尊敬的投资者：
我公司发行的邮银财富·鸿元两年定开17号(资本市场改革)人民币理财产品（产品代码：2101AL0017）于2021-04-19成立，截至2026-01-30的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-01-30 | 1.1399 | 1.1399 | - |
| 2026-01-23 | 1.1361 | 1.1361 | - |
| 2026-01-16 | 1.1328 | 1.1328 | - |
| 2026-01-09 | 1.1321 | 1.1321 | - |
| 2026-01-04 | 1.1286 | 1.1286 | - |
| 2025-12-31 | 1.1285 | 1.1285 | - |
| 2025-12-26 | 1.1313 | 1.1313 | - |
| 2025-12-19 | 1.1278 | 1.1278 | - |
| 2025-12-12 | 1.1281 | 1.1281 | - |
| 2025-12-05 | 1.1303 | 1.1303 | - |
| 2025-11-28 | 1.1287 | 1.1287 | - |
| 2025-11-21 | 1.1266 | 1.1266 | - |
| 2025-11-14 | 1.1328 | 1.1328 | - |
| 2025-11-07 | 1.1300 | 1.1300 | - |
| 2025-10-31 | 1.1269 | 1.1269 | - |
| 2025-10-24 | 1.1266 | 1.1266 | - |
| 2025-10-17 | 1.1244 | 1.1244 | - |
| 2025-10-10 | 1.1243 | 1.1243 | - |
| 2025-10-09 | 1.1254 | 1.1254 | - |
| 2025-09-30 | 1.1224 | 1.1224 | - |
| 2025-09-26 | 1.1201 | 1.1201 | - |
| 2025-09-19 | 1.1205 | 1.1205 | - |
| 2025-09-12 | 1.1214 | 1.1214 | - |
| 2025-09-05 | 1.1187 | 1.1187 | - |
| 2025-08-29 | 1.1171 | 1.1171 | - |
| 2025-08-22 | 1.1181 | 1.1181 | - |
| 2025-08-15 | 1.1172 | 1.1172 | - |
| 2025-08-08 | 1.1158 | 1.1158 | - |
| 2025-08-01 | 1.1123 | 1.1123 | - |
| 2025-07-25 | 1.1141 | 1.1141 | - |
| 2025-07-18 | 1.1115 | 1.1115 | - |
| 2025-07-11 | 1.1106 | 1.1106 | - |
| 2025-07-04 | 1.1091 | 1.1091 | - |
| 2025-06-30 | 1.1063 | 1.1063 | - |
| 2025-06-27 | 1.1061 | 1.1061 | - |
| 2025-06-20 | 1.1045 | 1.1045 | - |
| 2025-06-13 | 1.1052 | 1.1052 | - |
| 2025-06-06 | 1.1028 | 1.1028 | - |
| 2025-05-30 | 1.1012 | 1.1012 | - |
| 2025-05-23 | 1.1005 | 1.1005 | - |
| 2025-05-16 | 1.0990 | 1.0990 | - |
| 2025-05-09 | 1.0974 | 1.0974 | - |
| 2025-05-06 | 1.0969 | 1.0969 | - |
| 2025-04-25 | 1.0964 | 1.0964 | - |
| 2025-04-18 | 1.0959 | 1.0959 | 1.0959 |
| 2025-04-11 | 1.0943 | 1.0943 | - |
| 2025-04-08 | 1.0891 | 1.0891 | - |
| 2025-04-07 | 1.0895 | 1.0895 | - |
| 2025-03-31 | 1.0956 | 1.0956 | - |
| 2025-03-28 | 1.0961 | 1.0961 | - |
| 2025-03-21 | 1.0952 | 1.0952 | - |
| 2025-03-14 | 1.0965 | 1.0965 | - |
| 2025-03-07 | 1.0942 | 1.0942 | - |
| 2025-02-28 | 1.0919 | 1.0919 | - |
| 2025-02-21 | 1.0943 | 1.0943 | - |
| 2025-02-14 | 1.0955 | 1.0955 | - |
| 2025-02-07 | 1.0944 | 1.0944 | - |
| 2025-02-05 | 1.0913 | 1.0913 | - |
| 2025-01-24 | 1.0897 | 1.0897 | - |
| 2025-01-17 | 1.0890 | 1.0890 | - |
| 2025-01-10 | 1.0874 | 1.0874 | - |
| 2025-01-03 | 1.0880 | 1.0880 | - |
| 2024-12-31 | 1.0894 | 1.0894 | - |
