尊敬的投资者：
我公司发行的邮银财富·鸿锦一年定开1号人民币理财产品（产品代码：2001JB0001）于2020-05-18成立，截至2026-01-30的产品单位净值情况如下：
| 估值日期 | 产品份额净值（元） | 产品累计份额净值（元） | 认（申）购价格（元）/赎回价格（元） |
| 2026-01-30 | 1.1814 | 1.1814 | - |
| 2026-01-23 | 1.1823 | 1.1823 | - |
| 2026-01-16 | 1.1813 | 1.1813 | - |
| 2026-01-09 | 1.1803 | 1.1803 | - |
| 2026-01-04 | 1.1790 | 1.1790 | - |
| 2025-12-31 | 1.1789 | 1.1789 | - |
| 2025-12-26 | 1.1780 | 1.1780 | - |
| 2025-12-19 | 1.1771 | 1.1771 | - |
| 2025-12-12 | 1.1766 | 1.1766 | - |
| 2025-12-05 | 1.1766 | 1.1766 | - |
| 2025-11-28 | 1.1766 | 1.1766 | - |
| 2025-11-21 | 1.1767 | 1.1767 | - |
| 2025-11-14 | 1.1775 | 1.1775 | - |
| 2025-11-07 | 1.1777 | 1.1777 | - |
| 2025-10-31 | 1.1777 | 1.1777 | - |
| 2025-10-24 | 1.1765 | 1.1765 | - |
| 2025-10-17 | 1.1745 | 1.1745 | - |
| 2025-10-10 | 1.1753 | 1.1753 | - |
| 2025-10-09 | 1.1763 | 1.1763 | - |
| 2025-09-30 | 1.1751 | 1.1751 | - |
| 2025-09-26 | 1.1741 | 1.1741 | - |
| 2025-09-19 | 1.1734 | 1.1734 | - |
| 2025-09-12 | 1.1729 | 1.1729 | - |
| 2025-09-05 | 1.1723 | 1.1723 | - |
| 2025-08-29 | 1.1718 | 1.1718 | - |
| 2025-08-22 | 1.1713 | 1.1713 | - |
| 2025-08-15 | 1.1704 | 1.1704 | - |
| 2025-08-08 | 1.1691 | 1.1691 | - |
| 2025-08-01 | 1.1678 | 1.1678 | - |
| 2025-07-25 | 1.1671 | 1.1671 | - |
| 2025-07-18 | 1.1672 | 1.1672 | - |
| 2025-07-11 | 1.1661 | 1.1661 | - |
| 2025-07-04 | 1.1657 | 1.1657 | - |
| 2025-06-30 | 1.1648 | 1.1648 | - |
| 2025-06-27 | 1.1646 | 1.1646 | - |
| 2025-06-20 | 1.1640 | 1.1640 | - |
| 2025-06-13 | 1.1631 | 1.1631 | - |
| 2025-06-06 | 1.1623 | 1.1623 | - |
| 2025-05-30 | 1.1615 | 1.1615 | - |
| 2025-05-23 | 1.1609 | 1.1609 | - |
| 2025-05-19 | 1.1605 | 1.1605 | 1.1605 |
| 2025-05-16 | 1.1602 | 1.1602 | - |
| 2025-05-09 | 1.1594 | 1.1594 | - |
| 2025-05-06 | 1.1588 | 1.1588 | - |
| 2025-04-25 | 1.1578 | 1.1578 | - |
| 2025-04-18 | 1.1571 | 1.1571 | - |
| 2025-04-11 | 1.1564 | 1.1564 | - |
| 2025-04-07 | 1.1558 | 1.1558 | - |
| 2025-03-31 | 1.1547 | 1.1547 | - |
| 2025-03-28 | 1.1544 | 1.1544 | - |
| 2025-03-21 | 1.1535 | 1.1535 | - |
| 2025-03-14 | 1.1526 | 1.1526 | - |
| 2025-03-07 | 1.1520 | 1.1520 | - |
