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Working Capital Loan

Date: 2016-03-20

It is the loan denominated in local or foreign currencies granted by the Bank to the customer who has the medium- short-term or medium-term fund demands during their production and operation, so as to guarantee their normal production and operation.

Flexible term: covers the fund with different terms, like short-term and medium-term ones;

Diverse currencies: loan in RMB and foreign currencies are available to meet the demands for different currencies;

Quick and convenient approval: high approval efficiency and quick approval;

Fund strength: sufficient fund reserve meets customers' demand for fund.

For customers who have kept long-term and good cooperation relationship with PSBC, the Bank can provide the working capital revolving loan, which is a kind of flexible and handy loan product customized to those customers. The Bank verifies the working capital loan limit to be granted to a customer according to certain standards. During the duration of a contract, the maximum credit limit will be fixed. The customer can withdraw the loan by multiple installments and repay the loan installment by installment to use the loan in circulation within the credit limit and during the effective period of the contract.

Flexible term: covers the fund with different terms, like short-term and medium-term ones;

Handy pooling: during the duration of a contract, the customer can withdraw and repay at any time, thus improving the fund utilization efficiency and reducing the fund costs;

Diverse currencies: loan in RMB and foreign currencies are available to meet the demands for different currencies.