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refers to a type of deposit, for which the depositor has signed the Corporate Negotiated Deposit Contract with the Bank to specify the deposit term and basic savings amount to be reserved in the settlement amount. For the amount in excess of such savings amount, the interest will be accrued separately according to the negotiated interest rate as agreed by both parties. Specifically, for the deposit within the said basic savings amount, the interest will be accrued at the interest rate for demand deposit published by the People’s Bank of China on the value date. For the deposit in excess of the said basic savings amount, the interest will be accrued at the interest rate for corporate RMB negotiated deposit published by the People’s Bank of China on the value date or the withdrawal date.