| 2025-02-28 | 1.1516 | 1.1516 | - |
| 2025-02-21 | 1.1514 | 1.1514 | - |
| 2025-02-14 | 1.1513 | 1.1513 | - |
| 2025-02-07 | 1.1508 | 1.1508 | - |
| 2025-02-05 | 1.1505 | 1.1505 | - |
| 2025-01-24 | 1.1493 | 1.1493 | - |
| 2025-01-17 | 1.1489 | 1.1489 | - |
| 2025-01-10 | 1.1485 | 1.1485 | - |
| 2025-01-03 | 1.1479 | 1.1479 | - |
| 2024-12-31 | 1.1475 | 1.1475 | - |
| 2024-12-27 | 1.1470 | 1.1470 | - |
| 2024-12-20 | 1.1463 | 1.1463 | - |
| 2024-12-13 | 1.1450 | 1.1450 | - |
| 2024-12-06 | 1.1435 | 1.1435 | - |
| 2024-11-29 | 1.1412 | 1.1412 | - |
| 2024-11-22 | 1.1396 | 1.1396 | - |
| 2024-11-15 | 1.1389 | 1.1389 | - |
| 2024-11-08 | 1.1379 | 1.1379 | - |
| 2024-11-01 | 1.1373 | 1.1373 | - |
| 2024-10-25 | 1.1370 | 1.1370 | - |
| 2024-10-18 | 1.1376 | 1.1376 | - |
| 2024-10-11 | 1.1359 | 1.1359 | - |
| 2024-10-08 | 1.1350 | 1.1350 | - |
| 2024-09-30 | 1.1350 | 1.1350 | - |
| 2024-09-27 | 1.1352 | 1.1352 | - |
| 2024-09-20 | 1.1364 | 1.1364 | - |
| 2024-09-13 | 1.1359 | 1.1359 | - |
| 2024-09-06 | 1.1351 | 1.1351 | - |
| 2024-08-30 | 1.1339 | 1.1339 | - |
| 2024-08-23 | 1.1342 | 1.1342 | - |
| 2024-08-16 | 1.1337 | 1.1337 | - |
| 2024-08-09 | 1.1333 | 1.1333 | - |
| 2024-08-02 | 1.1345 | 1.1345 | - |
| 2024-07-26 | 1.1340 | 1.1340 | - |
| 2024-07-19 | 1.1321 | 1.1321 | - |
| 2024-07-12 | 1.1316 | 1.1316 | - |
| 2024-07-05 | 1.1234 | 1.1234 | - |
| 2024-06-30 | 1.1235 | 1.1235 | -- |
| 2024-06-28 | 1.1234 | 1.1234 | - |
| 2024-06-21 | 1.1229 | 1.1229 | - |
| 2024-06-14 | 1.1223 | 1.1223 | - |
| 2024-06-07 | 1.1219 | 1.1219 | - |
| 2024-05-31 | 1.1215 | 1.1215 | - |
| 2024-05-24 | 1.1213 | 1.1213 | - |
| 2024-05-17 | 1.1207 | 1.1207 | 1.1207 |
| 2024-05-10 | 1.1201 | 1.1201 | - |
| 2024-05-08 | 1.1201 | 1.1201 | - |
| 2024-05-06 | 1.1199 | 1.1199 | - |
| 2024-04-26 | 1.1196 | 1.1196 | - |
| 2024-04-19 | 1.1194 | 1.1194 | - |
| 2024-04-12 | 1.1150 | 1.1150 | - |
| 2024-04-07 | 1.1154 | 1.1154 | - |
| 2024-03-31 | 1.1158 | 1.1158 | -- |
| 2024-03-29 | 1.1157 | 1.1157 | - |
| 2024-03-22 | 1.1161 | 1.1161 | - |
| 2024-03-15 | 1.1160 | 1.1160 | - |
| 2024-03-08 | 1.1157 | 1.1157 | - |
| 2024-03-01 | 1.1150 | 1.1150 | - |