| 2024-12-27 | 1.0902 | 1.0902 | - |
| 2024-12-20 | 1.0900 | 1.0900 | - |
| 2024-12-13 | 1.0902 | 1.0902 | - |
| 2024-12-06 | 1.0874 | 1.0874 | - |
| 2024-11-29 | 1.0846 | 1.0846 | - |
| 2024-11-22 | 1.0825 | 1.0825 | - |
| 2024-11-15 | 1.0826 | 1.0826 | - |
| 2024-11-08 | 1.0869 | 1.0869 | - |
| 2024-11-01 | 1.0817 | 1.0817 | - |
| 2024-10-25 | 1.0825 | 1.0825 | - |
| 2024-10-18 | 1.0813 | 1.0813 | - |
| 2024-10-11 | 1.0765 | 1.0765 | - |
| 2024-10-08 | 1.0793 | 1.0793 | - |
| 2024-09-30 | 1.0781 | 1.0781 | - |
| 2024-09-27 | 1.0770 | 1.0770 | - |
| 2024-09-20 | 1.0726 | 1.0726 | - |
| 2024-09-13 | 1.0714 | 1.0714 | - |
| 2024-09-06 | 1.0710 | 1.0710 | - |
| 2024-08-30 | 1.0710 | 1.0710 | - |
| 2024-08-23 | 1.0705 | 1.0705 | - |
| 2024-08-16 | 1.0708 | 1.0708 | - |
| 2024-08-09 | 1.0720 | 1.0720 | - |
| 2024-08-02 | 1.0744 | 1.0744 | - |
| 2024-07-26 | 1.0730 | 1.0730 | - |
| 2024-07-19 | 1.0753 | 1.0753 | - |
| 2024-07-12 | 1.0764 | 1.0764 | - |
| 2024-07-05 | 1.0754 | 1.0754 | - |
| 2024-06-30 | 1.0758 | 1.0758 | -- |
| 2024-06-28 | 1.0758 | 1.0758 | - |
| 2024-06-21 | 1.0762 | 1.0762 | - |
| 2024-06-14 | 1.0770 | 1.0770 | - |
| 2024-06-07 | 1.0770 | 1.0770 | - |
| 2024-05-31 | 1.0770 | 1.0770 | - |
| 2024-05-24 | 1.0757 | 1.0757 | - |
| 2024-05-17 | 1.0788 | 1.0788 | - |
| 2024-05-10 | 1.0777 | 1.0777 | - |
| 2024-05-06 | 1.0744 | 1.0744 | - |
| 2024-04-26 | 1.0704 | 1.0704 | - |
| 2024-04-19 | 1.0712 | 1.0712 | - |
| 2024-04-12 | 1.0715 | 1.0715 | - |
| 2024-04-07 | 1.0689 | 1.0689 | - |
| 2024-03-31 | 1.0642 | 1.0642 | -- |
| 2024-03-29 | 1.0642 | 1.0642 | - |
| 2024-03-22 | 1.0622 | 1.0622 | - |
| 2024-03-15 | 1.0613 | 1.0613 | - |
| 2024-03-08 | 1.0603 | 1.0603 | - |
| 2024-03-01 | 1.0587 | 1.0587 | - |
| 2024-02-23 | 1.0567 | 1.0567 | - |
| 2024-02-18 | 1.0464 | 1.0464 | - |
| 2024-02-09 | 1.0466 | 1.0466 | - |
| 2024-02-02 | 1.0397 | 1.0397 | - |
| 2024-01-26 | 1.0465 | 1.0465 | - |
| 2024-01-19 | 1.0447 | 1.0447 | - |
| 2024-01-12 | 1.0474 | 1.0474 | - |
| 2024-01-05 | 1.0490 | 1.0490 | - |
| 2023-12-31 | 1.0526 | 1.0526 | - |
| 2023-12-29 | 1.0525 | 1.0525 | - |
| 2023-12-22 | 1.0482 | 1.0482 | - |
| 2023-12-15 | 1.0510 | 1.0510 | - |
| 2023-12-08 | 1.0521 | 1.0521 | - |
| 2023-12-01 | 1.0545 | 1.0545 | - |
| 2023-11-24 | 1.0547 | 1.0547 | - |
| 2023-11-17 | 1.0565 | 1.0565 | - |
| 2023-11-10 | 1.0546 | 1.0546 | - |
| 2023-11-03 | 1.0533 | 1.0533 | - |
| 2023-10-27 | 1.0523 | 1.0523 | - |
| 2023-10-20 | 1.0520 | 1.0520 | - |
