0554 | - |
| 2024-08-23 | 1.0563 | 1.0563 | - |
| 2024-08-16 | 1.0567 | 1.0567 | - |
| 2024-08-09 | 1.0565 | 1.0565 | - |
| 2024-08-02 | 1.0569 | 1.0569 | - |
| 2024-07-26 | 1.0547 | 1.0547 | - |
| 2024-07-19 | 1.0538 | 1.0538 | - |
| 2024-07-12 | 1.0539 | 1.0539 | - |
| 2024-07-05 | 1.0546 | 1.0546 | - |
| 2024-06-30 | 1.0558 | 1.0558 | -- |
| 2024-06-28 | 1.0559 | 1.0559 | - |
| 2024-06-21 | 1.0565 | 1.0565 | - |
| 2024-06-14 | 1.0585 | 1.0585 | - |
| 2024-06-07 | 1.0587 | 1.0587 | - |
| 2024-05-31 | 1.0594 | 1.0594 | - |
| 2024-05-24 | 1.0596 | 1.0596 | - |
| 2024-05-17 | 1.0608 | 1.0608 | - |
| 2024-05-10 | 1.0621 | 1.0621 | - |
| 2024-05-06 | 1.0609 | 1.0609 | - |
| 2024-04-26 | 1.0598 | 1.0598 | - |
| 2024-04-19 | 1.0603 | 1.0603 | - |
| 2024-04-12 | 1.0573 | 1.0573 | - |
| 2024-04-07 | 1.0569 | 1.0569 | - |
| 2024-03-31 | 1.0568 | 1.0568 | -- |
| 2024-03-29 | 1.0568 | 1.0568 | - |
| 2024-03-22 | 1.0568 | 1.0568 | - |
| 2024-03-15 | 1.0566 | 1.0566 | - |
| 2024-03-08 | 1.0566 | 1.0566 | - |
| 2024-03-01 | 1.0556 | 1.0556 | - |
| 2024-02-23 | 1.0553 | 1.0553 | - |
| 2024-02-18 | 1.0525 | 1.0525 | - |
| 2024-02-09 | 1.0523 | 1.0523 | - |
| 2024-02-02 | 1.0475 | 1.0475 | - |
| 2024-01-26 | 1.0566 | 1.0566 | - |
| 2024-01-19 | 1.0568 | 1.0568 | - |
| 2024-01-12 | 1.0558 | 1.0558 | - |
| 2024-01-05 | 1.0565 | 1.0565 | - |
| 2023-12-31 | 1.0610 | 1.0610 | - |
| 2023-12-29 | 1.0608 | 1.0608 | - |
| 2023-12-22 | 1.0572 | 1.0572 | - |
| 2023-12-20 | 1.0575 | 1.0575 | 1.0575 |
| 2023-12-15 | 1.0570 | 1.0570 | - |
| 2023-12-08 | 1.0593 | 1.0593 | - |
| 2023-12-01 | 1.0606 | 1.0606 | - |
| 2023-11-24 | 1.0570 | 1.0570 | - |
| 2023-11-17 | 1.0589 | 1.0589 | - |
| 2023-11-10 | 1.0532 | 1.0532 | - |
| 2023-11-03 | 1.0558 | 1.0558 | - |
| 2023-10-27 | 1.0609 | 1.0609 | - |
| 2023-10-20 | 1.0623 | 1.0623 | - |
| 2023-10-13 | 1.0684 | 1.0684 | - |
| 2023-10-07 | 1.0706 | 1.0706 | - |
| 2023-09-30 | 1.0703 | 1.0703 | -- |
| 2023-09-28 | 1.0703 | 1.0703 | - |
| 2023-09-22 | 1.0703 | 1.0703 | - |
| 2023-09-15 | 1.0690 | 1.0690 | - |
| 2023-09-08 | 1.0684 | 1.0684 | - |
| 2023-09-01 | 1.0705 | 1.0705 | - |
| 2023-08-25 | 1.0706 | 1.0706 | - |
| 2023-08-18 | 1.0712 | 1.0712 | - |
