Your location:Home > Products and Services > Personal > Micro Loan

Merchant Loan Express


I. About the Product

It is a petty loan provided to merchants who are law-abiding, honest and trustworthy, and capable of working to meet their funding needs for production and business activities.

II. About the Service

Applicable users: merchants (including self-employed individuals, small and micro business owners and other natural persons).

Line of credit: up to RMB10 million for a single borrower.

Term: up to 10 years.

Types of guarantee: credit, mortgage, pledge or guarantee.

Interest rate: subject to the local interest rate.

III. Application Channel

Please consult local PSBC branches that provide credit products or call the customer service hotline. Application of the product is subject to rules of local PSBC branches.