尊敬的投资者：
我公司发行的邮银财富·债券2018年第220期(一年定开净值型)人民币理财产品（产品代码：1801ZQ0220）于2018-05-10成立，截至2025-05-16的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2025-05-16 | 1.3143 | 1.3143 | - |
| 2025-05-09 | 1.3139 | 1.3139 | 1.3139 |
| 2025-05-06 | 1.3127 | 1.3127 | - |
| 2025-04-25 | 1.3115 | 1.3115 | - |
| 2025-04-18 | 1.3117 | 1.3117 | - |
| 2025-04-11 | 1.3111 | 1.3111 | - |
| 2025-04-07 | 1.3113 | 1.3113 | - |
| 2025-03-31 | 1.3075 | 1.3075 | - |
| 2025-03-28 | 1.3072 | 1.3072 | - |
| 2025-03-21 | 1.3052 | 1.3052 | - |
| 2025-03-14 | 1.3034 | 1.3034 | - |
| 2025-03-07 | 1.3025 | 1.3025 | - |
| 2025-02-28 | 1.3032 | 1.3032 | - |
| 2025-02-21 | 1.3045 | 1.3045 | - |
| 2025-02-14 | 1.3056 | 1.3056 | - |
| 2025-02-07 | 1.3059 | 1.3059 | - |
| 2025-02-05 | 1.3052 | 1.3052 | - |
| 2025-01-24 | 1.3037 | 1.3037 | - |
| 2025-01-17 | 1.3035 | 1.3035 | - |
| 2025-01-10 | 1.3041 | 1.3041 | - |
| 2025-01-03 | 1.3041 | 1.3041 | - |
| 2024-12-31 | 1.3030 | 1.3030 | - |
| 2024-12-27 | 1.3023 | 1.3023 | - |
| 2024-12-20 | 1.3018 | 1.3018 | - |
| 2024-12-13 | 1.3009 | 1.3009 | - |
| 2024-12-06 | 1.2980 | 1.2980 | - |
| 2024-11-29 | 1.2942 | 1.2942 | - |
| 2024-11-22 | 1.2911 | 1.2911 | - |
| 2024-11-15 | 1.2894 | 1.2894 | - |
| 2024-11-08 | 1.2876 | 1.2876 | - |
| 2024-11-01 | 1.2861 | 1.2861 | - |
| 2024-10-25 | 1.2859 | 1.2859 | - |
| 2024-10-18 | 1.2875 | 1.2875 | - |
| 2024-10-11 | 1.2819 | 1.2819 | - |
| 2024-10-08 | 1.2825 | 1.2825 | - |
| 2024-09-30 | 1.2839 | 1.2839 | - |
| 2024-09-27 | 1.2870 | 1.2870 | - |
| 2024-09-20 | 1.2880 | 1.2880 | - |
| 2024-09-13 | 1.2876 | 1.2876 | - |
| 2024-09-06 | 1.2870 | 1.2870 | - |
| 2024-08-30 | 1.2856 | 1.2856 | - |
| 2024-08-23 | 1.2862 | 1.2862 | - |
| 2024-08-16 | 1.2867 | 1.2867 | - |
| 2024-08-09 | 1.2870 | 1.2870 | - |
| 2024-08-02 | 1.2874 | 1.2874 | - |
| 2024-07-26 | 1.2858 | 1.2858 | - |
| 2024-07-19 | 1.2840 | 1.2840 | - |
| 2024-07-12 | 1.2832 | 1.2832 | - |
| 2024-07-05 | 1.2821 | 1.2821 | - |
| 2024-06-30 | 1.2818 | 1.2818 | -- |
| 2024-06-28 | 1.2816 | 1.2816 | - |
| 2024-06-21 | 1.2805 | 1.2805 | - |
| 2024-06-14 | 1.2795 | 1.2795 | - |
| 2024-06-07 | 1.2787 | 1.2787 | - |
| 2024-05-31 | 1.2769 | 1.2769 | - |
| 2024-05-24 | 1.2760 | 1.2760 | - |
| 2024-05-17 | 1.2751 | 1.2751 | - |
| 2024-05-10 | 1.2740 | 1.2740 | - |
| 2024-05-09 | 1.2740 | 1.2740 | 1.2740 |
| 2024-05-06 | 1.2733 | 1.2733 | - |
| 2024-04-29 | 1.2720 | 1.2720 | - |
| 2024-04-26 | 1.2726 | 1.2726 | - |
| 2024-04-19 | 1.2729 | 1.2729 | - |
| 2024-04-12 | 1.2710 | 1.2710 | - |
| 2024-04-07 | 1.2690 | 1.2690 | - |
| 2024-03-31 | 1.2680 | 1.2680 | -- |
| 2024-03-29 | 1.2679 | 1.2679 | - |
| 2024-03-22 | 1.2673 | 1.2673 | - |
| 2024-03-15 | 1.2660 | 1.2660 | - |
| 2024-03-08 | 1.2662 | 1.2662 | - |
| 2024-03-01 | 1.2653 | 1.2653 | - |
| 2024-02-23 | 1.2648 | 1.2648 | - |
| 2024-02-18 | 1.2630 | 1.2630 | - |
| 2024-02-09 | 1.2624 | 1.2624 | - |
| 2024-02-02 | 1.2611 | 1.2611 | - |
| 2024-01-26 | 1.2600 | 1.2600 | - |
| 2024-01-19 | 1.2586 | 1.2586 | - |