| 2023-08-11 | 1.0735 | 1.0735 | - |
| 2023-08-04 | 1.0758 | 1.0758 | - |
| 2023-07-28 | 1.0737 | 1.0737 | - |
| 2023-07-21 | 1.0763 | 1.0763 | - |
| 2023-07-14 | 1.0822 | 1.0822 | - |
| 2023-07-07 | 1.0816 | 1.0816 | - |
| 2023-06-30 | 1.0837 | 1.0837 | - |
| 2023-06-25 | 1.0875 | 1.0875 | - |
| 2023-06-16 | 1.0895 | 1.0895 | - |
| 2023-06-09 | 1.0824 | 1.0824 | - |
| 2023-06-02 | 1.0812 | 1.0812 | - |
| 2023-05-26 | 1.0799 | 1.0799 | - |
| 2023-05-19 | 1.0796 | 1.0796 | - |
| 2023-05-12 | 1.0791 | 1.0791 | - |
| 2023-05-05 | 1.0771 | 1.0771 | - |
| 2023-04-28 | 1.0768 | 1.0768 | - |
| 2023-04-21 | 1.0871 | 1.0871 | - |
| 2023-04-14 | 1.0978 | 1.0978 | - |
| 2023-04-07 | 1.1020 | 1.1020 | - |
| 2023-03-31 | 1.0903 | 1.0903 | - |
| 2023-03-24 | 1.0889 | 1.0889 | - |
| 2023-03-17 | 1.0809 | 1.0809 | - |
| 2023-03-10 | 1.0788 | 1.0788 | - |
| 2023-03-03 | 1.0775 | 1.0775 | - |
| 2023-02-24 | 1.0777 | 1.0777 | - |
| 2023-02-17 | 1.0776 | 1.0776 | - |
| 2023-01-31 | 1.0760 | 1.0760 | - |
| 2022-12-31 | 1.0690 | 1.0690 | -- |
| 2022-12-30 | 1.0690 | 1.0690 | - |
| 2022-12-20 | 1.0699 | 1.0699 | 1.0699 |
| 2022-12-08 | 1.0741 | 1.0741 | - |
| 2022-11-30 | 1.0757 | 1.0757 | - |
| 2022-10-31 | 1.0820 | 1.0820 | - |
| 2022-09-30 | 1.0804 | 1.0804 | - |
| 2022-08-31 | 1.0829 | 1.0829 | - |
| 2022-07-31 | 1.0777 | 1.0777 | -- |
| 2022-06-30 | 1.0726 | 1.0726 | - |
| 2022-05-31 | 1.0709 | 1.0709 | - |
| 2022-04-30 | 1.0661 | 1.0661 | -- |
| 2022-03-31 | 1.0626 | 1.0626 | - |
| 2022-02-28 | 1.0618 | 1.0618 | - |
| 2022-01-31 | 1.0616 | 1.0616 | -- |
| 2021-12-31 | 1.0573 | 1.0573 | - |
| 2021-12-20 | 1.0447 | 1.0447 | 1.0447 |
| 2021-12-01 | 1.0425 | 1.0425 | - |
| 2021-11-30 | 1.0424 | 1.0424 | - |
| 2021-10-31 | 1.0390 | 1.0390 | -- |
| 2021-09-30 | 1.0343 | 1.0343 | - |
| 2021-08-31 | 1.0302 | 1.0302 | - |
| 2021-07-31 | 1.0260 | 1.0260 | -- |
| 2021-06-30 | 1.0223 | 1.0223 | - |
| 2021-05-31 | 1.0186 | 1.0186 | - |
| 2021-04-30 | 1.0149 | 1.0149 | - |
| 2021-03-31 | 1.0111 | 1.0111 | - |
| 2021-02-26 | 1.0070 | 1.0070 | - |
| 2020-12-20 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2024年11月13日
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