Users of iOS and Android can directly download mobile banking by scanning the QR code.
The value date for certificated bonds is the purchase date, and the value date for saving bonds (electronic) is the issue date.
The face value of T-bonds is denominated in RMB (Yuan), and the transaction amount of T-bonds must be the integral multiple of RMB100.
T-bonds are non-negotiable and cannot be renamed, but may be redeemed in advance within the specified period. The handling fee at 1% of the principal will be charged for advance redemption.
No application form is required for the subscription and redemption of T-bonds with the Bank, i.e., an investor can ask for the transaction orally, and sign the record printed by the Bank to recognize the transaction.
T-bonds business is available 365 days all the year around (or 366 days in a leap year), business hours range from 8:30 to 17:00 (except for the circumstance expressly provided in the issuance documents).
Any investor who plans to handle the saving bonds (electronic) business should open the custody account of savings bonds (electronic) under the transaction account of fee-based business to record his creditor rights to the savings bonds (electronic) and changes thereof. An investor can open only one real-name transaction account of fee-based business and one real-time custody account of savings bonds (electronic) respectively.