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Investment And Financing Management


PSBC provides customers with flexible and handy investment and financing management, enabling customers to easily realizing the fund hedging and appreciation by simple procedures on the basis of achieving lean management of funds. Specifically: 

The Bank furnishes the legal-person overdraft function to meet a customer’s temporary fund shortage and use the fund in a revolving way, do that the customer does not need to apply for additional loan, thus reducing the fund cost effectively; 

Negotiated deposit and agreed deposit are available to create higher yield for a customer’s fund in demand account; 

Intelligent fund pooling product enables a customer easily realize automatic transfer of idle fund in a demand account to time account and obtain higher yield. Furthermore, a demand account can use the fund in a time account to guarantee external payment without any handling fee and overdraft cost.