| 2023-10-13 | 1.0594 | 1.0594 | - |
| 2023-10-07 | 1.0609 | 1.0609 | - |
| 2023-09-30 | 1.0610 | 1.0610 | -- |
| 2023-09-28 | 1.0610 | 1.0610 | - |
| 2023-09-22 | 1.0616 | 1.0616 | - |
| 2023-09-15 | 1.0609 | 1.0609 | - |
| 2023-09-08 | 1.0605 | 1.0605 | - |
| 2023-09-01 | 1.0627 | 1.0627 | - |
| 2023-08-25 | 1.0583 | 1.0583 | - |
| 2023-08-18 | 1.0617 | 1.0617 | - |
| 2023-08-11 | 1.0647 | 1.0647 | - |
| 2023-08-04 | 1.0688 | 1.0688 | - |
| 2023-07-28 | 1.0678 | 1.0678 | - |
| 2023-07-21 | 1.0656 | 1.0656 | - |
| 2023-07-14 | 1.0681 | 1.0681 | - |
| 2023-07-07 | 1.0656 | 1.0656 | - |
| 2023-06-30 | 1.0654 | 1.0654 | - |
| 2023-06-25 | 1.0650 | 1.0650 | - |
| 2023-06-16 | 1.0673 | 1.0673 | - |
| 2023-06-09 | 1.0631 | 1.0631 | - |
| 2023-06-02 | 1.0623 | 1.0623 | - |
| 2023-05-26 | 1.0599 | 1.0599 | - |
| 2023-05-19 | 1.0611 | 1.0611 | - |
| 2023-05-12 | 1.0597 | 1.0597 | - |
| 2023-05-05 | 1.0628 | 1.0628 | - |
| 2023-04-28 | 1.0630 | 1.0630 | - |
| 2023-04-21 | 1.0620 | 1.0620 | - |
| 2023-04-18 | 1.0637 | 1.0637 | 1.0637 |
| 2023-04-14 | 1.0635 | 1.0635 | - |
| 2023-04-07 | 1.0638 | 1.0638 | - |
| 2023-03-31 | 1.0601 | 1.0601 | - |
| 2023-03-29 | 1.0585 | 1.0585 | - |
| 2023-03-24 | 1.0590 | 1.0590 | - |
| 2023-03-17 | 1.0567 | 1.0567 | - |
| 2023-03-10 | 1.0562 | 1.0562 | - |
| 2023-03-03 | 1.0598 | 1.0598 | - |
| 2023-02-24 | 1.0573 | 1.0573 | - |
| 2023-02-17 | 1.0556 | 1.0556 | - |
| 2023-01-31 | 1.0541 | 1.0541 | - |
| 2022-12-31 | 1.0453 | 1.0453 | -- |
| 2022-12-30 | 1.0451 | 1.0451 | - |
| 2022-11-30 | 1.0490 | 1.0490 | - |
| 2022-10-31 | 1.0523 | 1.0523 | - |
| 2022-09-30 | 1.0524 | 1.0524 | - |
| 2022-08-31 | 1.0541 | 1.0541 | - |
| 2022-07-31 | 1.0497 | 1.0497 | -- |
| 2022-06-30 | 1.0459 | 1.0459 | - |
| 2022-05-31 | 1.0425 | 1.0425 | - |
| 2022-04-30 | 1.0372 | 1.0372 | -- |
| 2022-03-31 | 1.0352 | 1.0352 | - |
| 2022-02-28 | 1.0387 | 1.0387 | - |
| 2022-01-31 | 1.0391 | 1.0391 | -- |
| 2021-12-31 | 1.0404 | 1.0404 | - |
| 2021-11-30 | 1.0317 | 1.0317 | - |
| 2021-10-31 | 1.0268 | 1.0268 | -- |
| 2021-09-30 | 1.0221 | 1.0221 | - |
| 2021-08-31 | 1.0212 | 1.0212 | - |
| 2021-07-31 | 1.0169 | 1.0169 | -- |
| 2021-06-30 | 1.0125 | 1.0125 | - |
| 2021-05-31 | 1.0077 | 1.0077 | - |
| 2021-04-30 | 1.0017 | 1.0017 | - |
| 2021-04-18 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年02月06日
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根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