| 2024-01-12 | 1.2576 | 1.2576 | - |
| 2024-01-05 | 1.2564 | 1.2564 | - |
| 2023-12-31 | 1.2557 | 1.2557 | - |
| 2023-12-29 | 1.2556 | 1.2556 | - |
| 2023-12-22 | 1.2532 | 1.2532 | - |
| 2023-12-15 | 1.2526 | 1.2526 | - |
| 2023-12-08 | 1.2506 | 1.2506 | - |
| 2023-12-01 | 1.2503 | 1.2503 | - |
| 2023-11-24 | 1.2501 | 1.2501 | - |
| 2023-11-17 | 1.2500 | 1.2500 | - |
| 2023-11-10 | 1.2486 | 1.2486 | - |
| 2023-11-03 | 1.2472 | 1.2472 | - |
| 2023-10-27 | 1.2451 | 1.2451 | - |
| 2023-10-20 | 1.2441 | 1.2441 | - |
| 2023-10-13 | 1.2447 | 1.2447 | - |
| 2023-10-07 | 1.2439 | 1.2439 | - |
| 2023-09-30 | 1.2432 | 1.2432 | -- |
| 2023-09-28 | 1.2430 | 1.2430 | - |
| 2023-09-22 | 1.2427 | 1.2427 | - |
| 2023-09-15 | 1.2417 | 1.2417 | - |
| 2023-09-08 | 1.2408 | 1.2408 | - |
| 2023-09-01 | 1.2436 | 1.2436 | - |
| 2023-08-25 | 1.2441 | 1.2441 | - |
| 2023-08-18 | 1.2435 | 1.2435 | - |
| 2023-08-11 | 1.2418 | 1.2418 | - |
| 2023-08-04 | 1.2398 | 1.2398 | - |
| 2023-07-28 | 1.2388 | 1.2388 | - |
| 2023-07-21 | 1.2395 | 1.2395 | - |
| 2023-07-14 | 1.2377 | 1.2377 | - |
| 2023-07-07 | 1.2366 | 1.2366 | - |
| 2023-06-30 | 1.2350 | 1.2350 | - |
| 2023-06-25 | 1.2341 | 1.2341 | - |
| 2023-06-16 | 1.2339 | 1.2339 | - |
| 2023-06-09 | 1.2334 | 1.2334 | - |
| 2023-06-02 | 1.2318 | 1.2318 | - |
| 2023-05-26 | 1.2307 | 1.2307 | - |
| 2023-05-19 | 1.2297 | 1.2297 | - |
| 2023-05-12 | 1.2293 | 1.2293 | - |
| 2023-05-10 | 1.2289 | 1.2289 | 1.2289 |
| 2023-05-05 | 1.2280 | 1.2280 | - |
| 2023-05-04 | 1.2273 | 1.2273 | - |
| 2023-04-28 | 1.2262 | 1.2262 | - |
| 2023-04-21 | 1.2242 | 1.2242 | - |
| 2023-04-14 | 1.2229 | 1.2229 | - |
| 2023-04-07 | 1.2205 | 1.2205 | - |
| 2023-03-31 | 1.2193 | 1.2193 | - |
| 2023-03-24 | 1.2179 | 1.2179 | - |
| 2023-03-17 | 1.2174 | 1.2174 | - |
| 2023-03-10 | 1.2160 | 1.2160 | - |
| 2023-03-03 | 1.2129 | 1.2129 | - |
| 2023-02-24 | 1.2126 | 1.2126 | - |
| 2023-02-17 | 1.2130 | 1.2130 | - |
| 2023-01-31 | 1.2064 | 1.2064 | - |
| 2022-12-31 | 1.2045 | 1.2045 | -- |
| 2022-12-30 | 1.2043 | 1.2043 | - |
| 2022-11-30 | 1.2085 | 1.2085 | - |
| 2022-10-31 | 1.2214 | 1.2214 | - |
| 2022-09-30 | 1.2168 | 1.2168 | - |
| 2022-08-31 | 1.2151 | 1.2151 | - |
| 2022-07-31 | 1.2107 | 1.2107 | -- |
| 2022-06-30 | 1.2006 | 1.2006 | - |
| 2022-05-10 | 1.1962 | 1.1962 | 1.1962 |
| 2022-04-29 | 1.1976 | 1.1976 | - |
| 2022-03-31 | 1.1918 | 1.1918 | - |
| 2022-02-28 | 1.1917 | 1.1917 | - |
| 2022-01-31 | 1.1908 | 1.1908 | -- |
| 2021-12-31 | 1.1841 | 1.1841 | - |
| 2021-11-30 | 1.1715 | 1.1715 | - |
| 2021-10-31 | 1.1658 | 1.1658 | -- |
| 2021-09-30 | 1.1624 | 1.1624 | - |
| 2021-08-31 | 1.1604 | 1.1604 | - |
| 2021-07-31 | 1.1561 | 1.1561 | -- |
| 2021-06-30 | 1.1509 | 1.1509 | - |
| 2021-05-10 | 1.1419 | 1.1419 | 1.1419 |
| 2021-04-29 | 1.1411 | 1.1411 | - |
| 2021-03-31 | 1.1368 | 1.1368 | - |
| 2021-02-26 | 1.1315 | 1.1315 | - |
| 2018-05-09 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2025年05月20日
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