尊敬的投资者：
我公司发行的邮银财富添颐·鸿锦封闭式系列2022年第1期养老理财产品（产品代码：2201JQ0001）于2022-08-19成立，截至2025-05-28的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 产品资产净值（元） |
| 2025-05-28 | 1.0947 | 1.1047 | 3,225,134,595.63 |
| 2025-05-21 | 1.0955 | 1.1055 | 3,227,542,508.77 |
| 2025-05-14 | 1.0937 | 1.1037 | 3,222,310,892.18 |
| 2025-05-07 | 1.0910 | 1.1010 | 3,214,533,342.41 |
| 2025-04-30 | 1.0895 | 1.0995 | 3,210,192,070.44 |
| 2025-04-23 | 1.0892 | 1.0992 | 3,209,220,647.49 |
| 2025-04-16 | 1.0879 | 1.0979 | 3,205,994,931.45 |
| 2025-04-09 | 1.0857 | 1.0957 | 3,200,332,453.42 |
| 2025-04-02 | 1.0897 | 1.0997 | 3,212,289,232.06 |
| 2025-03-31 | 1.0889 | 1.0989 | 3,209,936,949.09 |
| 2025-03-26 | 1.0892 | 1.0992 | 3,210,800,469.66 |
| 2025-03-19 | 1.0906 | 1.1006 | 3,214,834,034.11 |
| 2025-03-12 | 1.0880 | 1.0980 | 3,207,288,434.13 |
| 2025-03-05 | 1.0875 | 1.0975 | 3,205,954,771.75 |
| 2025-02-26 | 1.0886 | 1.0986 | 3,209,535,737.04 |
| 2025-02-19 | 1.0876 | 1.0976 | 3,207,292,116.07 |
| 2025-02-12 | 1.0862 | 1.0962 | 3,203,132,946.06 |
| 2025-02-05 | 1.0827 | 1.0927 | 3,193,123,497.55 |
| 2025-01-22 | 1.0806 | 1.0906 | 3,187,455,973.93 |
| 2025-01-15 | 1.0793 | 1.0893 | 3,183,661,636.82 |
| 2025-01-08 | 1.0785 | 1.0885 | 3,181,153,505.09 |
| 2025-01-02 | 1.0784 | 1.0884 | 3,180,926,053.33 |
| 2024-12-31 | 1.0796 | 1.0896 | 3,184,487,811.95 |
| 2024-12-25 | 1.0791 | 1.0891 | 3,183,025,615.60 |
| 2024-12-18 | 1.0775 | 1.0875 | 3,178,337,971.12 |
| 2024-12-11 | 1.0778 | 1.0878 | 3,181,275,951.91 |
| 2024-12-04 | 1.0749 | 1.0849 | 3,172,650,859.89 |
| 2024-11-27 | 1.0730 | 1.0830 | 3,166,903,865.49 |
| 2024-11-20 | 1.0728 | 1.0828 | 3,166,858,711.28 |
| 2024-11-13 | 1.0737 | 1.0837 | 3,169,717,832.52 |
| 2024-11-06 | 1.0720 | 1.0820 | 3,164,706,140.84 |
| 2024-10-30 | 1.0690 | 1.0790 | 3,155,876,039.09 |
| 2024-10-23 | 1.0703 | 1.0803 | 3,160,174,550.03 |
| 2024-10-16 | 1.0681 | 1.0781 | 3,154,878,185.75 |
| 2024-10-09 | 1.0660 | 1.0760 | 3,148,674,745.45 |
| 2024-09-30 | 1.0691 | 1.0791 | 3,157,915,706.65 |
| 2024-09-25 | 1.0611 | 1.0711 | 3,134,252,244.60 |
| 2024-09-18 | 1.0567 | 1.0667 | 3,121,089,495.66 |
| 2024-09-11 | 1.0557 | 1.0657 | 3,118,184,581.72 |
| 2024-09-04 | 1.0563 | 1.0663 | 3,120,102,745.86 |
| 2024-08-28 | 1.0557 | 1.0657 | 3,118,218,591.19 |
| 2024-08-21 | 1.0564 | 1.0664 | 3,120,455,840.72 |
| 2024-08-14 | 1.0567 | 1.0667 | 3,121,263,591.87 |
| 2024-08-09 | 1.0569 | 1.0669 | 3,122,030,166.43 |
| 2024-08-07 | 1.0622 | 1.0672 | 3,137,555,450.13 |
| 2024-07-31 | 1.0627 | 1.0677 | 3,138,940,886.42 |
| 2024-07-24 | 1.0612 | 1.0662 | 3,134,520,532.05 |
| 2024-07-17 | 1.0620 | 1.0670 | 3,136,964,317.59 |
| 2024-07-10 | 1.0599 | 1.0649 | 3,130,759,049.60 |
| 2024-07-03 | 1.0598 | 1.0648 | 3,130,531,626.07 |
| 2024-06-30 | 1.0590 | 1.0640 | 3,128,308,879.43 |