| 2024-02-23 | 1.1139 | 1.1139 | - |
| 2024-02-18 | 1.1111 | 1.1111 | - |
| 2024-02-09 | 1.1111 | 1.1111 | - |
| 2024-02-02 | 1.1072 | 1.1072 | - |
| 2024-01-26 | 1.1098 | 1.1098 | - |
| 2024-01-19 | 1.1072 | 1.1072 | - |
| 2024-01-12 | 1.1088 | 1.1088 | - |
| 2024-01-05 | 1.1089 | 1.1089 | - |
| 2023-12-31 | 1.1084 | 1.1084 | - |
| 2023-12-29 | 1.1083 | 1.1083 | - |
| 2023-12-22 | 1.1050 | 1.1050 | - |
| 2023-12-15 | 1.1058 | 1.1058 | - |
| 2023-12-08 | 1.1047 | 1.1047 | - |
| 2023-12-01 | 1.1064 | 1.1064 | - |
| 2023-11-24 | 1.1064 | 1.1064 | - |
| 2023-11-17 | 1.1060 | 1.1060 | - |
| 2023-11-10 | 1.1044 | 1.1044 | - |
| 2023-11-03 | 1.1037 | 1.1037 | - |
| 2023-10-27 | 1.1035 | 1.1035 | - |
| 2023-10-20 | 1.1014 | 1.1014 | - |
| 2023-10-13 | 1.1040 | 1.1040 | - |
| 2023-10-07 | 1.1034 | 1.1034 | - |
| 2023-09-30 | 1.1032 | 1.1032 | -- |
| 2023-09-28 | 1.1031 | 1.1031 | - |
| 2023-09-22 | 1.1033 | 1.1033 | - |
| 2023-09-15 | 1.1027 | 1.1027 | - |
| 2023-09-08 | 1.1010 | 1.1010 | - |
| 2023-09-01 | 1.1035 | 1.1035 | - |
| 2023-08-25 | 1.1031 | 1.1031 | - |
| 2023-08-18 | 1.1031 | 1.1031 | - |
| 2023-08-11 | 1.1022 | 1.1022 | - |
| 2023-08-04 | 1.1020 | 1.1020 | - |
| 2023-07-28 | 1.1008 | 1.1008 | - |
| 2023-07-21 | 1.0982 | 1.0982 | - |
| 2023-07-14 | 1.0970 | 1.0970 | - |
| 2023-07-07 | 1.0949 | 1.0949 | - |
| 2023-06-30 | 1.0927 | 1.0927 | - |
| 2023-06-25 | 1.0913 | 1.0913 | - |
| 2023-06-16 | 1.0925 | 1.0925 | - |
| 2023-06-09 | 1.0909 | 1.0909 | - |
| 2023-06-02 | 1.0901 | 1.0901 | - |
| 2023-05-26 | 1.0906 | 1.0906 | - |
| 2023-05-19 | 1.0912 | 1.0912 | - |
| 2023-05-17 | 1.0914 | 1.0914 | 1.0914 |
| 2023-05-12 | 1.0913 | 1.0913 | - |
| 2023-05-06 | 1.0933 | 1.0933 | - |
| 2023-05-05 | 1.0931 | 1.0931 | - |
| 2023-04-28 | 1.0921 | 1.0921 | - |
| 2023-04-21 | 1.0912 | 1.0912 | - |
| 2023-04-14 | 1.0915 | 1.0915 | - |
| 2023-04-07 | 1.0913 | 1.0913 | - |
| 2023-03-31 | 1.0907 | 1.0907 | - |
| 2023-03-24 | 1.0885 | 1.0885 | - |
| 2023-03-17 | 1.0864 | 1.0864 | - |
| 2023-03-10 | 1.0890 | 1.0890 | - |
| 2023-03-03 | 1.0883 | 1.0883 | - |
| 2023-02-24 | 1.0886 | 1.0886 | - |
