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Operation Advantages

Date: 2016-09-23

Our strengths include:

• A leading retail bank in China with the largest distribution network and customer base;

• Serving the most promising customers during China’s economic transformation;

• Superior asset quality and prudent risk management;

• A strong deposit franchise and significant funding advantage;

• Advanced information technology capabilities providing comprehensive support for business development;

• Strong support from our controlling shareholder and extensive cooperation with our Strategic Investors; and

• Experienced management team and talented and motivated employees.