| 2024-06-28 | 1.0589 | 1.0639 | 3,128,013,131.36 |
| 2024-06-26 | 1.0586 | 1.0636 | 3,126,900,838.28 |
| 2024-06-19 | 1.0585 | 1.0635 | 3,128,400,214.96 |
| 2024-06-12 | 1.0582 | 1.0632 | 3,127,774,006.29 |
| 2024-06-05 | 1.0578 | 1.0628 | 3,126,780,217.63 |
| 2024-05-31 | 1.0567 | 1.0617 | 3,123,504,414.77 |
| 2024-05-29 | 1.0570 | 1.0620 | 3,124,468,514.25 |
| 2024-05-22 | 1.0572 | 1.0622 | 3,124,968,037.52 |
| 2024-05-15 | 1.0559 | 1.0609 | 3,121,147,454.94 |
| 2024-05-08 | 1.0544 | 1.0594 | 3,116,731,369.31 |
| 2024-04-30 | 1.0526 | 1.0576 | 3,112,179,144.89 |
| 2024-04-24 | 1.0517 | 1.0567 | 3,109,542,958.10 |
| 2024-04-17 | 1.0510 | 1.0560 | 3,107,470,831.36 |
| 2024-04-10 | 1.0487 | 1.0537 | 3,100,792,486.65 |
| 2024-04-03 | 1.0479 | 1.0529 | 3,099,202,889.37 |
| 2024-03-31 | 1.0463 | 1.0513 | 3,094,490,353.96 |
| 2024-03-29 | 1.0462 | 1.0512 | 3,094,140,686.35 |
| 2024-03-27 | 1.0452 | 1.0502 | 3,091,155,622.02 |
| 2024-03-20 | 1.0455 | 1.0505 | 3,092,378,687.11 |
| 2024-03-13 | 1.0441 | 1.0491 | 3,088,254,757.79 |
| 2024-03-06 | 1.0443 | 1.0493 | 3,089,028,653.44 |
| 2024-02-28 | 1.0422 | 1.0472 | 3,082,843,266.12 |
| 2024-02-21 | 1.0408 | 1.0458 | 3,078,810,414.63 |
| 2024-02-18 | 1.0385 | 1.0435 | 3,072,203,809.53 |
| 2024-02-07 | 1.0366 | 1.0416 | 3,066,702,450.45 |
| 2024-01-31 | 1.0338 | 1.0388 | 3,058,795,886.22 |
| 2024-01-24 | 1.0329 | 1.0379 | 3,056,462,777.03 |
| 2024-01-17 | 1.0315 | 1.0365 | 3,052,312,078.31 |
| 2024-01-10 | 1.0311 | 1.0361 | 3,051,922,365.01 |
| 2024-01-03 | 1.0314 | 1.0364 | 3,053,736,236.73 |
| 2023-12-31 | 1.0314 | 1.0364 | 3,053,747,234.64 |
| 2023-12-29 | 1.0312 | 1.0362 | 3,053,284,457.60 |
| 2023-12-27 | 1.0290 | 1.0340 | 3,046,751,235.07 |
| 2023-12-20 | 1.0269 | 1.0319 | 3,040,887,965.83 |
| 2023-12-13 | 1.0262 | 1.0312 | 3,039,145,835.31 |
| 2023-12-06 | 1.0260 | 1.0310 | 3,039,217,221.44 |
| 2023-11-29 | 1.0263 | 1.0313 | 3,040,335,099.06 |
| 2023-11-22 | 1.0281 | 1.0331 | 3,045,756,886.24 |
| 2023-11-15 | 1.0282 | 1.0332 | 3,047,084,425.74 |
| 2023-11-08 | 1.0272 | 1.0322 | 3,044,048,822.47 |
| 2023-11-01 | 1.0256 | 1.0306 | 3,040,507,258.76 |
| 2023-10-26 | 1.0237 | 1.0287 | 3,035,476,852.85 |
| 2023-10-25 | 1.0233 | 1.0283 | 3,034,377,730.16 |
| 2023-10-18 | 1.0249 | 1.0299 | 3,039,588,026.62 |
| 2023-10-11 | 1.0258 | 1.0308 | 3,042,397,085.47 |
| 2023-09-30 | 1.0258 | 1.0308 | 3,042,487,602.26 |
| 2023-09-28 | 1.0257 | 1.0307 | 3,042,095,577.35 |
| 2023-09-27 | 1.0255 | 1.0305 | 3,042,296,435.86 |
| 2023-09-25 | 1.0255 | 1.0305 | 3,042,561,509.35 |
| 2023-09-20 | 1.0248 | 1.0298 | 3,040,617,912.23 |
| 2023-09-13 | 1.0242 | 1.0292 | 3,042,716,855.78 |
| 2023-09-06 | 1.0249 | 1.0299 | 3,047,881,344.30 |
| 2023-08-30 | 1.0248 | 1.0298 | 3,047,591,822.62 |