| 2023-02-17 | 1.0870 | 1.0870 | - |
| 2023-01-31 | 1.0793 | 1.0793 | - |
| 2022-12-31 | 1.0609 | 1.0609 | -- |
| 2022-12-30 | 1.0608 | 1.0608 | - |
| 2022-11-30 | 1.0675 | 1.0675 | - |
| 2022-10-31 | 1.0719 | 1.0719 | - |
| 2022-09-30 | 1.0708 | 1.0708 | - |
| 2022-08-31 | 1.0707 | 1.0707 | - |
| 2022-07-31 | 1.0702 | 1.0702 | -- |
| 2022-06-30 | 1.0687 | 1.0687 | - |
| 2022-05-17 | 1.0493 | 1.0493 | 1.0493 |
| 2022-05-17 | 1.0493 | 1.0493 | 1.0493 |
| 2022-05-17 | 1.0493 | 1.0493 | 1.0493 |
| 2022-05-17 | 1.0493 | 1.0493 | 1.0493 |
| 2022-04-30 | 1.0450 | 1.0450 | -- |
| 2022-04-26 | 1.0383 | 1.0383 | - |
| 2022-03-31 | 1.0481 | 1.0481 | - |
| 2022-02-28 | 1.0556 | 1.0556 | - |
| 2022-01-31 | 1.0514 | 1.0514 | -- |
| 2021-12-31 | 1.0523 | 1.0523 | - |
| 2021-11-30 | 1.0470 | 1.0470 | - |
| 2021-10-31 | 1.0382 | 1.0382 | -- |
| 2021-09-30 | 1.0346 | 1.0346 | - |
| 2021-08-31 | 1.0384 | 1.0384 | - |
| 2021-07-31 | 1.0360 | 1.0360 | -- |
| 2021-06-30 | 1.0326 | 1.0326 | - |
| 2021-05-17 | 1.0325 | 1.0325 | 1.0325 |
| 2021-05-17 | 1.0325 | 1.0325 | 1.0325 |
| 2021-05-17 | 1.0325 | 1.0325 | 1.0325 |
| 2021-05-17 | 1.0325 | 1.0325 | 1.0325 |
| 2021-04-26 | 1.0297 | 1.0297 | - |
| 2021-03-31 | 1.0272 | 1.0272 | - |
| 2021-02-26 | 1.0216 | 1.0216 | - |
| 2020-05-17 | 1 | 1 | - |
备注：认（申）购价格和赎回价格即为产品份额净值。
【风险提示】
理财产品过往业绩不代表其未来表现，不等于理财产品实际收益，投资须谨慎。
本产品无预期收益率，产品净值随所投资资产的估值变动，产品申购、赎回、清算以产品净值为计算基础，客户所能获得的最终收益以实际支付的为准。
我公司将恪守勤勉尽责的原则，合理配置资产组合，为客户提供专业化的理财服务。客户应密切关注邮储银行官网与本产品有关的信息披露，以免造成不必要的损失。
中邮理财有限责任公司
2026年02月06日
手机银行
微信公众号
邮储企业银行app
Copyright(C)2024 psbc.com All Rights Reserved 本网站支持IPv6 中国邮政储蓄银行 版权所有 京ICP备07021605号
客户投诉渠道
营业网点：联系我行营业网点工作人员。
客服与投诉热线：致电客服与投诉热线95580或40088-95580。
官方网站：访问官方网站（https://www.psbc.com）点击右上角“在线客服”。
网上银行：访问官方网站（https://www.psbc.com）登录个人网上银行，点击右上角“在线客服”。
手机银行：打开手机银行APP（邮储银行），点击右上角小机器人，联系在线客服。
微信银行：关注“中国邮政储蓄银行”微信公众号，对话框输入“投诉”，根据提示联系在线客服。
总行通讯地址: 北京市西城区金融大街3号（邮编:100808）。
电子邮箱：发送邮件至95580@psbc.com，邮件内容需包括联系电话、投诉事项、被投诉机构的名称。
手机银行APP下载
邮储银行微信公众号
根据证监会《证券期货经营机构私募资产管理业务管理办法》规定，证券期货经营机构资产管理计划的合格投资者应为具备相应风险识别能力和承担能力，且符合家庭金融资产不低于500万元、金融净资产不低于300万元或最近三年本人年均收入不低于40万元的个人。您是否确认本人符合合格投资者的认定？