| 2023-08-23 | 1.0233 | 1.0283 | 3,043,348,376.77 |
| 2023-08-16 | 1.0237 | 1.0287 | 3,045,204,067.54 |
| 2023-08-11 | 1.0232 | 1.0282 | 3,043,600,406.48 |
| 2023-08-09 | 1.0286 | 1.0286 | 3,059,624,499.80 |
| 2023-08-02 | 1.0272 | 1.0272 | 3,056,193,322.68 |
| 2023-07-26 | 1.0255 | 1.0255 | 3,051,968,059.59 |
| 2023-07-19 | 1.0249 | 1.0249 | 3,050,376,166.11 |
| 2023-07-12 | 1.0216 | 1.0216 | 3,041,198,945.04 |
| 2023-07-05 | 1.0196 | 1.0196 | 3,035,442,237.78 |
| 2023-06-30 | 1.0191 | 1.0191 | 3,033,960,541.53 |
| 2023-06-28 | 1.0185 | 1.0185 | 3,033,409,682.79 |
| 2023-06-21 | 1.0183 | 1.0183 | 3,033,521,204.59 |
| 2023-06-14 | 1.0191 | 1.0191 | 3,036,549,391.37 |
| 2023-06-07 | 1.0164 | 1.0164 | 3,028,963,937.23 |
| 2023-05-31 | 1.0157 | 1.0157 | 3,028,637,469.46 |
| 2023-05-24 | 1.0171 | 1.0171 | 3,032,922,482.68 |
| 2023-05-17 | 1.0173 | 1.0173 | 3,033,377,891.29 |
| 2023-05-10 | 1.0172 | 1.0172 | 3,036,091,722.60 |
| 2023-05-04 | 1.0153 | 1.0153 | 3,030,292,654.95 |
| 2023-04-30 | 1.0143 | 1.0143 | 3,027,287,847.90 |
| 2023-04-26 | 1.0127 | 1.0127 | 3,024,699,328.43 |
| 2023-04-19 | 1.0132 | 1.0132 | 3,026,239,328.68 |
| 2023-04-12 | 1.0109 | 1.0109 | 3,020,677,855.56 |
| 2023-03-31 | 1.0077 | 1.0077 | 3,011,078,517.59 |
| 2023-03-29 | 1.0067 | 1.0067 | 3,010,179,951.48 |
| 2023-03-23 | 1.0073 | 1.0073 | 3,013,849,945.50 |
| 2023-03-15 | 1.0054 | 1.0054 | 3,007,976,871.60 |
| 2023-03-01 | 1.0028 | 1.0028 | 3,001,271,172.28 |
| 2023-02-15 | 1.0007 | 1.0007 | 2,996,974,544.73 |
| 2023-02-01 | 0.9969 | 0.9969 | 2,986,076,073.22 |
| 2023-01-31 | 0.9966 | 0.9966 | 2,985,443,729.44 |
| 2023-01-11 | 0.9950 | 0.9950 | 2,981,276,071.95 |
| 2022-12-31 | 0.9939 | 0.9939 | 2,977,997,425.00 |
| 2022-12-30 | 0.9939 | 0.9939 | 2,977,889,221.22 |
| 2022-12-28 | 0.9929 | 0.9929 | 2,975,515,458.75 |
| 2022-12-14 | 0.9906 | 0.9906 | 2,969,393,990.14 |
| 2022-11-30 | 0.9971 | 0.9971 | 2,988,845,977.94 |
| 2022-11-16 | 0.9978 | 0.9978 | 2,992,170,208.39 |
| 2022-11-02 | 1.0048 | 1.0048 | 3,014,133,840.62 |
| 2022-10-19 | 1.0038 | 1.0038 | 3,011,050,210.64 |
| 2022-09-28 | 1.0013 | 1.0013 | 3,003,550,538.81 |
| 2022-09-14 | 1.0010 | 1.0010 | 3,002,616,681.47 |
| 2022-08-31 | 1.0004 | 1.0004 | 3,000,905,012.35 |
| 2022-08-18 | 1 | 1 | - |
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年05月29日
手机银行
微信公众号
邮储企业银行app
Copyright(C)2024 psbc.com All Rights Reserved 本网站支持IPv6 中国邮政储蓄银行 版权所有 京ICP备07021605号
客户投诉渠道
营业网点：联系我行营业网点工作人员。
客服与投诉热线：致电客服与投诉热线95580或40088-95580。
官方网站：访问官方网站（https://www.psbc.com）点击右上角“在线客服”。
网上银行：访问官方网站（https://www.psbc.com）登录个人网上银行，点击右上角“在线客服”。
手机银行：打开手机银行APP（邮储银行），点击右上角小耳机，联系在线客服。
微信银行：关注“中国邮政储蓄银行”微信公众号，对话框输入“投诉”，根据提示联系在线客服。
总行通讯地址: 北京市西城区金融大街3号（邮编:100808）。
手机银行APP下载
邮储银行微信公众号
根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
